This card compared to other balance transfer cards
Balance Transfer Intro APR
0% Intro for 18 billing cycles for qualifying balance transfers made in the first 60 days
Balance Transfer Intro Period
21 months on Balance Transfers*
18 billing cycles
Balance Transfer Fee
Balance transfer fee applies with this offer 3% of each balance transfer; $5 minimum.
3% of the amount of each transaction or $10, whichever is greater.
21 months on Purchases*
11.99% - 21.99%* (Variable)
10.99% - 20.99% Variable APR on Purchases
This card is best if you've got a big vacation or another large purchase coming up that you want to spread out over the next 21 months. Citi's current offer extends this card's 0% APR teaser period to 21 months, enough time for you to buy plane tickets now for a trip you'll make next year, while still paying off the whole trip before finance charges kick in. However, you may want to think twice about taking the card outside the country: unlike other premium credit cards, the Citi Diamond Preferred Card doesn't waive foreign purchase transaction fees.
You'll get the most out of this card if you enjoy redeeming your points for great online deals on name-brand merchandise, gift cards and even local deals.
CardRatings.com Editorial Staff