Credit Repair Services
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Posted: Wed Oct 06, 2004 1:19 pm
Post subject: Credit Repair Services
Bad Debt
Date: 1/26/2001 7:59 am CDT
Has anyone ever experience the services of Junum.com...if so, please update me about your experience or anything you have heard about the company. Also, if applicable, give me some pointers that would help increase my success rate with junum.com...
thanks for the info!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
archive
Posted: Wed Oct 06, 2004 1:20 pm
Post subject: Credit Repair Services
ANon
Date: 1/26/2001 11:48 am CDT
Junum requires atleast a 680 Fico score for approval,per their rep, credit need to be good. They offer excellent rates and great deal on balance tranfers. I see you posted as "bad Debt", this may not be the card for you.
archive
Posted: Wed Oct 06, 2004 1:20 pm
Post subject: Credit Repair Services
Board Monitor - CA
Date: 1/26/2001 12:11 am CDT
Anon,
Are you sure that your referring to the Junum Mastercard http://www.junum.com? Junum specializes in helping consumers with credit problems.
Bad Debt,
I have read numerous comments about Junum and almost all have been quite favorable. They are a new advertiser on our site, so would be curious to get any feedback about them. Be sure to read all the terms carefully if you decide to "try them out".
Best Regards,
Curtis Arnold
CFCCT P.R. Director
http://www.cardratings.org
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
archive
Posted: Wed Oct 06, 2004 1:20 pm
Post subject: Credit Repair Services
Dani
Date: 1/26/2001 12:23 am CDT
Bad Debt:
Junum is a legit company. They specialize in debt services, credit management, etc(much of this is discussed on their website). Since they are so new there has been very little said about them - unlike Lexington. I have never used them personally, but after reading several credit boards some have had good experiences with Junum removing bad and incorrect credit files through the CRAs and some have been disappointed with Junum's services. Have you tried disputing your debts with the CRAs yourself? Or have you tried settling with any of your creditors? Usually, creditors will wipe off some late pays(and possibly the debt itself)off your credit report if a settlement can be reached. If you do decide to do this what sure you have the settlement in writing. Best of luck.
archive
Posted: Wed Oct 06, 2004 1:20 pm
Post subject: Credit Repair Services
Bad Debt
Date: 1/26/2001 7:17 pm CDT
Yes, Im refering to their credit management service, not the credit card. I have had success in disputing some information on my own. I have 20 accounts that are completely positive, and I have 3 accounts that refect negative info, one charge off..one with lots of late payments in 1998 but been current for a year now with that account...and one that states "closed at credit grantors request. In addition, i have a lot of inquires 56 in total from 1999 till 2001. I am busy with college and cant work on my credit myself. So, thats why I joined Junum.com's service. Hope it works out!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
archive
Posted: Wed Oct 06, 2004 1:21 pm
Post subject: Credit Repair Services
Bad Debt
Date: 1/26/2001 7:45 pm CDT
IM SORRY... IM ment 29 inquires in total between 1999 and 2001. Feedback would be appreciated. Ill update on my junum success.
Posted: Wed Oct 06, 2004 1:19 pm
Post subject: Credit Repair Services
Bad Debt
Date: 1/26/2001 7:59 am CDT
Has anyone ever experience the services of Junum.com...if so, please update me about your experience or anything you have heard about the company. Also, if applicable, give me some pointers that would help increase my success rate with junum.com...
thanks for the info!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
archive
Posted: Wed Oct 06, 2004 1:20 pm
Post subject: Credit Repair Services
ANon
Date: 1/26/2001 11:48 am CDT
Junum requires atleast a 680 Fico score for approval,per their rep, credit need to be good. They offer excellent rates and great deal on balance tranfers. I see you posted as "bad Debt", this may not be the card for you.
archive
Posted: Wed Oct 06, 2004 1:20 pm
Post subject: Credit Repair Services
Board Monitor - CA
Date: 1/26/2001 12:11 am CDT
Anon,
Are you sure that your referring to the Junum Mastercard http://www.junum.com? Junum specializes in helping consumers with credit problems.
Bad Debt,
I have read numerous comments about Junum and almost all have been quite favorable. They are a new advertiser on our site, so would be curious to get any feedback about them. Be sure to read all the terms carefully if you decide to "try them out".
Best Regards,
Curtis Arnold
CFCCT P.R. Director
http://www.cardratings.org
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
archive
Posted: Wed Oct 06, 2004 1:20 pm
Post subject: Credit Repair Services
Dani
Date: 1/26/2001 12:23 am CDT
Bad Debt:
Junum is a legit company. They specialize in debt services, credit management, etc(much of this is discussed on their website). Since they are so new there has been very little said about them - unlike Lexington. I have never used them personally, but after reading several credit boards some have had good experiences with Junum removing bad and incorrect credit files through the CRAs and some have been disappointed with Junum's services. Have you tried disputing your debts with the CRAs yourself? Or have you tried settling with any of your creditors? Usually, creditors will wipe off some late pays(and possibly the debt itself)off your credit report if a settlement can be reached. If you do decide to do this what sure you have the settlement in writing. Best of luck.
archive
Posted: Wed Oct 06, 2004 1:20 pm
Post subject: Credit Repair Services
Bad Debt
Date: 1/26/2001 7:17 pm CDT
Yes, Im refering to their credit management service, not the credit card. I have had success in disputing some information on my own. I have 20 accounts that are completely positive, and I have 3 accounts that refect negative info, one charge off..one with lots of late payments in 1998 but been current for a year now with that account...and one that states "closed at credit grantors request. In addition, i have a lot of inquires 56 in total from 1999 till 2001. I am busy with college and cant work on my credit myself. So, thats why I joined Junum.com's service. Hope it works out!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
archive
Posted: Wed Oct 06, 2004 1:21 pm
Post subject: Credit Repair Services
Bad Debt
Date: 1/26/2001 7:45 pm CDT
IM SORRY... IM ment 29 inquires in total between 1999 and 2001. Feedback would be appreciated. Ill update on my junum success.
posted by CardRatings.com at 6:55 PM
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