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Simmons First National Bank was founded in 1903 has offered one of the lowest rate credit cards in the country for many years. Their platinum card has received a lot of national recognition and has a low rate along with their platinum rewards card. Simmons First offers best credit card offers for those with excellent credit. If you have worked hard to keep excellent credit, it's time to carry a card that appreciates all that hard work. Simmons First credit cards are only for those who have done a great job of managing their credit.
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Founded in 1903 in Pine Bluff, Ark., Simmons First National Bank has a long reputation for outstanding customer service. Today, Simmons First National Corporation has eight affiliate banks that operate out of 80 offices. These offices are spread out among 40 communities in Arkansas with one in Missouri. In addition to credit cards, Simmons First National Bank offers checking and savings accounts as well as a host of other financial services for individuals, small businesses and corporations.
Unlike some financial institutions that offer several credit cards, Simmons offers just two Visa credit cards that meet a wide range of needs. Each of these credit cards rewards customers with excellent credit by charging a low interest rate.
Simmons credit cards require excellent credit, but they offer excellent value. The credit cards offer no annual fee and one of the lowest annual percentage rates in the nation. Both cards offer a grace period of 25 days before interest on purchases begins to accrue. The Simmons First Visa Platinum Rewards credit card offers a point redemption program that is not hampered by seating restrictions, ticket class, or blackout dates. That's a very nice perk that other travel cards might struggle to match.
Choosing between the two credit cards offered by Simmons can be tough. Both offer excellent perks. For those who are always on the go, the Simmons Bank Visa Platinum Rewards credit card could be the best bet. In addition to the perks of the rewards plan, each cardholder is covered by $1 million in travel accident insurance. The card also offers additional coverage for rental cars, as well as point redemption for hotel stays, cruises, and restaurants.