Monthly Payment Calculator

Step 1: Enter the current balance on your credit card. (How much do you owe?)$
Step 2: What is the card's interest rate (shown as APR on your credit card statement)? %
Step 3: Over what period of time would you like to get this card paid off (in months, please)?  months
If you pay $ or more each month, you will have your card paid off in the time period you entered.
Show How to use Calculator

Enter your credit card's current balance, its annual interest rate, and the amount of time in which you'd like to get the card paid off. This calculator will tell you how much to pay each month to reach that goal. (This assumes you won't make any more purchases with the card during the payoff period.) 

Citi® Diamond Preferred® Card

Editor's Rating

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
Apply Now Credit Needed: Excellent

Purchase Intro

APR: 0%*

Period: 18 months on Purchases*

Purchase APR

11.99% - 21.99%* Variable

Balance Transfer Intro APR

0%*

Balance Transfer Intro Period

18 months on Balance Transfers*

Annual Fee

$0*

Chase Slate®

Editor's Rating

  • Pay less interest. Save on balances and new purchases
  • $0 introductory balance transfer fee for transfers made during the first 60 days. After that, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.
  • 0% Introductory APR for 15 months on purchases and balance transfers. After the introductory period ends, a variable APR of 12.99%, 17.99%, or 22.99%.
Apply Now Credit Needed: Excellent

Purchase Intro

APR: 0% Intro APR on purchases

Period: 15 months on purchases

Purchase APR

12.99%, 17.99%, or 22.99% Variable

Balance Transfer Intro APR

0% Intro APR on balance transfers

Balance Transfer Intro Period

15 months on balance transfers

Annual Fee

$0

Capital One® Quicksilver® Cash Rewards Credit Card

Editor's Rating

  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
Apply Now Credit Needed: Good

Purchase Intro

APR: 0% intro on purchases

Period: until May 2015

Purchase APR

12.9% - 22.9% (V) 

Balance Transfer Intro APR

0% intro on balance transfers

Balance Transfer Intro Period

until May 2015

Annual Fee

$0

Discover it® card

Editor's Rating

  • 0% intro APR on purchases & balance transfers for 14 months--then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Rated 4.8 out of 5 stars by over 4,000 cardmembers.*
  • Free FICO® Credit Score online and on monthly statements.*
Apply Now Credit Needed: Excellent

Purchase Intro

APR: 0% Intro APR on purchases

Period: 14 months

Purchase APR

10.99% - 22.99% Variable*

Balance Transfer Intro APR

0% Intro APR on balance transfers

Balance Transfer Intro Period

14 months

Annual Fee

$0

Citi Simplicity® Card

Editor's Rating

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
Apply Now Credit Needed: Excellent

Purchase Intro

APR: 0%*

Period: 18 months on Purchases*

Purchase APR

12.99 - 21.99% Variable

Balance Transfer Intro APR

0%*

Balance Transfer Intro Period

18 months on Balance Transfers*

Annual Fee

$0*

Discover it®

Editor's Rating

  • 0% intro APR on balance transfers for 18 months--then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%
  • Free FICO® Credit Score online and on monthly statements.*
Apply Now Credit Needed: Excellent

Purchase Intro

APR: 0% Intro APR on purchases

Period: 6 months

Purchase APR

10.99% - 22.99% Variable*

Balance Transfer Intro APR

0% Intro APR on balance transfers

Balance Transfer Intro Period

18 months

Annual Fee

$0

Capital One® Platinum Prestige Credit Card

Editor's Rating

  • Get 0% intro APR on all purchases until November 2015
  • Balance transfers also have a 0% intro APR until November 2015, a 3% fee applies to each balance transferred
  • Enjoy no annual fee
Apply Now Credit Needed: Good

Purchase Intro

APR: 0% intro on purchases

Period: until November 2015

Purchase APR

10.9% - 18.9% (V) 

Balance Transfer Intro APR

0% intro on balance transfers

Balance Transfer Intro Period

until November 2015

Annual Fee

$0

Discover it® chrome BT

Editor's Rating

  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter--no sign-ups needed*. 1% cash back on all your other purchases.
Apply Now Credit Needed: Excellent

Purchase Intro

APR: 0% Intro APR on purchases

Period: 6 months

Purchase APR

10.99% - 22.99% Variable*

Balance Transfer Intro APR

0% Intro APR on Balance Transfers

Balance Transfer Intro Period

18 months

Annual Fee

$0

Discover it® chrome

Editor's Rating

  • 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter--no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases and balance transfers for 14 months--then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • APR won't go up if you pay late.
Apply Now Credit Needed: Excellent

Purchase Intro

APR: 0% Intro APR on purchases

Period: 14 months

Purchase APR

10.99% - 22.99% Variable*

Balance Transfer Intro APR

0% Intro APR on balance transfers

Balance Transfer Intro Period

14 months

Annual Fee

$0

Chase Freedom®

Editor's Rating

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
Apply Now Credit Needed: Excellent

Purchase Intro

APR: 0% Intro APR on purchases

Period: for 15 months

Purchase APR

13.99% - 22.99% Variable

Balance Transfer Intro APR

0% Intro APR on balance transfers

Balance Transfer Intro Period

for 15 months

Annual Fee

$0