Frequent Miler recommended credit cards from our partners
By Greg, CEO and Founder of Frequent Miler
Here are the top credit card picks from Frequent Miler. Start reading below to immediately find and apply for the cards that offer the best deals you.
Top Recommended Cards:
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Earn signup_reward Marriott Bonvoy® bonus points after you make signup_bonus_spend_amount in purchases within the first six months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first six months.
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You may be eligible for as high as signup_reward bonus miles after you spend signup_bonus_spend_amount in eligible purchases in your first six months of card membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the card, your score may be impacted.
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You may be eligible for as high as signup_reward bonus miles after you spend signup_bonus_spend_amount in eligible purchases in your first six months of card membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the card, your score may be impacted.
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Earn signup_reward bonus points after you spend signup_bonus_spend_amount on purchases in the first three months from account opening.
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For a limited time, earn 100,000 Hilton Honors Bonus Points and a $100 statement credit after you spend signup_bonus_spend_amount on eligible purchases within your first six months of card membership. Offer ends 7/29/26.
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You may be eligible for as high as signup_reward bonus miles after you spend signup_bonus_spend_amount in eligible purchases in your first six months of card membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the card, your score may be impacted.
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As High As signup_reward points. Find Out Your Offer. You may be eligible for as high as signup_reward Membership Rewards® Points after you spend signup_bonus_spend_amount in eligible purchases in your first six months. Welcome offers vary and you may not be eligible for an offer.
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Apply and find out your welcome offer. As High As signup_reward cash back* after you spend signup_bonus_spend_amount in purchases on within the first six months of card membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
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signup_reward bonus ThankYou® Points after spending signup_bonus_spend_amount in the first three months of account opening
Travel Rewards Credit Cards
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CardName
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Welcome bonus: Earn signup_reward bonus points after you spend signup_bonus_spend_amount on purchases in the first three months from account opening.
Spending categories: Enjoy benefits such as 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, up to $50 Annual Chase Travel Hotel Credit, plus more.
Card benefits: Transfer all Chase points into airline miles and hotel points. Trip cancellation/interruption insurance, lost luggage insurance and more.
Annual Fee: AnnualFees
Analysis: An excellent premium card if you want a lower annual fee with a similar travel rewards bonus value-wise to CardName.
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: Earn signup_reward bonus points after you spend signup_bonus_spend_amount on purchases in the first three months from account opening.
Spending categories: Earn 8X points on all purchases through Chase Travel℠, including The Edit℠; 4X points on flights and hotels booked direct; 3X points on dining worldwide; and 1X points on all other purchases.
Card benefits: Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus access to every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years. Additionally, you can transfer all Chase points into airline miles and hotel points, get trip cancellation/interruption insurance, lost luggage insurance and receive a $300 reimbursement annually to cover travel expenses.
Annual Fee: AnnualFees
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: Earn signup_reward bonus ThankYou® Points after spending signup_bonus_spend_amount in the first three months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com. (Citi is a CardRatings advertiser).
Spending categories: 10x on hotels, car rentals, and attractions booked through CitiTravel.com. Earn 3 points per $1 spent on air travel and other hotel purchases, at restaurants, supermarkets, gas and EV charging stations. Earn 1 point per $1 spent on all other purchases
Hotel savings: $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
Annual Fee: AnnualFees
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: You may be eligible for as high as signup_reward Membership Rewards® Points after you spend signup_bonus_spend_amount in eligible purchases in your first six months of card membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the card, your score may be impacted.American Express is a CardRatings advertiser
Spending categories: Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year; 4X points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year; 5X points on prepaid hotel stays (through AmexTravel.com or the Amex Travel App), 3X points on flights (through AmexTravel.com, the Amex Travel App, or directly from airlines), and 2X points on prepaid car rentals and cruises (through AmexTravel.com or the Amex Travel App); and 1X point per dollar spent on all other eligible purchases.
Annual fee: AnnualFees
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: Earn signup_reward Marriott Bonvoy® bonus points after you make signup_bonus_spend_amount in purchases within the first six months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first six months.
Spending categories: Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy; 3X points at restaurants worldwide and on flights booked directly with airlines; and 2X points on all other eligible purchases. Additionally, earn up to 21X points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy: 6X points with the Bonvoy Brilliant card; up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member; and up to 5X points from Marriott Bonvoy with the 50% Bonus Points on Stays, a benefit available with your complimentary Platinum Elite status.
Card benefits:Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant American Express card at restaurants worldwide. Also enjoy unlimited airport lounge visits after enrollment in Priority Pass™ Select.
Annual fee: AnnualFees
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: For a limited time, new cardholders can earn up to signup_reward bonus points! Earn 150,000 bonus points after spending signup_bonus_spend_amount in the first three months from account opening. Plus, earn 35,000 bonus points after spending a total of $6,000 in the first six months from account opening.
Spending categories: Earn up to 26 total points for every $1 spent at IHG hotels and resorts; 5 points per $1 spent on travel and at gas stations and restaurants; and 3 points per $1 on your other purchases.
Card benefits: Reward night after each account anniversary year and a reward night when redeeming points for any consecutive four-night stay at an IHG hotel. Global Entry or TSA PreCheck or NEXUS application fee credit every four years when charged to your card. Platinum Elite status for cardholders.
Annual Fee: AnnualFees
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: For a limited time, earn signup_reward Hilton Honors Bonus Points after you spend signup_bonus_spend_amount in purchases within the first six months of Card Membership. Offer ends 7/29/26.
Spending categories: Earn 14X Points on purchases made directly with hotels and resorts within the Hilton portfolio. Card Members can also earn 7X Points on purchases of Flights booked directly with airlines or flights booked through American Express Travel, Car rentals purchased directly from select car rental companies, and purchases at U.S. Restaurants. Earn 3X Points on all other eligible purchases. Enrollment required for select benefits.
Card benefits:
Annual Fee: AnnualFees
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: For a limited time, enjoy a $0 intro annual fee for the first year, then $150 and earn signup_reward bonus points after you spend signup_bonus_spend_amount in purchases within your first six months of card membership. Offer ends 7/29/26.
Spending categories: Earn 12 Hilton Honors bonus points per $1 spent directly with participating properties within the Hilton portfolio; six points per $1 spent at U.S. restaurants, U.S. supermarkets and U.S. gas stations; four points per $1 spent on U.S. online retail purchases; and three points for all other eligible purchases.
Card benefits: Earn a weekend night reward after spending $15,000 on purchases in a calendar year. Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. Terms and Limitations apply. Enrollment required for select benefits.
Annual Fee: AnnualFees
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: For a limited time, earn 100,000 Hilton Honors Bonus Points and a $100 statement credit after you spend signup_bonus_spend_amount on eligible purchases within your first six months of card membership. Offer ends 7/29/26.
Spending categories: Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio; 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, at U.S. gas stations; and 3X Hilton Honors Bonus Points for all other eligible purchase.
Card benefits: Enjoy complimentary Hilton Honors™ Silver Status with your Card. Silver Status gives you a 20% Bonus on Base Points you earn on every stay, plus, you receive the fifth night free when you book a standard room stay with 100% Points. Enrollment required for select benefits.
Annual Fee: AnnualFees
Credit needed: CreditScoreNeeded
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CardName
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Welcome offer: Earn a one-time bonus of signup_reward miles once you spend signup_bonus_spend_amount on purchases within three months from account opening, equal to $750 in travel!
Spending categories: Earn 2 miles per $1 on everyday purchases and 5 miles per $1 on hotels, vacation rentals and rental cars booked through Capital One Travel.
Increased point value: Redeem miles for travel at a value of 1 cent each. Or you can transfer into airline miles to maximize your value.
Card benefits: Lost luggage protection. Redeem miles for travel at a value 1 cent each. Or you can transfer into airline miles for various – and potentially more – value.
Annual fee: AnnualFees.
Analysis: Good welcome bonus and strong mileage earnings on spending.
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: You may be eligible for as high as signup_reward Membership Rewards® Points after you spend signup_bonus_spend_amount in eligible purchases in your first six months. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the card, your score may be impacted.
Spending categories: Earn 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel® (including Fine Hotels + Resorts® and The Hotel Collection bookings); 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year; and 1X point on all other eligible purchases.
Annual fee: AnnualFees
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: You may be eligible for as high as signup_reward bonus miles after you spend signup_bonus_spend_amount in eligible purchases in your first six months of card membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the card, your score may be impacted.
Spending categories: Earn 2X miles on Delta Purchases; 2X miles at restaurants; 2X miles at U.S. supermarkets; and 1X miles on all other eligible purchases.
Annual fee: AnnualFees
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: You may be eligible for as high as signup_reward bonus miles after you spend signup_bonus_spend_amount in eligible purchases in your first six months of card membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the card, your score may be impacted.
Spending categories: Earn 3x miles on Delta purchases and purchases directly with hotels. Earn 2x miles per $1 at restaurants worldwide and U.S. supermarkets. Earn 1x mile on all other eligible purchases.
Annual fee: AnnualFees
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: You may be eligible for as high as signup_reward bonus miles after you spend signup_bonus_spend_amount in eligible purchases in your first six months of card membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the card, your score may be impacted.
Spending categories: Earn 3x miles on Delta purchases and 1x mile on all other eligible purchases.
Annual fee: AnnualFees
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: Earn signup_reward bonus miles after you spend signup_bonus_spend_amount in purchases on your new card in your first six months.
Spending categories: Earn 2x miles per $1 spent on Delta purchases and on restaurant purchases worldwide and 1 mile per $1 on your other eligible purchases.
Annual fee: AnnualFees
Credit needed: CreditScoreNeeded
Cash-Back Credit Cards
CardName
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Welcome Bonus:Apply and find out your welcome offer. As High As signup_reward cash back* after you spend signup_bonus_spend_amount in purchases on within the first six months of card membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
Spending categories: Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%); 6% cash back on select U.S. streaming subscriptions; 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases; and 1% cash back on other purchases.
Annual Fee: AnnualFees
Credit needed: CreditScoreNeeded
CardName
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Welcome bonus: Apply and find out your welcome offer. As High As signup_reward cash back* after you spend signup_bonus_spend_amount in purchases within the first six months of card membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
Spending categories: Earn 3% cash back at U.S. supermarkets, on U.S. online retail purchases; and at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Annual Fee: AnnualFees
Credit needed: CreditScoreNeeded
CardName:
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Welcome bonus: Earn signup_reward cash back after you spend signup_bonus_spend_amount on purchases in the first six months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Analysis: Unlimited 2% cash back (1% when you buy, another 1% when you pay) with no annual fee makes this card a real winner! Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. This card also offers an intro 0% APR on qualifying balance transfers for the first 18 months (then, RegAPR. This card basically rewards your good financial habits, so it’s one worth having in your wallet. Citi is a CardRatings advertiser
Credit needed: CreditScoreNeeded
CardName
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Intro offer: Earn a signup_reward bonus after you spend signup_bonus_spend_amount on purchases in your first three months from account opening.
Spending categories: Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service; and 1.5% on all other purchases.
Annual fee: AnnualFees
Analysis: A fantastic no-annual-fee card that earns at least 1.5% cash back everywhere and the extra rewards categories are a solid opportunity to rack up points in everyday spending.
Credit needed: CreditScoreNeeded
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Welcome bonus: Earn 20K bonus points for spending $500 in 3 months (marketed as signup_reward cash back, but you’ll actually get 20K points that can be used for $200 or as points). Also, an introductory 0% APR for 15 months on purchases and balance transfers (then, RegAPR).
Spending categories: On an ongoing basis, earn 5 points per $1 (5%) on up to $1,500 spent in quarterly rotating categories (quarterly activation is required), 5 points per $1 back on travel through the Ultimate Rewards portal, 3 points per $1 at restaurants, 3 points per $1 at drugstores and 1 point per $1 on your other purchases. All of these are marketed as cash back percentages, but you’ll actually get Ultimate Rewards that can be used for cash back or as points.
Annual fee: AnnualFees
Analysis: A fantastic no-annual-fee card that earns at least 1% cash back on every purchase. The additional reward categories mean points can accumulate very quickly with everyday spending.
Credit needed: CreditScoreNeeded
Information related to Chase Freedom FlexSM has been collected independently by CardRatings and was neither reviewed nor provided by the card issuer
For rates and fees of the American Express cards mentioned in this post, please see the following links: CardName (See Rates and Fees); CardName (See Rates and Fees); CardName (See Rates and Fees); CardName (See Rates and Fees); CardName (See Rates and Fees); CardName (See Rates and Fees); CardName (See Rates and Fees); CardName (See Rates and Fees); CardName (See Rates and Fees); CardName (See Rates and Fees); CardName (See Rates and Fees); CardName (See Rates and Fees)
Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.
This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.