Balance Transfer

  • Who: Consumers with a good credit score seeking to obtain a low introductory rate card
  • Why: Credit Card Balance Transfers from high to low rate credit cards or financing new purchases with a low introductory rate card can result in big savings
  • Drawbacks: The introductory period on these credit cards tend to be only for 6-12 months. Also, fees can be high.

Editor's Pick

Citi® Platinum Select® MasterCard®

Editor’s Pick Citi® Platinum Select® MasterCard®

5 out of 5

Editor’s Pick Citi® Platinum Select® MasterCard®



Discover® More® Card

  • 0% APR on Balance Transfers for a full 12 months
  • 0% APR on Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - BT12 months11.99% - 20.99% VYes4%Good

Citi® Platinum Select® MasterCard®

  • 0% APR* on balance transfers and purchases for up to 15 months
  • No annual fee
  • Citi® Identity Theft Solutions


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%Up to 15 months11.99% - 19.99% VariableYes3% ($5 min)*Good

Capital One® VentureOneSM Rewards Credit Card

  • 1.25 miles per dollar on every purchase, every day
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • Use rewards for travel, merchandise, gift cards and more
  • 0% intro APR on purchases until March 2011
  • No foreign transaction fees
  • No annual fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - Purchases OnlyUntil March 201113.90% VYes*None*Excellent

SlateSM from Chase

  • Now with BlueprintSM
  • 0% intro APR
  • Patented Fraud Protection
  • Zero Liability on Unauthorized Purchases


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%*Up to 12 months*As low as 13.24% VariableYes3% ($5 minimum)Excellent

Discover® More® Card - $50 Cashback Bonus®

  • 0% APR on Balance Transfers for a full 12 months
  • 0% APR on Purchases for a full 6 months
  • Get $50 Cashback Bonus after your first $599 in purchases
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - BT12 months12.99 - 20.99% VYes5%Excellent

Discover® More® Card – Shamrock

  • 0% APR on Purchases for a full 9 months
  • 0% APR on Balance Transfers for a full 12 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - BT12 months12.99 - 20.99% VYes5%Excellent

Starwood Preferred Guest(R) Business Credit Card from American Express OPEN

  • Earn 10,000 Starpoints with your first purchase
  • Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
  • Redeem at participating Starwood hotels and resorts in 95 countries including Sheraton(R), Westin(R) and W Hotels(R)
  • Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
  • Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
  • No annual fee for the first year - a savings of $45
  • Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
2.90%6 monthsPrime + 9.99%N/A*See TermsGood

Discover® American Flag Card

  • 0% APR on Balance Transfers and Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 months11.99 - 19.99% VYes3%Excellent

Discover® More® Card – Monogram

  • 0% APR on Balance Transfer for a full 12 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - BT12 months12.99 - 20.99% VYes5%Excellent

Discover® Biodegradable More® Card

  • 0% APR on Balance Transfers and Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 months11.99% - 19.99% VYes3%Excellent

Discover® Motiva(SM) Card

  • Pay-On-Time Bonus equal to a full month's interest every time you make 6 on-time payments in a row
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site
  • See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
3.99% BT12 months11.99% - 19.99% VYes3%Excellent

Iberiabank Visa® Classic

  • Variable Rate APR ranging from Prime + 4% – Prime + 10% (7.25%/10.25%/13.25%)
  • No annual membership fee
  • Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
1.99% BT6 months7.25 - 13.25%Yes2%Excellent

Iberiabank Visa® Select

  • Introductory Rate of 7.50% for 12 months from date opened on Purchases
  • Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date
  • Low Ongoing Variable Rate APR after introductory period Prime + 4.25%
  • No transaction fee for balance transfers


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
7.50% F12 months7.50% VYesNoneExcellent