- Who: Just about anyone can qualify for a prepaid credit card. Mainly designed for people with no credit.
- Why: Prepaid credit cards often appeal to consumers who cannot qualify for a credit card or who want to avoid credit card debt.
- Drawbacks: Prepaid cards generally do not help you build or repair credit.
PrePaid Credit Cards
Editor's Pick
No Editor's Pick for this category
Public Savings Bank Secured Card
- 0% APR on purchases for 6 months
- No annual fee or monthly fees
- Your income, employment and credit are not factors
- We report to all 3 major credit bureaus
- No penalty APR
Note!
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 months | 11.24% V | N/A | 3.5% ($5 minimum) | None |
AccountNow® Prepaid MasterCard®
- 100% guaranteed approval*
- New! iAdvance loan option, no credit check needed
- Free credit builder and bill pay
Note!
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | N/A | N/A | N/A | Limited |
New Millennium Bank Secured Gold Visa® or Mastercard®
- Approved regardless of credit history
- Reports to all 3 credit bureaus
- Annual Fee: $59.00. Application Processing Fee: $69.95.
Note!
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 19.50% F | N/A | N/A | Limited |
