Chase is the U.S. consumer and commercial banking portion of JPMorgan Chase, a leading global financial services firm that operates in more than 60 countries. Chase Bank offers many great rewards and low interest credit cards as well as several co-branded cards. They also offer a variety of business credit cards.
If you are looking for a credit card company that offers plenty of security, you may want to consider applying for a Chase credit card. Chase, the largest credit card issuer in the United States, is the consumer and commercial banking division of JPMorgan Chase, which has more than $2 trillion in assets and a 200-year history.
Chase isn't some fly-by-night credit card company; they have 200,000 employees and operate in 60 different countries. With millions of customers, Chase knows the credit card business and is able to give some of the best credit card offers in the industry.
Finding the best credit card for you depends on the type of credit card you want as well as how you intend to pay off your balance. Chase offers a wide variety of credit cards, so you are likely to find at least one that meets your needs.
You are referring to the lawsuit involving a citizen names James McCoy, who claimed Chase raised interest rates without proper notification. Ultimately, the Supreme Court found in Chase's favor. You don't have to worry about a similar situation because the new credit card regulations that came out in 2009 require all credit card companies to send card holders a notice when interest rates change.
More than a dozen Chase credit cards are available, many of which include the very smart Chase BluePrint tool.
Before deciding which Chase credit card to apply for, you'll need to think about how you will use the card. If you are looking for a new credit card in order to pay off credit card debt, you may want to consider:
If you intend to pay off your balance in full each month, you may want to consider some of the Chase credit cards with rewards:
The Blue Print feature is different from others because it allows you to select your financing terms for each purchase. It also doesn't have any associated fees or penalties. Annual percentage rates vary by the type of Chase credit card. However, interest rates and credit card offers frequently change, so be sure to do your research.
If you are looking for a business credit card or charge card, Chase offers the Ink line of credit and charge cards for small business owners.
There are several types of Ink business cards, each with slightly different rewards programs and features.
Check out the rewards system, interest rate and annual fee of the Ink business cards to decide which one meets your needs best.
Which Chase credit card is best depending on what you are looking for in a card. Chase offers a variety of cash back, reward points, airline, balance transfer and business credit cards. For example if you rarely or never carry a balance and want cash back on purchases, then a Chase cash back card—like the Chase Freedom®—might fit your needs.