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Visa credit card offers from our partners

By Curtis Arnold Editor-in-chief, updated on June 30, 2015

If you are looking for a credit card that will be accepted around the world, you may want to choose a Visa credit card. Accepted almost anywhere, Visa offers the power of digital currency to banks, businesses, merchants, individuals, and governments across the globe. According to Visa, as of June 2010, there were over 1.8 billion Visa credit cards issued.  Visa credit card offers include a wide assortment of credit cards including cash back, low interest, balance transfer, student, and business cards issued by a variety of banks.

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More about Visa credit card offers

  • What is Visa?
  • Is Visa a credit card company?
  • How do you choose?
  • What to compare?

Understanding Visa means understanding its history in the global marketplace. In 1958, BankAmericard was launched in Fresno, California. With a $300 limit, the experimental paper card was the first to offer revolving credit. By 1976, the world had caught on to the concept, and BankAmericard became Visa, complete with the classic blue and gold flag. The name was chosen because it was simple to spell and is pronounced the same in every language. Travel cheques, ATM machines, and multi-currency clearing were soon to follow.

Today, Visa offers a wide range of credit card products to meet every customer's needs. These offers include:

  • Rewards credit card. If you are looking for the best rewards credit card, you will need to find the one that matches your spending and one that allows you to redeem points for travel, merchandise, gift cards and more.
  • Airline credit card. If you fly lots of different airlines you may want to go for a general travel credit card , but if you fly one particular airline most often you can sometimes earn rewards faster if the card is for a specific airline carrier. There are some cards that have no blackout dates for travel, no fees will be charged for flight changes and your first checked bag bags fly for free.
  • Business credit card. If you are a small business owner looking for ways to cut costs and improve your bottom line, you may want to take advantage of business cards which have no annual fee and there are some offers with a rewards program.

There are common misconceptions about what Visa does and does not do. Many believe Visa issues credit cards, sets fees, and determines rates. Visa does not do this. Rather, Visa is a global payments technology company that facilitates the use of credit cards throughout the world. Visa has one of the world's most advanced processing networks, capable of handling more than 20,000 transactions per second. Visa technology offers consumers the choices of prepaid cards, debit cards, or credit card products.

Visa credit cards are offered by a wide variety of financial institutions. Some are co-branded with airlines or hotel chains, some are designed solely for students, some for small business owners and others for people who need to establish their credit. Before you can decide which is the best credit card for you, you will need to find out your credit score and determine how you will use your new credit card.

  • If you want to use your credit card to earn rewards, you should look for a rewards program that matches your purchase pattern, such as buying gas or groceries most often or using your credit card for travel.
  • If you want to pay off a big purchase over time, you'll want to search for a low rate credit card.
  • If you want to transfer a balance and pay off your credit card debt, compare the Visa card offers to find one with the lowest interest rate for the longest time period.

After you narrow down your options, a further credit card comparison should include an assessment of annual percentage rates (APRs), grace periods, annual fees, foreign transaction, balance transfer fees, and any other points that matter to your financial bottom line. Finally, don't forget to check your credit report and credit score in order to spot any problems with your financial history that need to be repaired before you apply for a Visa credit card.