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Q: I put most purchases on my credit card and pay off the balance every month by automatic bank draft. What is the best credit card for me?

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Added January 15, 2010 from: Curtis Arnold
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 Curtis Arnold
Answered By Curtis Arnold:  If you pay in full every month and make a lot of purchases, then a rewards credit card is probably best for you. Deciding specifically which rewards card is best for you depends on your lifestyle and spending habits. 

[Let CardRatings.com help you find the right rewards credit card for you.]

For example, if many of your purchases are made at grocery stores and restaurants, then you might want to look for a cash back credit card that gives bonuses in those categories. If a good portion of your spending goes towards gasoline purchases, then you should consider a gas card or a cash back card that gives bonuses in that category.

Similarly, if you travel frequently you can shop around for an airline or other travel rewards card. There are a wide variety of cards in this category that offer free flights or hotel stays for points earned on the card. Many also offer bonus points when you purchase airline tickets or hotel stays with the card.

Here is a related article with more information on this topic: Cash Back vs. Airline Rewards.

This question is about:  Best Credit Card Offers
 
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