Monthly Payment Calculator

Step 1: Enter the current balance on your credit card. (How much do you owe?) $
Step 2: What is the card's interest rate (shown as APR on your credit card statement)?   %
Step 3: Over what period of time would you like to get this card paid off (in months, please)?   months
If you pay $ or more each month, you will have your card paid off in the time period you entered.
Show How to use Calculator

Enter your credit card's current balance, its annual interest rate, and the amount of time in which you'd like to get the card paid off. This calculator will tell you how much to pay each month to reach that goal. (This assumes you won't make any more purchases with the card during the payoff period.) 

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*Disclaimer: Savings vary depending on account usage and payment behavior.

How we calculate savings: Our algorithm factors in the introductory balance transfer rate, length of the introductory period, balance transfer fee, ongoing interest rate, annual fee and data entered into the filter in order calculate savings and the time needed to pay off a balance. The algorithm is designed to yield reasonably accurate results.