MasterCard Credit Cards from our Partners

By updated on November 22, 2014

Looking for a new credit card? Compare the credit card choices offered by MasterCard to see which one meets your needs. MasterCard offers nearly every type of credit card desired, including many with options for various rewards as well as cards issued by a variety of banks. Expert ratings and reviews can be used to find the best credit card offers and to make credit card comparisons.  MasterCard credit cards are widely accepted and offer many benefits. 

What is MasterCard?

For four decades, MasterCard has functioned as link between financial institutions and customers, providing a wide range of credit card products to meet every customer's needs. MasterCard processes more than 23 billion transactions every year around the globe, so it is more than likely that you can find a MasterCard credit card offer that meets your needs. There are MasterCard credit cards for consumers with limited credit, bad credit, good credit and credit cards for excellent credit, along with credit cards designed to meet the needs of students, small business owners and travelers.

What types of credit cards are offered by MasterCard?

MasterCard offers nearly any type of credit card that consumers today are looking for, including cash back cards, cards with low introductory rates, balance transfer cards and rewards cards that offer a variety of points to be used for items such as airline miles or gift cards to various merchants.

If you usually carry a balance on your credit card, you want to pay off your credit card debt with a balance transfer offer or you are planning to make a big purchase with your new credit card, you should look for credit card offers with a low introductory rate. You will need good or excellent credit to qualify for a credit card with a low interest rate.

How do I choose the MasterCard that works best for me?

Before completing a new credit card application, consumers should consider how they use their credit cards. Those who choose to pay their balance in full each month may be more interested in comparing MasterCard credit card offers for rewards points, while those who carry a balance should be most concerned about the interest rate. Once you decide which type of card you need, you can read credit card reviews to compare the best credit cards.

What can I do to make sure I am approved for a new MasterCard?

If you are getting back on solid financial footing and you're ready to apply for a credit card or upgrade an old card, the first thing you need to do is to find out your credit score. Credit card companies like MasterCard base credit card offers on an evaluation of your ability to pay your credit card bill. If you have bad credit, you will have fewer choices for a credit card.

If you are trying to establish credit for the first time or rebuild your credit history, you may need to start with a secured credit card. Expect a high interest rate, and plan to pay off the card every month.

credit card

See How Your Card Stacks Up

Could you be getting better rewards and rates with another card? Find out.

Can't find my card

Barclaycard® Rewards MasterCard® - Average Credit

Editor's Rating

  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.

See more

Apply Now Credit Needed: Fair
X

Purchase Intro

APR: N/A

Purchase APR

24.99%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Annual Fee

$0

Capital One® Platinum Prestige Credit Card

Editor's Rating

  • Get 0% intro APR on all purchases until March 2016; 10.9%-18.9% variable APR after that
  • Balance transfers also have a 0% intro APR until March 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • Pick the monthly due date that works best for you
  • 100% free Capital One® Credit Tracker--see your monthly credit score anytime and get automatic alerts

See more

Apply Now Credit Needed: Good
X

Purchase Intro

APR: 0%

Period: until March 2016

Purchase APR

10.90% - 18.90% Variable

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

until March 2016

Annual Fee

$0

Capital One® Secured MasterCard®

Editor's Rating

  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness—no additional deposit required
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It’s a credit card—accepted at millions of locations worldwide

See more

Apply Now Credit Needed: Bad
X

Purchase Intro

APR: N/A

Purchase APR

22.90% Variable

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Annual Fee

$29

First Progress Platinum Prestige Secured MasterCard®

Editor's Rating

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.

See more

Apply Now Credit Needed: Bad
X

Purchase Intro

APR: None

Purchase APR

11.99% Variable

Balance Transfer Intro APR

None

Balance Transfer Intro Period

None

Annual Fee

$44

First Progress Platinum Select MasterCard® Secured Credit Card

Editor's Rating

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.

See more

Apply Now Credit Needed: Limited
X

Purchase Intro

APR: N/A

Purchase APR

14.99% Variable

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Annual Fee

$39

Capital One® QuicksilverOne® Cash Rewards Credit Card

Editor's Rating

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until September 2015; 22.9% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker

See more

Apply Now Credit Needed: Limited/No history
X

Purchase Intro

APR: 0%

Period: until September 2015

Purchase APR

22.90% Variable

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

until September 2015

Annual Fee

$39

Barclaycard® Ring MasterCard®

Editor's Rating

  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.

See more

Apply Now Credit Needed: Excellent
X

Purchase Intro

APR: N/A

Purchase APR

8% Variable

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Annual Fee

$0

Barclaycard Arrival™ World MasterCard®

Editor's Rating

  • Earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit
  • Earn 2X miles on travel and dining and 1X miles on all other purchases
  • Miles don't expire as long as your account is open, active and in good standing
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 14.99% or 18.99%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival Cardmembers

See more

Apply Now Credit Needed: Excellent
X

Purchase Intro

APR: N/A

Purchase APR

14.99% or 18.99%* Variable

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

for 12 months*

Annual Fee

$0

Citi® Double Cash Card

Editor's Rating

  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back TWICE on every purchase with:
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee

See more

Apply Now Credit Needed: Excellent
X

Purchase Intro

APR: 0%

Period: 15 months on Purchases*

Purchase APR

12.99% - 22.99%* Variable

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

15 months on Balance Transfers*

Annual Fee

$0*

First Progress Platinum Elite MasterCard® Secured Credit Card

Editor's Rating

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.

See more

Apply Now Credit Needed: Limited
X

Purchase Intro

APR: N/A

Purchase APR

19.99% Variable

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Annual Fee

$39

Barclaycard Arrival Plus™ World Elite MasterCard®

Editor's Rating

  • Earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases - Miles don't expire as long as your account is open, active and in good standing
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • Chip card for increased confidence and convenience to pay abroad as easily as you do at home
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR currently 14.99% or 18.99%, depending on your creditworthiness.
  • Complimentary online FICO® Credit Score access for Barclaycard Arrival Cardmembers

See more

Apply Now Credit Needed: Excellent
X

Purchase Intro

APR: N/A

Purchase APR

14.99% or 18.99%* Variable

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

for 12 months*

Annual Fee

$89 - Waived first year

BuyPower Card from Capital One

Editor's Rating

  • Every purchase earns rewards that can help you save toward a new Chevrolet, Buick, GMC or Cadillac vehicle
  • Get 5% Earnings on your first $5,000 in purchases every year
  • Unlimited 2% Earnings on every purchase after that
  • Your Earnings don't expire and there's no limit on how much you can earn or redeem
  • For an even better value, use your Earnings on top of your best agreed-upon price and most current GM offers
  • 0% intro APR on purchases for 12 months, then 11.9% - 19.9% variable APR on purchases
  • No foreign transaction fees
  • No annual fee

See more

Apply Now Credit Needed: Excellent
X

Purchase Intro

APR: 0%

Period: 12 months

Purchase APR

11.90% - 19.90% Variable

Balance Transfer Intro APR

n/a

Balance Transfer Intro Period

n/a

Annual Fee

$0

CitiBusiness® / AAdvantage® Platinum Select® World MasterCard®

Editor's Rating

  • Designed for businesses with an established credit history
  • Earn 50,000 American Airlines AAdvantage® bonus miles and 2 Admirals Club® One-Day Passes after making $3,000 in purchases within the first 3 months of account opening*
  • Get the first checked bag free for you and up to 4 traveling companions*
  • Enjoy Group 1 Boarding*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, including US Airways codeshare flights booked through American Airlines.*
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at certain office supply, telecommunications and car rental merchants. Earn 1 AAdvantage® mile per $1 spent on other purchases.*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines and US Airways flights*

See more

Apply Now Credit Needed: Excellent
X

Purchase Intro

APR: N/A

Purchase APR

15.24% Variable

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Annual Fee

$95

$95, waived for first 12 months*

Citi ThankYou® Prestige Card

Editor's Rating

  • $250 Air Travel Credit each year
  • Complimentary 4th Night for any hotel stay
  • Earn 30,000 bonus ThankYou® Points after $2,000 in purchases made with your card in the first 3 months the account is open.
  • Earn 3x points on Air Travel and Hotels
  • Earn 2x points on Dining at Restaurants and Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases
  • Travel with ease and enjoy chip based technology

See more

Apply Now Credit Needed: Excellent
X

Purchase Intro

APR: N/A

Purchase APR

15.24%* Variable

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Annual Fee

$450