Credit Information at Your Fingertips
If you are looking for general information about the "wonderful world of credit", you have come to the right place. Please click on the link below that interests you. This section covers a broad range of topics, including information about credit reports and credit scores. This section also includes suggestions regarding how to protect yourself from credit scams, including "credit repair services" scams (you can repair your own credit for free), an archive of monthly articles written by our staff members and an active message board (40,000+ posts). |
Featured Free Credit Score Offers: About
 Important Consumer Notes! In this section of our site you will find information about your credit score or rating. It is strongly recommended that you know what your credit score is when "shopping for credit cards". A high credit score is often the key to obtaining the most attractive credit cards (a credit score over 700 will increase your likelihood of getting approved for the best credit card rates, benefits, etc.). A high credit score will also help you to obtain the best rates on other types of loans, as well as the lowest insurance rates. You have the option to instantly obtain your official Experian credit score online for free. We strongly suggest that you take advantage of these free credit score offers. If you were to purchase your credit scores from each of the three major bureaus (Experian, Equifax and TransUnion), you would spend up to $44.40. The Experian offer includes helpful information about how to improve your credit
rating/score. All offers include a free 30 day trial credit monitoring service (more info. below).
Offers Notes! If you decide to continue the trial membership beyond 30 days, you will be charged a monthly fee of $14.95 for the Equifax offer and $12.00 per month for the Experian offer. We strongly suggest that you take advantage of these free credit score offers. Each credit reporting company (aka credit bureau or credit reporting agency) compiles its own credit data. Thus, each credit reporting company usually contains different information regarding your credit score- your score will likely not be same for each company. Finally, taking advantage of these offers will not lower your credit score.
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Finally, you can also enroll in Score WatchTM FICO score monitoring online to receive a free 30 day trial. The free trial includes continuous FICO score monitoring, daily monitoring of your Equifax credit report, and other score monitoring tools. If you choose not cancel the free trial, you will be billed $14.95/month.
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