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Visa credit card offers from our partners

By Curtis Arnold Editor-in-chief, updated on April 2, 2015

If you are looking for a credit card that will be accepted around the world, you may want to choose a Visa credit card. Accepted almost anywhere, Visa offers the power of digital currency to banks, businesses, merchants, individuals, and governments across the globe. According to Visa, as of June 2010, there were over 1.8 billion Visa credit cards issued.  Visa credit card offers include a wide assortment of credit cards including cash back, low interest, balance transfer, student, and business cards issued by a variety of banks.

Compare your card and see how it stacks up
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UNITY® Visa Secured Credit Card - The Comeback Card™
About Our Ratings

UNITY® Visa Secured Credit Card - The Comeback Card™

  • A secured credit card to help rebuild your credit
  • Monthly reporting to all 3 major credit bureaus
  • Credit line secured by FDIC insured fully refundable deposit of $250-$10,000 submitted with application
  • Low, fixed interest rate (not variable)
  • No application fee or penalty rate
  • 24/7 online access to your account
  • Good for car rental, hotels; anywhere credit cards are accepted!
Purchase Intro APR: N/A
Purchase APR 17.99% Fixed
Balance Transfer Intro APR 9.95% Fixed
Balance Transfer Intro Period 6 months
Annual Fee $39
APPLY NOW Credit Needed Bad
Citi® Hilton HHonors™  Reserve Card
About Our Ratings

Citi® Hilton HHonors™ Reserve Card

  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
Purchase Intro APR: N/A
Purchase APR 15.24% Variable
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $95
APPLY NOW Credit Needed Excellent
Citi® Hilton HHonors™ Visa Signature® Card
About Our Ratings

Citi® Hilton HHonors™ Visa Signature® Card

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
  • No annual fee.*
Purchase Intro APR: N/A
Purchase APR 15.24% - 19.24%* Variable
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee None
APPLY NOW Credit Needed Excellent
Simmons Bank Visa® Platinum Rewards
About Our Ratings

Simmons Bank Visa® Platinum Rewards

  • Created for those with Excellent Credit and approval is based on your credit rating and application review.
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred
  • Travel Rewards -- cardholders who enroll in the program receive one point per net dollar spent. Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions. Other travel related options are hotels, cruises, vacation packages, car rental, and gift cards.
  • No Annual Fee
Purchase Intro APR: 9.25% Variable
Period: N/A
Purchase APR 9.25% Variable
Balance Transfer Intro APR 9.25% Variable
Balance Transfer Intro Period N/A
Annual Fee $0
APPLY NOW Credit Needed Excellent
Simmons Bank Visa® Platinum
About Our Ratings

Simmons Bank Visa® Platinum

Editor's take by Curtis Arnold
  • Consistently an editor's pick due to having one of the lowest variable interest rates in the country
  • No balance-transfer fee
Watch out for: This card is only available to people with impeccable credit
APPLY NOW Credit Needed Excellent
PenFed Promise Visa® Card
About Our Ratings

PenFed Promise Visa® Card

  • No annual fee
  • No foreign transaction fee
  • No balance transfer fee
  • No late fee
  • No penalty APR
  • APR for Purchases and Cash Advances - 7.99% to 16.99% APR when you open your account, based on your creditworthiness. Your APR will vary with the market based on the Prime Rate.
  • APR for Balance Transfers - 4.99% APR promotional balance transfer rate for 12 Months on transfers made between April 1, 2015 through June 30, 2015. After that, the APR for the unpaid balance and any new balance transfers will be 7.99% to 16.99% based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.
  • Chip Enabled for Added Security
Purchase Intro APR: N/A
Purchase APR 7.99% - 16.99% Variable
Balance Transfer Intro APR 4.99% APR promotional balance transfer rate
Balance Transfer Intro Period Promotional balance transfer rate for 12 Months on transfers made between April 1, 2015 through June 30, 2015. After that, the APR for the unpaid balance and any new balance transfers will be 7.99% to 16.99% based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.
Annual Fee $0
APPLY NOW Credit Needed Excellent
BankAmericard® Visa® Card
About Our Ratings

BankAmericard® Visa® Card

Editor's take by Curtis Arnold
  • This value version of the BankAmericard card offers a zero-percent introductory rate on purchases and qualifying balance transfers, chip technology for enhanced security at chip-enabled merchant terminals, and no annual fee†.
APPLY NOW Credit Needed Excellent
BankAmericard Cash Rewards™ Credit Card
About Our Ratings

BankAmericard Cash Rewards™ Credit Card

Editor's take by Curtis Arnold
  • Offers bonus cash-back rewards in popular categories
  • Recommended to people who use their card for gas and at grocery stores
Watch out for: Be mindful of the spending cap on bonus cash back
APPLY NOW Credit Needed Excellent
Capital One® VentureOne® Rewards Credit Card
About Our Ratings

Capital One® VentureOne® Rewards Credit Card

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until March 2016; 11.9%-21.9% variable APR after that
  • Travel when you want—no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn
  • 100% free Capital One® Credit Tracker—see your monthly credit score anytime and get automatic alerts
Purchase Intro APR: 0% intro on purchases
Period: until March 2016
Purchase APR 11.90% - 21.90% (Variable)
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0
APPLY NOW Credit Needed Excellent/Good
Capital One® Venture® Rewards Credit Card
About Our Ratings

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want—no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
  • 100% free Capital One® Credit Tracker — see your monthly credit score anytime and get automatic alerts
Purchase Intro APR: N/A
Purchase APR 12.90% - 22.90% (Variable)
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0 intro for first year; $59 after that
APPLY NOW Credit Needed Excellent/Good
Journey℠ Student Rewards from Capital One®
About Our Ratings

Journey℠ Student Rewards from Capital One®

  • Earn 1% cash back on every purchase
  • For every month you pay on time, you receive a 25% bonus—that’s a total of 1.25% cash back
  • There’s no limit to the amount of cash back you can earn, and rewards don’t expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly payment due date that works best for you
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Purchase Intro APR: N/A
Purchase APR 19.80% (Variable)
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0
APPLY NOW Credit Needed Average/Fair/Limited
Credit One Bank® Credit Card with Gas Rewards
About Our Ratings

Credit One Bank® Credit Card with Gas Rewards

  • Unlimited 1% cash back gas rewards
  • No limit to the gas rewards you can earn
  • Get Pre-Qualified without affecting your credit score
  • Automatic reviews for credit line increase opportunities
  • Zero fraud liability protects you from unauthorized charges
Purchase Intro APR: N/A*
Period: N/A*
Purchase APR 17.90% - 23.90% Variable*
Balance Transfer Intro APR N/A*
Balance Transfer Intro Period N/A*
Annual Fee $35 - $99
APPLY NOW Credit Needed Fair
Citi ThankYou® Preferred Card  – Earn 20,000 Bonus Points
About Our Ratings

Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points

  • Earn 20,000 bonus ThankYou(R) Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Purchase Intro APR: 0%*
Period: 12 months on Purchases
Purchase APR 12.99% - 22.99%* Variable
Balance Transfer Intro APR 0%*
Balance Transfer Intro Period 12 months on Balance Transfers
Annual Fee $0*
APPLY NOW Credit Needed Excellent
Southwest Airlines Rapid Rewards® Premier Credit Card
About Our Ratings

Southwest Airlines Rapid Rewards® Premier Credit Card

  • Get 25,000 points after you spend $1,000 on purchases in the first 3 months of opening your account.
  • Get 6,000 points after your Cardmember Anniversary.
  • Earn 2 points per $1 spent on Southwest Airlines(R) purchases made directly with the airline and on Rapid Rewards Hotel and Car Rental Partner purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • Redeem points for gift cards, car rentals, cruises, hotel stays and international flights to over 800 destinations on 50+ global carriers.
  • No foreign transaction fees.
Purchase Intro APR: N/A
Purchase APR 15.99% Variable
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $99
APPLY NOW Credit Needed Excellent
British Airways Visa Signature® Card
About Our Ratings

British Airways Visa Signature® Card

  • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening.
  • NEW: $0 Intro Annual Fee The First Year, Then $95.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
Purchase Intro APR: None
Purchase APR 15.99% Variable
Balance Transfer Intro APR None
Balance Transfer Intro Period None
Annual Fee $0 Intro Annual Fee The First Year, Then $95
APPLY NOW Credit Needed Excellent
Chase Freedom®
About Our Ratings

Chase Freedom®

Editor's take by Curtis Arnold
  • Currently offering a sign-up bonus and no annual fee
  • Offers a long introductory period in addition to a solid rewards program
Watch out for: Watch out for the cap on bonus cash back and be sure to set reminders to sign up for bonus categories each quarter
APPLY NOW Credit Needed Good
United MileagePlus® Explorer Card
About Our Ratings

United MileagePlus® Explorer Card

  • Start with 30,000 bonus miles after you spend $1,000 in the first 3 months
  • Check your first bag for free - save up to $100 per roundtrip
  • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
  • No foreign transaction fees!
  • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
  • Your miles don't expire as long as you're a Cardmember, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United flight
  • $0 intro annual fee for the first year, then $95
Purchase Intro APR: N/A
Purchase APR 15.99% Variable
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0 Intro Annual Fee for the first year, then $95
APPLY NOW Credit Needed Excellent
Total VISA® Credit Card
About Our Ratings

Total VISA® Credit Card

  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
Purchase Intro APR: N/A
Purchase APR 29.99% Fixed
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee
$75.00 for the first year, $48 annually after that
APPLY NOW Credit Needed Bad
Ink Cash® Business Credit Card
About Our Ratings

Ink Cash® Business Credit Card

Editor's take by Curtis Arnold
  • Earns cash back in popular business spending categories
  • Good earn rate for a business card with no annual fee
Watch out for: Be mindful of the cap on bonus cash back
APPLY NOW Credit Needed Excellent
Visa® Black Card™
About Our Ratings

Visa® Black Card™

  • Earn 25,000 Bonus Points when you spend $1,500 in the first 90 days* as part of our Industry - Leading Rewards Program
  • Exclusive 24-Hour Concierge Service
  • VIP Treatment at over 3,000 Properties
  • Made of Stainless Steel(SM)
Purchase Intro APR: N/A
Purchase APR 14.99% Variable
Balance Transfer Intro APR 0%
Balance Transfer Intro Period For 15 Months*
Annual Fee $495
APPLY NOW Credit Needed Good
Credit Card Database

More about Visa credit card offers

  • What is Visa?
  • Is Visa a credit card company?
  • How do you choose?
  • What to compare?

Understanding Visa means understanding its history in the global marketplace. In 1958, BankAmericard was launched in Fresno, California. With a $300 limit, the experimental paper card was the first to offer revolving credit. By 1976, the world had caught on to the concept, and BankAmericard became Visa, complete with the classic blue and gold flag. The name was chosen because it was simple to spell and is pronounced the same in every language. Travel cheques, ATM machines, and multi-currency clearing were soon to follow.

Today, Visa offers a wide range of credit card products to meet every customer's needs. These offers include:

  • Rewards credit card. If you are looking for the best rewards credit card, you will need to find the one that matches your spending and one that allows you to redeem points for travel, merchandise, gift cards and more.
  • Airline credit card. If you fly lots of different airlines you may want to go for a general travel credit card , but if you fly one particular airline most often you can sometimes earn rewards faster if the card is for a specific airline carrier. There are some cards that have no blackout dates for travel, no fees will be charged for flight changes and your first checked bag bags fly for free.
  • Business credit card. If you are a small business owner looking for ways to cut costs and improve your bottom line, you may want to take advantage of business cards which have no annual fee and there are some offers with a rewards program.

There are common misconceptions about what Visa does and does not do. Many believe Visa issues credit cards, sets fees, and determines rates. Visa does not do this. Rather, Visa is a global payments technology company that facilitates the use of credit cards throughout the world. Visa has one of the world's most advanced processing networks, capable of handling more than 20,000 transactions per second. Visa technology offers consumers the choices of prepaid cards, debit cards, or credit card products.

Visa credit cards are offered by a wide variety of financial institutions. Some are co-branded with airlines or hotel chains, some are designed solely for students, some for small business owners and others for people who need to establish their credit. Before you can decide which is the best credit card for you, you will need to find out your credit score and determine how you will use your new credit card.

  • If you want to use your credit card to earn rewards, you should look for a rewards program that matches your purchase pattern, such as buying gas or groceries most often or using your credit card for travel.
  • If you want to pay off a big purchase over time, you'll want to search for a low rate credit card.
  • If you want to transfer a balance and pay off your credit card debt, compare the Visa card offers to find one with the lowest interest rate for the longest time period.

After you narrow down your options, a further credit card comparison should include an assessment of annual percentage rates (APRs), grace periods, annual fees, foreign transaction, balance transfer fees, and any other points that matter to your financial bottom line. Finally, don't forget to check your credit report and credit score in order to spot any problems with your financial history that need to be repaired before you apply for a Visa credit card.