Citi® Diamond Preferred® Card
- This card is best for consumers with good credit looking to take advantage of a good 0% introductory offer.
- Intro APR
- 0%
- Regular APR
- 11.99% - 21.99% Variable
- Intro APR Period
- 18 months
- Credit Score
Excellent
- Card Category
- Balance Transfer, Icc_Home_Recommended
Credit Type
Required Score
Excellent Credit
750 — 850
Good Credit
690 — 749
Fair Credit
640 — 689
Poor Credit
Poor
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Credit Card Review
by Card Expert Curtis ArnoldThis card offers and a lengthy introductory 0% purchase and balance transfer APR. There is a 3% balance transfer fee. This card is for individuals with an excellent credit history. After the introductory 0% APR expires, the normal APR is about average for a card that does not offer rewards.
Citi® Diamond Preferred® Card Details
Card Issued By:
Citibank
General Correspondence Address:
200 Brookstone Centre Ste 110 Columbus GA 31904
Card Type:
MasterCard
Card Class:
Platinum
Card Category:
Balance Transfer, Icc_Home_Recommended
States Available In:
ALL
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
Credit Card Rate Information
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
8.74 - 18.74
8.74 - 18.74
21.99
Standard APR:
11.99% - 21.99% Variable
11.99% - 21.99% Variable
25.24% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
0%
0%
N/A
Introductory Period:
18 months
18 months
None
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
23 days
Default/Penalty APR:
Up to 29.99% Variable
Default/Penalty Margin:
Up to 26.74
Default/Penalty APR Floor:
None
Maximum Default APR:
29.99%
Penalty/Default Trigger:
Make a late payment or make a payment that is returned.
Credit Card Fee Information
Annual Fee:
None None
Foreign Transaction Fee:
3%
Late Fee:
Up to $35 max.. Up tp $35
Over-the-limit Fee:
N/A
Balance Transfer Fee:
3% ($5 min. ). $5 min
Cash Advance Fee:
5% ($10 min. ). $10 min
Rebates/Notes
Rebate Description:
N/A
Special Notes:
Other Citibank Credit Card Offers
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