cardratings.com 0% Balance Transfer for 12 Months - Discover More
0% Balance Transfer for 12 Months - Discover More
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Featured Low Introductory Rate Cards - Page 2 About

Transferring balances from one card to another to take advantage of low introductory or promotional rates is a common practice among cardholders and can result in significant interest or finance charge savings. Similarly, financing purchases with low introductory or promotional purchase rates can result in significant interest savings. We are pleased to offer comparison shopping tips for low introductory rate card offers. We are also pleased to offer ratings of low ongoing rate credit cards (not introductory rates).

Find your best credit card

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Editor's Pick

at&t credit card

Click here to apply now

  • Up to 10% savings for the first 12 months on AT&T purchases
  • 0% APR* on Balance Transfers for up to 12 months
  • No Annual Fee
  • Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits

Card Details: As low as 8.99% variable balance transfer APR after the introductory period. As long as first balance transfer is completed within 12 months of date of account opening, the balance transfer APR is 0% for up to 12 months from the date of the first balance transfer. $350 maximum on rewards per calendar year. Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by Citi, N.A.

* See terms & conditions for complete details.

Intro APR
Period
Transfer Fee
Credit Needed
0%
Up to 12 months
8.99% - 15.99% V
Yes
3% ($5 minimum)

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Editor's Pick

hsbc mastercard cash or fly

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HSBC Platinum MasterCard® with Cash or Fly Rewards - Apply Online*

  • Earn 1 point for every dollar of net retail purchases, everywhere you shop
  • Redeem points for roundtrip airfare with no blackout dates with as little as 7,500 points
  • Or redeem points for 1% cash back
  • Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualifying applicants*
  • No annual fee, for qualifying applicants
Card Details: Note! After the Introductory APR, your variable Customary APR between 8.99% and 17.99% will apply, depending on your creditworthiness. This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Issued by Household Credit Services, Inc.
Intro APR
Period
Transfer Fee
Credit Needed
0%
12 months
8.99 - 17.99%
Yes
3% ($15 min)

5 star rating?

Editor's Pick

citi diamond preferred mastercard

Click here to apply now

  • 0% APR balance transfers for up to 12 months
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
  • No annual fee and FREE rewards program
  • Citi® Identity Theft Solutions

Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Issued by Citi (South Dakota), N.A.

* See terms & conditions for complete details.

Intro APR
Period
Transfer Fee
Credit Needed
0%
Up to 12 months
10.49% - 18.49% V
Yes
3% ($5 minimum)

5 star rating?

Editor's Pick

at&t credit card

Click here to apply now

  • Up to 10% savings for the first 12 months on AT&T purchases
  • 1 ThankYou Point for every dollar you spend on non-AT&T purchases
  • 0% APR* on Balance Transfers for up to 12 months
  • No Annual Fee
  • Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits
Card Details: As long as first balance transfer is completed within 12 months of date of account opening, the balance transfer APR is 0% for up to 12 months from the date of the first balance transfer. $350 maximum on rewards per calendar year. Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by Citi, N.A.

* See terms & conditions for complete details.

Intro APR
Period
Transfer Fee
Credit Needed
0% BT
Up to 12 months
9.99% -17.99% V
Yes
3% ($5 minimum)

Transfer Tip Make sure to verify whether the introductory rate offer that you are considering applies to balance transfers or new purchases in some cases the rate can apply to both). The terms of introductory rates vary greatly.

5 star rating?

Editor's Pick

boa platinum plus

Click here to apply now

Bank of America® Platinum Plus® Visa® Card - Apply Online

  • 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles
  • No annual fee
  • Credit lines as high as $25,000
  • Online Banking Service
  • Total Security Protection®

Card Details: Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers

* This online application is subject to the terms and conditions as described in the Important Information Section of the application. Card issued by FIA Card Services, NA. This offer is available to online applicants.

Intro APR
Period
Transfer Fee
Credit Needed
0%
12 billing cycles
Prime+ 2.99 - Prime+ 12.99
Yes
3% ($10 minimum)

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