Q: I'm traveling abroad to France, Germany, Italy, and Switzerland. Which credit cards have no international fees?
Q: I'm traveling abroad to France, Germany, Italy and Switzerland. Which credit cards have no international fees?
A: Credit card issuers have turned foreign exchange fees into a battleground over affluent customers, so it's a good time to start shopping for airline credit cards and other feature accounts that let you travel fee-free. Some of our favorite offers include:
- The Platinum Card from American Express. The classic travel charge card got back in the game this year by eliminating foreign transaction fees. With this American Express card take advantage of premium travel benefits such as access to over 600 lounges worldwide when you enroll in Priority Pass Select. And to help with baggage fees, flight-change fees, in-flight food and beverage purchases you can receive up to $200 annually in a statement credit with the airline of your choice. Utilize both of these benefits to help offset the cost of your annual membership fee.
- British Airways Visa Signature Card. Even though the U.K.'s not on your travel list, you might end up on one of BA's planes, or on a codeshare flight operated by one of their partners. Chase's new airline credit card with British Airways eliminates foreign transaction fees when you use your card on purchases made outside the United States and can help you earn miles for your next trip.
- Any Capital One Card. For years, Capital One was the only major credit card company that did not charge foreign transaction fees. Grab their Capital One VentureOne Rewards Credit Card or Capital One Venture Rewards Credit Card to be spared foreign transaction fees while earning miles. I enjoy traveling with Capital One because I can get same-day posting for online payments, perfect if I'm in danger of exceeding my trip budget.
When visiting Europe, take only two or three credit cards with you. That way, a lost wallet won't mean canceling every credit and debit card in the world with your name on it. Pack cards from two different payment networks, like an American Express and a Visa. You're less likely to run into trouble when a merchant accepts just one.
Consider backing up your credit cards with a "chip and PIN" prepaid debit card, like the ones Travelex offers. Some retailers won't accept your American magnetic stripe cards, so keep your "chip and PIN" or some extra local currency handy in case of an emergency.
- Which travel credit cards offer airline club membership?
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- I pay off my bill every month. I really want miles for travel. What card is best for that without blackout dates?
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- How do Chase credit cards compare with other cards with regards to fees, rewards, and miles programs?
- Does the JPMorgan Select Card with smart chip technology have a PIN number that is used for each transaction?
- I want to apply for a Capital One no annual fee card with points but I also want to do a balance transfer. If I apply for the points card, do they send BT offers once you have the card in hand?
- Is Capital One a good credit card to have?
- Which Capital One credit card is the best for accruing air miles the fastest?
- Are there any credit cards that cover emergency medical bills overseas?
- About two years ago, I went through Chapter 7 bankruptcy. Will I be eligible for an American Express again?
- I'm seeing "Visa Signature" a lot. What does it mean?
- What are the best Visa credit cards with cash back rewards?
- Do any credit cards still double the warranty on items bought on their cards?