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Apply online for British Airways Visa Signature® Card
About Our Ratings
Credit Needed
Excellent/Good

British Airways Visa Signature® Card Review

Pros & Cons

  • Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first three months of account opening.
  • Each calendar year you make $30,000 in purchases you will earn a Travel Together Ticket good for two years.
  • Earn 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
  • Annual membership fee of $95 which means card members need to spend big to offset the cost of membership.

Top Features

Points or Miles
Earn 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
Bonus Miles or Points
Earn 50,000 bonus Avios
after you spend $3,000 on purchases within the first 3 months of account opening.
Purchase APR
16.24%-23.24% Variable
Annual Fee
$95

Full Review

Curtis Arnold Editor-in-chief
This card has a sign up bonus offer that allows new cardholders to earn 50,000 bonus Avios after you spend $3,000 on purchases within the first three months of account opening. It also features a $0 foreign transaction fee for purchases when you travel abroad and a robust ongoing rewards program.

This card compared to other airline cards

Points or Miles
Earn 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
Double AAdvantage(R) miles on eligible American Airlines purchases*
2 points/$1 spent on Southwest Airlines? purchases and participating Hotel and Car Rental partners. 1 point/$1 spent on all other purchases.
Bonus Miles or Points
Earn 50,000 bonus Avios
after you spend $3,000 on purchases within the first 3 months of account opening.
Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
25,000 points after you spend $1,000 on purchases in the first 3 months your account is open
Purchase APR
16.24%-23.24% Variable
14.24% - 22.24%* (Variable) 
16.24% - 23.24% Variable 
Annual fees
$95
$95, waived for first 12 months*
$99
This card is best for frequent overseas travelers with good to excellent credit who are looking for a card with a rewards program, Smart Chip Technology and no foreign transaction fees when traveling abroad.
CardRatings.com Editorial Staff

British Airways Visa Signature® Card details

Balance Transfer Intro APR
N/A
Balance Transfer Intro Period
N/A
Purchase Intro
APR:
N/A
Purchase APR
16.24%-23.24% Variable
Annual Fee
$95

What Chase says about this card

  • 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Ed M ( May 15, 2012 at 4:14 pm)

    I applied for this card and received a 100k miles last year when they had a similar promotion. I was planning on using the miles to go to London during the Olympics, but good luck trying to find a flight! Now a year later, I'm finally using my points, since I discovered that you can use them for hotels, and the selection of hotels is actually pretty decent. So I will be using some of my points for a stay in Greece this summer (I just don't know if I'll be using Euros or Drachmas when I visit in August...). So in general I use my Amex since I like the fact that their rewards program allows me to shop for gift cards, electronics, travel, etc. more flexibly, but this is a good backup card since not everyone takes Amex. Overall solid card.


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Featured offers
Currently available on the British Airways Visa Signature® Card
Earn 50,000 bonus Avios
After you spend $3,000 on purchases within the first 3 months of account opening.

Start Here

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Apply online for Citi® / AAdvantage® Platinum Select® MasterCard®

Citi® / AAdvantage® Platinum Select® MasterCard®

  • Earn 30,000 American Airlines AAdvantage(R) bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy Group 1 Boarding on American Airlines flights*
  • No Foreign Transaction Fees on purchases.1
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
  • Double AAdvantage(R) miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage(R) miles back - up to 10,000 AAdvantage(R) miles each calendar year*
Credit Needed:
Excellent/Good
Apply online for Southwest Airlines Rapid Rewards® Premier Credit Card

Southwest Airlines Rapid Rewards® Premier Credit Card

  • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open
  • Chip-enabled cards with 24/7 fraud monitoring
  • Points Don't Expire as long as your card account is open, No Blackout Dates, Bags Fly Free(R)
  • 6,000 points after your Cardmember Anniversary every year
  • 2 points/$1 spent on Southwest Airlines(R) purchases and participating Hotel and Car Rental partners
  • 1 point/$1 spent on all other purchases
Credit Needed:
Excellent