The card offers below are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers.
If you are in the market for a new credit card, chances are that Citibank will have one that meets your needs. Citi credit card holders run the gamut from people with limited credit history to those with excellent credit. There are Citi credit cards for small business owners, for students, for travelers and for consumers who want to pay off their credit card debt. To find the best Citi credit card for your needs, you'll need to evaluate your financial goals and decide how you will use your new credit card.
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Which Citi credit card is best for you primarily depends on your credit history and how you plan on using the card. Business owners might think about applying for a business credit card, since they are tailored for small business owners. Students and people with fair credit should look at introductory or student credit cards. People who travel a lot, or use credit cards often, should check out the company's rewards and airline credit cards. Citibank credit cards also come with such services as automatic bill pay, discounts on auto rentals and insurance, and money management services.
Credit card companies have learned that one way to encourage you to use a credit card more frequently is to offer rewards tied to your spending patterns. Rewards credit cards sometimes carry a higher interest rate or higher fees than other credit cards. They are generally geared to people with good or excellent credit.
A rewards credit card works best if you intend to pay off your credit card balance in full each month, so think about how much you can charge each month and still pay your bill. When comparing rewards credit cards, check to see how quickly you can earn rewards, whether there are limits to the rewards you can earn and whether you must use or lose your rewards within a certain time frame.
Citi offers a variety of rewards credit cards, including some co-branded with hotels and airlines.
Citibank credit cards offers cash returns on purchases, balance transfers and cash advances through its cash back credit card program. Customers can earn an average of five percent cash back at more than 400 top-name retailers when they use their credit cards for online shopping or at participating stores. Store offers and the length of availability vary, and discounts such as free shipping may have time limits. There is no limit on the amount of bonus cash consumers can accumulate through the program.
If you own a business, a business credit card can help you with your cash flow and with bookkeeping, since your business expenses can be tracked with a year-end statement.
If you have decided a Citibank credit card is what you are looking for, compare the credit card offers on this page to find the one that meets your credit needs.