Discover Card

While some credit card companies like American Express trace their origins back 150 years, Discover has been in business just since 1986. Despite its relative youth, Discover has earned a great reputation for offering rewards on all its credit cards. It was the first company to offer cash-back rewards to customers and one of the first to offer a credit card without an annual fee.

What makes Discover Card different from other credit card issuers?

When it was launched in 1986, Discover Card revolutionized the way credit cards did business. It was the first to offer customers a cash back reward on their purchases, and also pioneered cards with no annual fee and competitive fees for merchants accepting the card.

Today, Discover can be credited with creating an entire market of consumer-friendly rewards credit cards. That includes cards that offer unlimited cash back, as well as travel opportunities and other rewards. Is it any wonder then that a TNS 2008 Consumer Card Strategies Research survey found that more U.S. households choose a Discover Card for cash rewards than any other credit card?

What types of credit cards does Discover Card offer?

Discover's new flagship card, the Discover it Card, aims to "change the way people think about credit cards." The perks begin with its lack of an annual fee -- a unique perk in a card that also offers generous rewards. But the benefits don't stop there: The card also boasts no overlimit, foreign transaction or pay-by-phone fees.

On the rewards side, the Discover it Card offers 5 percent cash back bonus on home improvement purchases up to $1,500 April through June for users that complete the free and easy sign-up process. In addition, the card offers 1 percent cash back on all other purchases. A Discover Cashback Concierge is also available to guide you through the effective use of this card's rewards program.

Finally, depending on which offer you choose, you may find attractive 0 percent offers on purchases or balance transfers. See the terms below for offer specifics. All of this also comes with Discover's $0 Fraud Liability Guarantee and its U.S.-based customer service, which allows you to get account help from a real person around the clock.

Please review the tables below for even more details on the Discover it Card.

How do I choose a Discover credit card?

Before you zero in on zero APR credit cards or apply for the best travel rewards card, you may want to think carefully about how you use your credit cards now and how you intend to use them in the future. If you tend to pay off your credit card balance each month and have excellent credit, you may want to pay more attention to the rewards you can rack up rather than the interest rate.

If you're looking to save money on everyday expenses, a cash back card may be your best bet.

If you want to pay off some existing credit card debt, compare balance transfer offers to find one that offers the longest period of zero percent or low interest financing and has a low balance transfer fee.

For all credit card offers you should compare:

• Introductory interest rate
• Regular interest rate
• Annual fee
• Rewards program
• Credit requirements

If you have decided you want to apply for a Discover credit card, look through the credit card offers on this page to see which one best meets your financial goals.

How do I find the best credit cards from Discover Card?

To start, spend some time reading reviews for Discover Card credit cards. Information such as APRs, introductory rates and the level of credit you need to be eligible for the card are factors to consider before you apply for a credit card. It doesn't take long to find the best credit card when you know where to look!