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Visa credit card offers from our partners

By Curtis Arnold Editor-in-chief, updated on May 24, 2015

If you are looking for a credit card that will be accepted around the world, you may want to choose a Visa credit card. Accepted almost anywhere, Visa offers the power of digital currency to banks, businesses, merchants, individuals, and governments across the globe. According to Visa, as of June 2010, there were over 1.8 billion Visa credit cards issued.  Visa credit card offers include a wide assortment of credit cards including cash back, low interest, balance transfer, student, and business cards issued by a variety of banks.

Compare your card and see how it stacks up
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Capital One<sup>®</sup> Venture<sup>®</sup> Rewards Credit Card
About Our Ratings

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
See More
Purchase Intro APR: N/A
Purchase APR 12.9% - 22.9% (Variable) 
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0 intro for first year; $59 after that
APPLY NOW Credit Needed Excellent/Good
Capital One<sup>®</sup> Spark<sup>®</sup> Cash Select for Business
About Our Ratings

Capital One® Spark® Cash Select for Business

  • Earn 1.5% cash back on every purchase, every day
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months
  • Save on interest with 0% intro APR on purchases until November 2015; 12.9%-20.9% variable APR after that
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Purchase Intro APR: 0% on purchases
Period: until November 2015
Purchase APR 12.9% - 20.9% (Variable) 
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0
APPLY NOW Credit Needed Excellent / Good
Capital One<sup>®</sup> Quicksilver<sup>®</sup> Cash Rewards Credit Card
About Our Ratings

Capital One® Quicksilver® Cash Rewards Credit Card

  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn
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Purchase Intro APR: 0% intro on purchases
Period: until February 2016
Purchase APR 12.9% - 22.9% (Variable) 
Balance Transfer Intro APR 0% intro on balance transfers
Balance Transfer Intro Period until February 2016
Annual Fee $0
APPLY NOW Credit Needed Excellent/Good
Chase Slate<sup>®</sup>
About Our Ratings

Chase Slate®

Editor's take by Curtis Arnold
  • Features one of few zero-percent introductory APR balance transfer offers with an introductory $0 balance transfer fee for transfers made during the first 60 days currently available
  • Long standing editor's pick because of consistently above-average introductory offer
APPLY NOW Credit Needed Excellent
Journey<sup>®</sup> Student Rewards from Capital One<sup>®</sup>
About Our Ratings

Journey® Student Rewards from Capital One®

  • Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time, for a total of 1.25% cash back
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
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Purchase Intro APR: N/A
Purchase APR 19.8% (Variable) 
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0
APPLY NOW Credit Needed Average/Fair/Limited
First National Bank Secured Visa<sup>®</sup> Card
About Our Ratings

First National Bank Secured Visa® Card

  • Your stepping stone to credit that can grow with you.
  • You provide an upfront deposit - from $300 to $5,000 - and that sets your credit limit, subject to our credit approval.
  • How you use your card will reflect on your credit rating with the three major credit bureaus.
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Purchase Intro APR: N/A
Purchase APR 20.99% Variable
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $29
APPLY NOW Credit Needed Bad
Credit One Bank<sup>®</sup> Credit Card with Gas Rewards
About Our Ratings

Credit One Bank® Credit Card with Gas Rewards

  • Unlimited 1% cash back gas rewards
  • Rewards post to your account automatically each month
  • Get Pre-Qualified without affecting your credit score
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Purchase Intro APR: N/A*
Period: N/A*
Purchase APR 17.90% - 23.90% Variable*
Balance Transfer Intro APR N/A*
Balance Transfer Intro Period N/A*
Annual Fee $35-$99
APPLY NOW Credit Needed Average/Fair
Simmons Bank Visa<sup>®</sup> Platinum
About Our Ratings

Simmons Bank Visa® Platinum

Editor's take by Curtis Arnold
  • Consistently an editor's pick due to having one of the lowest variable interest rates in the country
  • No balance-transfer fee
Watch out for: This card is only available to people with impeccable credit
APPLY NOW Credit Needed Excellent
PlayStation<sup>®</sup> Card from Capital One<sup>®</sup>
About Our Ratings

PlayStation® Card from Capital One®

  • Earn 5,000 bonus points after your first purchase in the first 90 days
  • 10 points per $1 spent on all PlayStation® Store purchases
  • 3 points per $1 spent on PlayStation® and Sony purchases at Sony Store and store.sony.com
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Purchase Intro APR: 0% intro on purchases
Period: until February 2016
Purchase APR 13.9% - 24.9% (Variable) 
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0
APPLY NOW Credit Needed Good
OpenSky<sup>®</sup> Secured Visa<sup>®</sup> Credit Card
About Our Ratings

OpenSky® Secured Visa® Credit Card

  • Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
  • Security deposit needs to be submitted before the credit card can be issued.
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Purchase Intro APR: N/A
Purchase APR 17.50% Variable
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $29
APPLY NOW Credit Needed Poor/Bad/No Credit
Capital One<sup>®</sup> Spark<sup>®</sup> Miles Select for Business
About Our Ratings

Capital One® Spark® Miles Select for Business

  • Earn 1.5 miles per dollar on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within the first 3 months
  • Miles don't expire, and there are no categories to limit where or what you buy
See More
Purchase Intro APR: 0% on purchases
Period: until November 2015
Purchase APR 12.9% - 20.9% (Variable) 
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0
APPLY NOW Credit Needed Excellent/ Good
Capital One<sup>®</sup> VentureOne<sup>®</sup> Rewards Credit Card
About Our Ratings

Capital One® VentureOne® Rewards Credit Card

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
See More
Purchase Intro APR: 0% intro on purchases
Period: until May 2016
Purchase APR 11.9% - 21.9% (Variable) 
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0
APPLY NOW Credit Needed Excellent/Good
BankAmericard Cash Rewards<sup>™</sup> Credit Card
About Our Ratings

BankAmericard Cash Rewards Credit Card

Editor's take by Curtis Arnold
  • Offers bonus cash-back rewards in popular categories
  • Recommended to people who use their card for gas and at grocery stores
Watch out for: Be mindful of the spending cap on bonus cash back
APPLY NOW Credit Needed Excellent Credit
BankAmericard<sup>®</sup> Credit Card
About Our Ratings

BankAmericard® Credit Card

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
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Purchase Intro APR: 0% Introductory APR on purchases
Period: 15 billing cycles
Purchase APR 10.99% - 20.99% Variable 
Balance Transfer Intro APR 0% Intro APR for qualifying balance transfers, then 10.99% - 20.99% Variable APR
Balance Transfer Intro Period 15 billing cycles
Annual Fee $0
APPLY NOW Credit Needed Excellent Credit
Total VISA<sup>®</sup> Credit Card
About Our Ratings

Total VISA® Credit Card

  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
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Purchase Intro APR: N/A
Purchase APR 29.99% Fixed
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $75.00 for the first year, $48 annually after that
APPLY NOW Credit Needed Bad
Credit One Bank<sup>®</sup> - Earn More Credit Fast
About Our Ratings

Credit One Bank® - Earn More Credit Fast

  • Automatic reviews for credit line increase opportunities
  • Keep an eye on your progress with free online monthly credit score tracking
  • Get Pre-Qualified for a Platinum Visa credit card
See More
Purchase Intro APR: N/A*
Period: N/A*
Purchase APR 17.90% - 23.90% Variable*
Balance Transfer Intro APR N/A*
Balance Transfer Intro Period N/A*
Annual Fee $35-$99
APPLY NOW Credit Needed Bad
PenFed Promise Visa<sup>®</sup> Card
About Our Ratings

PenFed Promise Visa® Card

  • No annual fee
  • No foreign transaction fee
  • No balance transfer fee
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Purchase Intro APR: N/A
Purchase APR 7.99% to 16.99% Variable APR when you open your account, based on your creditworthiness.* Your APR will vary with the market based on the Prime Rate. 
Balance Transfer Intro APR 4.99% APR promotional balance transfer rate
Balance Transfer Intro Period Promotional balance transfer rate for 12 Months on transfers made between April 1, 2015 through June 30, 2015. After that, the APR for the unpaid balance and any new balance transfers will be 7.99% to 16.99% based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.
Annual Fee $0
APPLY NOW Credit Needed Excellent
Sony Card from Capital One<sup>®</sup>
About Our Ratings

Sony Card from Capital One®

  • Earn 5,000 bonus points after first purchase in your first 90 days
  • 5 points per $1 at Sony Store and store.sony.com
  • 3 points per $1 on dining out and movie purchases
See More
Purchase Intro APR: 0% intro on purchases
Period: until February 2016
Purchase APR 13.9% - 24.9% (Variable) 
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0
APPLY NOW Credit Needed Excellent
primor<sup>™</sup> Secured Visa Classic Card
About Our Ratings

primor Secured Visa Classic Card

  • Reports to all three nationwide credit bureaus.
  • Low fixed 13.99% interest rate on purchases. With no penalty Rate!
  • No processing or application fee.
See More
Purchase Intro APR: N/A
Purchase APR 13.99% Fixed
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $39
APPLY NOW Credit Needed Bad
Ink Cash<sup>®</sup> Business Credit Card
About Our Ratings

Ink Cash® Business Credit Card

Editor's take by Curtis Arnold
  • Earns cash back in popular business spending categories
  • Good earn rate for a business card with no annual fee
Watch out for: Be mindful of the cap on bonus cash back
APPLY NOW Credit Needed Excellent
Credit Card Database

More about Visa credit card offers

  • What is Visa?
  • Is Visa a credit card company?
  • How do you choose?
  • What to compare?

Understanding Visa means understanding its history in the global marketplace. In 1958, BankAmericard was launched in Fresno, California. With a $300 limit, the experimental paper card was the first to offer revolving credit. By 1976, the world had caught on to the concept, and BankAmericard became Visa, complete with the classic blue and gold flag. The name was chosen because it was simple to spell and is pronounced the same in every language. Travel cheques, ATM machines, and multi-currency clearing were soon to follow.

Today, Visa offers a wide range of credit card products to meet every customer's needs. These offers include:

  • Rewards credit card. If you are looking for the best rewards credit card, you will need to find the one that matches your spending and one that allows you to redeem points for travel, merchandise, gift cards and more.
  • Airline credit card. If you fly lots of different airlines you may want to go for a general travel credit card , but if you fly one particular airline most often you can sometimes earn rewards faster if the card is for a specific airline carrier. There are some cards that have no blackout dates for travel, no fees will be charged for flight changes and your first checked bag bags fly for free.
  • Business credit card. If you are a small business owner looking for ways to cut costs and improve your bottom line, you may want to take advantage of business cards which have no annual fee and there are some offers with a rewards program.

There are common misconceptions about what Visa does and does not do. Many believe Visa issues credit cards, sets fees, and determines rates. Visa does not do this. Rather, Visa is a global payments technology company that facilitates the use of credit cards throughout the world. Visa has one of the world's most advanced processing networks, capable of handling more than 20,000 transactions per second. Visa technology offers consumers the choices of prepaid cards, debit cards, or credit card products.

Visa credit cards are offered by a wide variety of financial institutions. Some are co-branded with airlines or hotel chains, some are designed solely for students, some for small business owners and others for people who need to establish their credit. Before you can decide which is the best credit card for you, you will need to find out your credit score and determine how you will use your new credit card.

  • If you want to use your credit card to earn rewards, you should look for a rewards program that matches your purchase pattern, such as buying gas or groceries most often or using your credit card for travel.
  • If you want to pay off a big purchase over time, you'll want to search for a low rate credit card.
  • If you want to transfer a balance and pay off your credit card debt, compare the Visa card offers to find one with the lowest interest rate for the longest time period.

After you narrow down your options, a further credit card comparison should include an assessment of annual percentage rates (APRs), grace periods, annual fees, foreign transaction, balance transfer fees, and any other points that matter to your financial bottom line. Finally, don't forget to check your credit report and credit score in order to spot any problems with your financial history that need to be repaired before you apply for a Visa credit card.