Lower Interest Calculator

We are particularly proud of our online credit card calculators. Our credit card calculators are user friendly and convenient. They represent the latest in "Web technology" and can be quite habit forming! We have made a large investment in our calculators, with the hope that they will help consumers make informed decisions regarding credit card offerings. While the aim of most calculators is to help consumers compare credit offers based on interest rates and annual fees,  calculators also help consumers decide if they should consolidate their debts, if they should choose a reward credit card over a low interest credit card, etc. Finally, if you would like a quick tutorial that contains tips about using online calculators, then please read our online credit calculator tips article. If you are ready to begin calculating, please click on the credit card calculator link below that interests you!

Lower Interest Calculator

Enter your current credit card balance, then the interest rate of the credit card you have now and the interest rate on the new card for which you are considering applying. Finally, choose the time period for which you want to see your potential savings and hit "Calculate" for the total. (Remember that this calculator does not include any credit card purchases you might make in the future, only the amount you could save on interest charges given your current balance.)