Penalty APR will apply if you: make one or more late payments; or make a payment that is returned.
Credit Card Fee Information:
Foreign Transaction Fee:
Balance Transfer Fee:
3% ($5 min. )
Earn 40,000 Hilton HHonors Bonus Points after you use your new Card to make $750 in purchases within the first 3 months. You can earn 7 Hilton HHonors Bonus Points for each dollar of eligible purchases charged directly with a participating hotel or resort within the Hilton HHonors portfolio of brands. Earn 5 Hilton HHonors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. Earn 3 Hilton HHonors Bonus Points for all other eligible purchases on your Card.
APR for Purchases and Balance Transfers: 15.24%, 17.24% or 19.24% APR, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. Balance Transfer Fee: Either $5 or 3% of the transfer amount, whichever is greater. Cash Advance Fee: Either $5 or 3% of the advance amount, whichever is greater. Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.
The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.
Advertisers in our database are highlighted, and advertisements include an option to apply using links on our site. CardRatings.com may be compensated by companies mentioned on the site when a user's application is accepted or approved by such companies.
Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which CardRatings.com receives compensation. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. It is this compensation that enables CardRatings.com to provide you services like access to free tools and information for consumers. CardRatings.com does not include all credit card companies or all available credit card offers. Because credit card offers change frequently, please visit the card issuer site for current information.