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Visa credit card offers from our partners

By Curtis Arnold Editor-in-chief, updated on May 4, 2015

If you are looking for a credit card that will be accepted around the world, you may want to choose a Visa credit card. Accepted almost anywhere, Visa offers the power of digital currency to banks, businesses, merchants, individuals, and governments across the globe. According to Visa, as of June 2010, there were over 1.8 billion Visa credit cards issued.  Visa credit card offers include a wide assortment of credit cards including cash back, low interest, balance transfer, student, and business cards issued by a variety of banks.

Compare your card and see how it stacks up
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UNITY® Visa Secured Credit Card - The Comeback Card™
About Our Ratings

UNITY® Visa Secured Credit Card - The Comeback Card™

  • A secured credit card to help rebuild your credit
  • Monthly reporting to all 3 major credit bureaus
  • Credit line secured by FDIC insured fully refundable deposit of $250-$10,000 submitted with application
  • Low, fixed interest rate (not variable)
  • No application fee or penalty rate
  • 24/7 online access to your account
  • Good for car rental, hotels; anywhere credit cards are accepted!
Purchase Intro APR: N/A
Purchase APR 17.99% Fixed
Balance Transfer Intro APR 9.95% Fixed
Balance Transfer Intro Period 6 months
Annual Fee $39
APPLY NOW Credit Needed Bad
Citi® Hilton HHonors™  Reserve Card
About Our Ratings

Citi® Hilton HHonors™ Reserve Card

  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
Purchase Intro APR: N/A
Purchase APR 15.24% Variable
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $95
APPLY NOW Credit Needed Excellent
Citi® Hilton HHonors™ Visa Signature® Card
About Our Ratings

Citi® Hilton HHonors™ Visa Signature® Card

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
  • No annual fee.*
Purchase Intro APR: N/A
Purchase APR 15.24% - 19.24%* Variable
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee None
APPLY NOW Credit Needed Excellent
Simmons Bank Visa® Platinum Rewards
About Our Ratings

Simmons Bank Visa® Platinum Rewards

  • Created for those with Excellent Credit and approval is based on your credit rating and application review.
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred
  • Travel Rewards -- cardholders who enroll in the program receive one point per net dollar spent. Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions. Other travel related options are hotels, cruises, vacation packages, car rental, and gift cards.
  • No Annual Fee
Purchase Intro APR: 9.25% Variable
Period: N/A
Purchase APR 9.25% Variable
Balance Transfer Intro APR 9.25% Variable
Balance Transfer Intro Period N/A
Annual Fee $0
APPLY NOW Credit Needed Excellent
Simmons Bank Visa® Platinum
About Our Ratings

Simmons Bank Visa® Platinum

Editor's take by Curtis Arnold
  • Consistently an editor's pick due to having one of the lowest variable interest rates in the country
  • No balance-transfer fee
Watch out for: This card is only available to people with impeccable credit
APPLY NOW Credit Needed Excellent
PenFed Promise Visa® Card
About Our Ratings

PenFed Promise Visa® Card

  • No annual fee
  • No foreign transaction fee
  • No balance transfer fee
  • No late fee
  • No penalty APR
  • APR for Purchases and Cash Advances - 7.99% to 16.99% APR when you open your account, based on your creditworthiness. Your APR will vary with the market based on the Prime Rate.
  • APR for Balance Transfers - 4.99% APR promotional balance transfer rate for 12 Months on transfers made between April 1, 2015 through June 30, 2015. After that, the APR for the unpaid balance and any new balance transfers will be 7.99% to 16.99% based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.
  • Chip Enabled for Added Security
Purchase Intro APR: N/A
Purchase APR 7.99% - 16.99% Variable
Balance Transfer Intro APR 4.99% APR promotional balance transfer rate
Balance Transfer Intro Period Promotional balance transfer rate for 12 Months on transfers made between April 1, 2015 through June 30, 2015. After that, the APR for the unpaid balance and any new balance transfers will be 7.99% to 16.99% based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.
Annual Fee $0
APPLY NOW Credit Needed Excellent
BankAmericard® Visa® Card
About Our Ratings

BankAmericard® Visa® Card

Editor's take by Curtis Arnold
  • This value version of the BankAmericard card offers a zero-percent introductory rate on purchases and qualifying balance transfers, chip technology for enhanced security at chip-enabled merchant terminals, and no annual fee†.
APPLY NOW Credit Needed Excellent
BankAmericard Cash Rewards™ Credit Card
About Our Ratings

BankAmericard Cash Rewards™ Credit Card

Editor's take by Curtis Arnold
  • Offers bonus cash-back rewards in popular categories
  • Recommended to people who use their card for gas and at grocery stores
Watch out for: Be mindful of the spending cap on bonus cash back
APPLY NOW Credit Needed Excellent
Credit One Bank® Credit Card with Gas Rewards
About Our Ratings

Credit One Bank® Credit Card with Gas Rewards

  • Unlimited 1% cash back gas rewards
  • Rewards post to your account automatically each month
  • Get Pre-Qualified without affecting your credit score
  • Automatic reviews for credit line increase opportunities
  • Zero fraud liability protects you from unauthorized charges
Purchase Intro APR: N/A*
Period: N/A*
Purchase APR 17.90% - 23.90% Variable*
Balance Transfer Intro APR N/A*
Balance Transfer Intro Period N/A*
Annual Fee $35 - $99
APPLY NOW Credit Needed Fair
Capital One® Card Finder Tool
About Our Ratings

Capital One® Card Finder Tool

  • Find card offers you may be eligible for without affecting your credit score
  • Get matched to features you want like low intro rates, cash back or miles, and more
  • See your card matches in less than 60 seconds
  • Find a card for where you are--to help you prepare for what's ahead
  • All Capital One cards come with fraud coverage if your card is lost or stolen
  • 24/7 account access including mobile app for fast and easy account management--right from your smartphone
  • Pick the monthly payment due date that works best for you
  • Pay the way you want--by check, online, or at a local branch
Purchase Intro APR: See Terms
Period: See Terms
Purchase APR Various Rates
Balance Transfer Intro APR See Terms
Balance Transfer Intro Period See Terms
Annual Fee See Terms
APPLY NOW Credit Needed N/A
Journey® Student Rewards from Capital One®
About Our Ratings

Journey® Student Rewards from Capital One®

  • Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time, for a total of 1.25% cash back
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Purchase Intro APR: N/A
Purchase APR 19.80% (Variable)
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0
APPLY NOW Credit Needed Average/Fair/Limited
Southwest Airlines Rapid Rewards® Premier Credit Card
About Our Ratings

Southwest Airlines Rapid Rewards® Premier Credit Card

  • Get 25,000 points after you spend $1,000 on purchases in the first 3 months of opening your account.
  • Get 6,000 points after your Cardmember Anniversary.
  • Earn 2 points per $1 spent on Southwest Airlines(R) purchases made directly with the airline and on Rapid Rewards Hotel and Car Rental Partner purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • Redeem points for gift cards, car rentals, cruises, hotel stays and international flights to over 800 destinations on 50+ global carriers.
  • No foreign transaction fees.
Purchase Intro APR: N/A
Purchase APR 15.99% Variable
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $99
APPLY NOW Credit Needed Excellent
Capital One® Venture® Rewards Credit Card
About Our Ratings

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want, no blackout dates
  • Miles don't expire and there's no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
  • 100% free Capital One® Credit Tracker, see your monthly credit score anytime and get automatic alerts
Purchase Intro APR: N/A
Purchase APR 12.9% - 22.9% (Variable)
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0 intro for first year; $59 after that
APPLY NOW Credit Needed Excellent/Good
British Airways Visa Signature® Card
About Our Ratings

British Airways Visa Signature® Card

  • You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening.
  • NEW: $0 Intro Annual Fee The First Year, Then $95.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
Purchase Intro APR: None
Purchase APR 15.99% Variable
Balance Transfer Intro APR None
Balance Transfer Intro Period None
Annual Fee $0 Intro Annual Fee The First Year, Then $95
APPLY NOW Credit Needed Excellent
Chase Freedom®
About Our Ratings

Chase Freedom®

Editor's take by Curtis Arnold
  • Currently offering a sign-up bonus and no annual fee
  • Offers a long introductory period in addition to a solid rewards program
Watch out for: Watch out for the cap on bonus cash back and be sure to set reminders to sign up for bonus categories each quarter
APPLY NOW Credit Needed Good
United MileagePlus® Explorer Card
About Our Ratings

United MileagePlus® Explorer Card

  • LIMITED TIME OFFER: Start with 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months
  • Check your first bag for free -- save up to $100 per roundtrip
  • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
  • No foreign transaction fees
  • Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases
  • Your miles don't expire as long as you're a Cardmember, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United flight
  • $0 intro annual fee for the first year, then $95
Purchase Intro APR: N/A
Purchase APR 15.99% Variable
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0 intro annual fee for the first year, then $95
APPLY NOW Credit Needed Excellent
Total VISA® Credit Card
About Our Ratings

Total VISA® Credit Card

  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
Purchase Intro APR: N/A
Purchase APR 29.99% Fixed
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee
$75.00 for the first year, $48 annually after that
APPLY NOW Credit Needed Bad
NFL Extra Points Credit Card
About Our Ratings

NFL Extra Points Credit Card

  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for a $100 cash back statement credit
  • 0% promotional APR for 6 months on ALL ticket purchases from a team ticket office. After that, a variable APR currently 14.99%, 19.99% or 24.99%, based on your credit worthiness
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops - and 1 point per $1 on all other purchases
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
  • Redeem points for VIP NFL experiences, game tickets or 1% cash back statement credits beginning at 2,500 points for a $25 statement credit
  • All 32 team cards are available, customized with your favorite team's colors and logo
  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that a variable APR, currently 14.99%, 19.99% or 24.99%, based on your creditworthiness
Purchase Intro APR: N/A
Purchase APR 14.99%, 19.99% or 24.99%* Variable
Balance Transfer Intro APR 0%
Balance Transfer Intro Period for 15 months*
Annual Fee $0
APPLY NOW Credit Needed Fair
Capital One® VentureOne® Rewards Credit Card
About Our Ratings

Capital One® VentureOne® Rewards Credit Card

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until April 2016; 11.9%-21.9% variable APR after that
  • Travel when you want, no blackout dates
  • No foreign transaction fees
  • Miles don't expire and there's no limit to how many you can earn
  • 100% free Capital One® Credit Tracker, see your monthly credit score anytime and get automatic alerts
Purchase Intro APR: 0% intro on purchases
Period: until April 2016
Purchase APR 11.9% - 21.9% (Variable)
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee $0
APPLY NOW Credit Needed Excellent/Good
Chase Sapphire Preferred® Card
About Our Ratings

Chase Sapphire Preferred® Card

  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards(R)
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
  • 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95
Purchase Intro APR: N/A
Purchase APR 15.99% Variable
Balance Transfer Intro APR N/A
Balance Transfer Intro Period N/A
Annual Fee Introductory Annual Fee of $0 the first year, then $95
APPLY NOW Credit Needed Excellent
Credit Card Database

More about Visa credit card offers

  • What is Visa?
  • Is Visa a credit card company?
  • How do you choose?
  • What to compare?

Understanding Visa means understanding its history in the global marketplace. In 1958, BankAmericard was launched in Fresno, California. With a $300 limit, the experimental paper card was the first to offer revolving credit. By 1976, the world had caught on to the concept, and BankAmericard became Visa, complete with the classic blue and gold flag. The name was chosen because it was simple to spell and is pronounced the same in every language. Travel cheques, ATM machines, and multi-currency clearing were soon to follow.

Today, Visa offers a wide range of credit card products to meet every customer's needs. These offers include:

  • Rewards credit card. If you are looking for the best rewards credit card, you will need to find the one that matches your spending and one that allows you to redeem points for travel, merchandise, gift cards and more.
  • Airline credit card. If you fly lots of different airlines you may want to go for a general travel credit card , but if you fly one particular airline most often you can sometimes earn rewards faster if the card is for a specific airline carrier. There are some cards that have no blackout dates for travel, no fees will be charged for flight changes and your first checked bag bags fly for free.
  • Business credit card. If you are a small business owner looking for ways to cut costs and improve your bottom line, you may want to take advantage of business cards which have no annual fee and there are some offers with a rewards program.

There are common misconceptions about what Visa does and does not do. Many believe Visa issues credit cards, sets fees, and determines rates. Visa does not do this. Rather, Visa is a global payments technology company that facilitates the use of credit cards throughout the world. Visa has one of the world's most advanced processing networks, capable of handling more than 20,000 transactions per second. Visa technology offers consumers the choices of prepaid cards, debit cards, or credit card products.

Visa credit cards are offered by a wide variety of financial institutions. Some are co-branded with airlines or hotel chains, some are designed solely for students, some for small business owners and others for people who need to establish their credit. Before you can decide which is the best credit card for you, you will need to find out your credit score and determine how you will use your new credit card.

  • If you want to use your credit card to earn rewards, you should look for a rewards program that matches your purchase pattern, such as buying gas or groceries most often or using your credit card for travel.
  • If you want to pay off a big purchase over time, you'll want to search for a low rate credit card.
  • If you want to transfer a balance and pay off your credit card debt, compare the Visa card offers to find one with the lowest interest rate for the longest time period.

After you narrow down your options, a further credit card comparison should include an assessment of annual percentage rates (APRs), grace periods, annual fees, foreign transaction, balance transfer fees, and any other points that matter to your financial bottom line. Finally, don't forget to check your credit report and credit score in order to spot any problems with your financial history that need to be repaired before you apply for a Visa credit card.