Bad Credit Credit Cards

  • What: Credit cards designed for consumers with a below average credit score and also known as subprime credit cards. These credit cards typically offer high rates and rarely offer rebate programs. Some are secured credit cards
  • Score Range: Although credit requirements vary by card issuer, a limited credit score is loosely defined as currently being anything below 675.

Editor's Pick

Public Savings Bank Secured Card

Card

4 out of 5

AccountNow® Prepaid MasterCard®

  • 100% guaranteed approval*
  • New! iAdvance loan option, no credit check needed
  • Free credit builder and bill pay


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

3 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A N/A N/A N/A Limited

Fingerhut Credit

  • Fingerhut sells brand-name merchandise including apparel, electronics, home furnishings, jewelry, toys, kitchen wares, sporting goods and more through their Catalog and Web site.
  • Enjoy convenient credit, low monthly payments, 30-day home trial, and satisfaction guaranteed.
  • Receive a response in 60 seconds


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 24.90% V N/A N/A None

Citi ForwardSM Card for College Students

  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 6000 bonus points after $250 in purchases are made within 3 months of account opening.
  • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 17.24% V Yes 3% ($5 min)* Limited

Public Savings Bank Secured Card

  • 0% APR on purchases for 6 months
  • No annual fee
  • Your income, employment and credit are not factors
  • Reports to all 3 major credit bureaus
  • 25 day grace period


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 11.24% V N/A 3.5% ($5 minimum) None

New Millennium Bank Secured Gold Visa® or Mastercard®

  • Approved regardless of credit history
  • Reports to all 3 credit bureaus
  • Annual Fee: $59.00. Application Processing Fee: $69.95.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

1 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 19.50% F N/A N/A Limited

Citi® mtvUTM Platinum Select® Visa® for College Students

  • 0% APR* on Purchases and Balance Transfers for 6 months, if you qualify, based on your application and credit history*.
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
  • Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% if you qualify* 6 Months* 17.24 - 21.24% V Yes 3% ($5 min)* Limited

Current by Discover Teen Prepaid Debit Card

  • Debit Card for Teens with built-in parental controls
  • Set daily, weekly, and monthly spending limits
  • Restrict teen card use in unwanted shopping categories (e.g. liquor stores, tobacco stores, hotels, etc.)
  • Free Direct Deposit for parents & teens
  • See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A N/A N/A N/A Limited

Applied Bank® Secured Visa® Credit Card

  • 9.99% Low Fixed APR - Rate Won't Change Even If You're Late
  • Choose Your Credit Limit Up To $5,000*
  • No Credit Requirements
  • No Income Requirements
  • Credit Bureau Reporting


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

1 out of 5

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Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 9.99% F N/A N/A None