Top credit card offers from our partners

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If you’re looking for the best credit card offers for a variety of lifestyles, you’ve come to the right place! We’ve done the hard work of combing though the offers and the fine print to bring you the best offers from our partners whether you’re interested in travel rewards or cash back or something else entirely.

BEST OVERALL OFFERS

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn signup_reward bonus points after you spend signup_bonus_spend_amount on purchases in the first three months from account opening.

REWARDS RATE

Earn 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠, plus more

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

For a limited time, earn a signup_reward bonus after you spend signup_bonus_spend_amount on purchases in your first three months from account opening.

REWARDS RATE

Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service; and 1.5% on all other purchases.

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn a signup_reward statement credit after you spend signup_bonus_spend_amount in eligible purchases on your new card within the first six months. American Express is a CardRatings advertiser

REWARDS RATE

Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%); 6% cash back on select U.S. streaming subscriptions; 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases; and 1% cash back on other purchases.

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

For a limited time, earn $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend signup_bonus_spend_amount on purchases within the first three months from account opening – that’s equal to signup_reward in travel!

REWARDS RATE

Earn unlimited 2X miles on every purchase, every day, plus earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 20,000 bonus points when you spend $1,000 within the first 90 days of account opening.

REWARDS RATE

Earn 4X points on dining, takeout, and restaurant delivery; 2X points on streaming services; 2X at grocery stores and gas stations/EV charging stations (discount stores/supercenters and wholesale clubs excluded effective September 9, 2024); 1X point on all other eligible purchases.

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BEST CASH-BACK CARDS

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

For a limited time, earn a signup_reward bonus after you spend signup_bonus_spend_amount on purchases in your first three months from account opening.

REWARDS RATE

Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service; and 1.5% on all other purchases.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn a signup_reward statement credit after you spend signup_bonus_spend_amount in eligible purchases on your new card within the first six months.

REWARDS RATE

Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%); 6% cash back on select U.S. streaming subscriptions; 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases; and 1% cash back on other purchases.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Apply and find out your welcome offer. As High As signup_reward cash back* after you spend signup_bonus_spend_amount in purchases within the first six months of card membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.

REWARDS RATE

Earn 3% cash back at U.S. supermarkets, on U.S. online retail purchases; and at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%).

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn $200 cash back after spending $500 in the first 3 months.

REWARDS RATE

Earn 5% back on up to $1,500 spent in categories that rotate quarterly (activation required); 5% cash back on travel purchased through Chase Ultimate Rewards®; 3% back at restaurants (takeout and delivery included); 3% back at drugstores; and 1% back on all other eligible purchases

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Information related to Chase Freedom FlexSM has been collected independently by CardRatings and was neither reviewed nor provided by the card issuer

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

REWARDS RATE

Earn 2% cash back on every purchase in the form of 1% back when you buy and another 1% back when you pay. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.

APPLY

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Citi is a CardRatings advertiser.

See Rates and Fees

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn $200 Cash back after you spend $500 on purchases within three months from account opening.

REWARDS RATE

Earn 1.5% cash back on every purchase, every day; and 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.

APPLY

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BEST TRAVEL REWARDS CARDS

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn signup_reward bonus points after you spend signup_bonus_spend_amount on purchases in the first three months from account opening.

REWARDS RATE

Earn 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠, plus more

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

For a limited time, earn $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend signup_bonus_spend_amount on purchases within the first three months from account opening – that’s equal to signup_reward in travel!

REWARDS RATE

Earn unlimited 2X miles on every purchase, every day, plus earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

As High As signup_reward points! Find Out Your Offer. You may be eligible for as high as signup_reward Membership Rewards® Points after spending signup_bonus_spend_amount in eligible purchases on your new card in your first six months of membership. Welcome offers vary and you may not be eligible for an offer.

REWARDS RATE

Earn 4X points per $1 spent on purchases at restaurants worldwide (on up to $50,000 in purchases per calendar year), then 1X points; 4X points per $1 spent at US supermarkets (on up to $25,000 in purchases per calendar year) then 1X points; 3X points per $1 spent on flights booked directly with airlines or on AmexTravel.com; 2X points per $1 spent on prepaid hotels and other eligible purchases booked on AmexTravel.com; and 1X point per $1 spent on all other eligible purchases.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 20,000 bonus points when you spend $1,000 within the first 90 days of account opening.

REWARDS RATE

Earn 4X points on dining, takeout, and restaurant delivery; 2X points on streaming services; 2X at grocery stores and gas stations/EV charging stations (discount stores/supercenters and wholesale clubs excluded effective September 9, 2024); 1X point on all other eligible purchases.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn signup_reward bonus ThankYou® Points after spending signup_bonus_spend_amount in the first three months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

REWARDS RATE

Earn 10x on hotels, car rentals, and attractions booked through CitiTravel.com. Earn 3 points per $1 spent on air travel and other hotel purchases, at restaurants, supermarkets, gas and EV charging stations. Earn 1 point per $1 spent on all other purchases

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

You may be eligible for as high as signup_reward Membership Rewards® Points after you spend signup_bonus_spend_amount in eligible purchases in your first six months. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the card, your score may be impacted.

REWARDS RATE

Earn 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel® (including Fine Hotels + Resorts® and The Hotel Collection bookings); 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year; and 1X point on all other eligible purchases.

APPLY

BEST SMALL BUSINESS CARDS

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn signup_reward when you spend signup_bonus_spend_amount on purchases in the first signup_bonus_timeframe after account opening.

REWARDS RATE

Earn 5% back on the first $25,000 in combined spending at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 in combined spending at gas stations and restaurants each account year. Earn 1% back on everything else.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn signup_reward bonus cash back after you spend signup_bonus_spend_amount on purchases in the first three months from account opening.

REWARDS RATE

Earn an unlimited 1.5% cash back on all business purchases.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn signup_reward bonus points after you spend signup_bonus_spend_amount on purchases in the first three months from account opening.

REWARDS RATE

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.

APPLY

BEST BALANCE TRANSFER CREDIT CARDS

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

REWARDS RATE

Earn 2% cash back on every purchase in the form of 1% back when you buy and another 1% back when you pay. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 20,000 bonus points when you spend $1,000 within the first 90 days of account opening. Enjoy an intro 0% APR on purchases and balance transfer made within the first 60 days for 12 billig cycles (then, RegAPR)

REWARDS RATE

Earn 4X points on dining, takeout, and restaurant delivery; 2X points on streaming services; 2X at grocery stores and gas stations/EV charging stations (discount stores/supercenters and wholesale clubs excluded effective September 9, 2024); 1X point on all other eligible purchases.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

There’s no traditional welcome offer; however, you can take advantage of an intro 21 months 0% interest on balance transfers and 12 months no interest on purchases (then, RegAPR. BalanceTransferFees Balance transfers must be completed within four months of account opening.

REWARDS RATE

No rewards offered

APPLY

BEST STUDENT CARDS

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn a $50 bonus after making your first purchase on your new card within the first three months.

REWARDS RATE

Earn 1% cash back on all your purchases. Earn $20 Good Standing Rewards after each account anniversary (for up to 5 years).

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Receive one year of Amazon Prime Student after spending $500 on your card in the first 3 billing cycles ($59 value).

REWARDS RATE

Earn 1% cash back on all your purchases.

APPLY

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BEST CARDS FOR FAIR CREDIT

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

No traditional offer, but be considered for a higher credit limit after as little as six months.

REWARDS RATE

1.5% Cash Back on every purchase, every day. 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

No traditional offer, but extend your $200 credit line by getting considered for an unsecured credit line increase after six months, no additional deposit required.

REWARDS RATE

No rewards offered, but you can build your credit with responsible use.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

No traditional offer, but be considered for a higher credit limit after as little as six months.

REWARDS RATE

No traditional rewards, but you can build better credit with responsible use.

APPLY

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BEST CARDS FOR BUILDING/REBUILDING CREDIT OR NO CREDIT

CREDIT CARD

ANNUAL FEE

AnnualFees

SECURITY DEPOSIT

Security deposit of at least $200 is required to establish your line of credit.

REWARDS RATE

No rewards offered, but you can build your credit with responsible use.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

SECURITY DEPOSIT

No traditional offer, but extend your $200 credit line by getting considered for an unsecured credit line increase after six months, no additional deposit required.

REWARDS RATE

No rewards offered, but you can build your credit with responsible use.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

SECURITY DEPOSIT

No security deposit required

REWARDS RATE

Earn 2% – 10% back at select merchants

APPLY

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(Petal credit cards are issued by WebBank, Member FDIC; See Rates and Fees

CREDIT CARD

ANNUAL FEE

AnnualFees

SECURITY DEPOSIT

Security deposit of at least $200 is required to establish your line of credit.

REWARDS RATE

No rewards offered, but you can build your credit with responsible use.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

SECURITY DEPOSIT

Establish an initial at least $200 line of credit with a $49, $99 or $200 initial security deposit depending on credit worthiness.

REWARDS RATE

No rewards offered, but you can build your credit with responsible use.

APPLY

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To see the rates and fees for the American Express cards mentioned in this post, please visit the following links: CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees

Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.