Low Rate Balance Transfer Credit Cards

	Featured Low Introductory Rate Cards - Page 2^About
Taking advantage of low introductory or promotional rates is a common practice among cardholders and can result in significant interest or finance charge savings. We are pleased to offer comparison shopping tips for low introductory rate card offers. We are also pleased to offer ratings of low ongoing rate credit cards (not introductory rates).

Editor's Pick

Discover^® Motiva^SM Card - Apply Online

Offers a 3.99% introductory rate for 12 months on Balance Transfers and a 3.99% introductory rate for 6 months on Purchases
Pay-On-Time Bonus^® Pay-On-Time Bonus equal to a full month's interest every time you make 6 on-time payments in a row
5% -20% Cashback Bonus through our exclusive online shopping site
Unlimited cash rewards

Card Details: Offers a 3.99% introductory rate for 12 months on Balance Transfers and a 3.99% introductory rate for 6 months on Purchases. Variable purchase APR of 11.99% - 18.99% (your rate will depend on your credit rating and application review). Note! This card is not designed for applicants with poor or no credit. Offered by Discover^® Bank.

We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers).

* View Discover^® Card Rates, Fees, Rewards and Other Important Information.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Transfer Fee	Credit Needed
3.99%	12 months	11.99% - 18.99% V	Yes	3%	Good

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Editor's Pick

Starwood Preferred Guest^® Card from American Express - Apply Online*

Earn up to 25,000 Starpoints^® - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints^® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints^® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Earn one Starpoint^® for every dollar you spend and double Starpoints^® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds

Card Details: 2.90% during the first six months of Cardmembership on purchases and balance transfers submitted on the application. The standard purchase APR applies after the 6 month introductory period. No annual fee for the first year, $45 each year thereafter. Issued by American Express. Note! This card is not designed for applicants with poor or no credit.

* This offer is available to online applicants. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers).

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Transfer Fee	Credit Needed
2.9%	6 months	13.24% V	Yes	*See Terms	Good

Editor's Pick

TrueEarnings^® Card from Costco and American Express - Apply Online

Earn cash back on gas and a $25 statement credit with your first purchase made on the Card
Earn Cash Back - 3% for gasoline, for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

Card Details: Balance transfers posted to your account during the first 30 days of Cardmembership will receive a 1.99% introductory APR for the first 6 months of Cardmembership. Then the standard APR for Purchases will apply. Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Note! This card is not designed for applicants with poor or no credit. Issued by American Express.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Transfer Fee	Credit Needed
0%	3 months	13.24% V	Yes	*See Terms	Good

IBERIABANK Visa^® Classic - Apply Online

Variable Rate APR ranging from Prime + 5.5% thru Prime + 12.00%
No annual membership fee
Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.

Note! This card is not designed for applicants with poor or no credit. Cash Advance fee is 5% ($5.00 minimum, $100 maximum). Issued by Iberiabank.

* This offer is available to online applicants. This online application is subject to the terms and conditions as described in the Terms and Conditions of the application.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Transfer Fee	Credit Needed
1.99% BT	6 months	8.75% - 15.25% V	Yes	2%	Good

Editor's Pick

Citi Forward^SM Card - Apply Online

0% APR for 6 months on purchases and balance transfers.
The credit card that rewards you for good behavior.
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
6,000 bonus points after $50 in purchases are made within 3 months of account opening.
5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.

Card Details: Offered by Citi, NA. Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers).

* See terms & conditions for complete details.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Transfer Fee	Credit Needed
0%	6 months	14.24% V	Yes	3% ($5 min)*	Good

Editor's Pick

Discover^® Biodegradable More^® Card - Apply Online

Help protect the planet with the new biodegradable Discover Card
Card plastic breaks down 99% within five years in landfill conditions
5% Cashback Bonus^® in popular categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus^® on all other purchases

Card Details: Offers a 0% introductory rate for 6 months on Balance Transfers and Purchases. Regular purchase APR from 11.99% - 18.99% (your actual rate depends on your credit rating and application review). Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by Discover^® Bank.

* View Discover^® Card Rates, Fees, Rewards and Other Important Information.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Transfer Fee	Credit Needed
0%	6 months	11.99% - 18.99% V	Yes	3%	Good

Transfer Tip Make sure to verify whether the introductory rate offer that you are considering applies to balance transfers or new purchases in some cases the rate can apply to both). The terms of introductory rates vary greatly.

The cards reviewed thus far are our featured credit cards. Click here to quickly search all cards in this category using our credit card search form.

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Featured Low Introductory Rate Cards - Page 2About

Editor's Pick

Editor's Pick

Editor's Pick

Editor's Pick

Editor's Pick

Featured Low Introductory Rate Cards - Page 2^About