Bad Credit Credit Cards

  • What: Credit cards designed for consumers with a below average credit score and also known as subprime credit cards. These credit cards typically offer high rates and rarely offer rebate programs. Some are secured credit cards
  • Score Range: Although credit requirements vary by card issuer, a limited credit score is loosely defined as currently being anything below 675.

Editor's Pick



No Editor's Pick for this category



Public Savings Bank Secured Card

  • 0% APR on purchases for 6 months
  • No annual fee or monthly fees
  • Your income, employment and credit are not factors
  • We report to all 3 major credit bureaus
  • No penalty APR


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 months11.24% VN/A3.5% ($5 minimum)None

AccountNow® Prepaid MasterCard®

  • 100% guaranteed approval*
  • New! iAdvance loan option, no credit check needed
  • Free credit builder and bill pay


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

3 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/AN/AN/AN/ALimited

Citi Forward® for College Students

  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 3,500 bonus points after $250 in purchases are made within 3 months of account opening.
  • 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - Purchases7 months17.24% VariableYes3% ($5 min)*Limited

New Millennium Bank Secured Gold Visa® or Mastercard®

  • Approved regardless of credit history
  • Reports to all 3 credit bureaus
  • Annual Fee: $59.00. Application Processing Fee: $69.95.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

1 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/A19.50% FN/AN/ALimited

Platinum ZeroTMSecured Visa® Credit Card from Applied Bank®

  • ZERO - 0% FIXED APR on Purchases - No Intro Rates
  • ZERO - 0% Rate Won’t Change - Even If You’re Late
  • ZERO Application Fees
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Delays - Timely CREDIT Bureau Reporting


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

1 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/A0% FN/AN/ANone

Citi® mtvUTM Platinum Select® Visa® for College Students

  • 0% APR* on Purchases for 7 months, if you qualify, based on your application and credit history*.
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
  • Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% if you qualify*7 Months*17.24 - 21.24% VariableYes3% ($5 min)*Limited

Current by Discover Teen Prepaid Debit Card

  • Debit Card for Teens with built-in parental controls
  • Set daily, weekly, and monthly spending limits
  • Restrict teen card use in unwanted shopping categories (e.g. liquor stores, tobacco stores, hotels, etc.)
  • Free Direct Deposit for parents & teens
  • See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
N/AN/AN/AN/AN/ALimited