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American Express credit card offers

By Curtis Arnold Editor-in-chief, updated on May 23, 2015

The card offers below are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers.

American Express credit card offers have long been synonymous with quality and trustworthiness. The world's largest credit card company in terms of purchase volume, American Express has grown from offering just one charge card that had to be paid in full each month to an array of credit and charge cards to meet varying financial needs. American Express offers credit cards with flexible payment options as well as those that require payment in full at each statement. There are American Express credit and charge cards for individuals, small businesses and corporations.

Compare your card and see how it stacks up
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The Plum Card<sup>®</sup> from American Express OPEN
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The Plum Card® from American Express OPEN

  • Do Business on your terms: Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month.
  • LIMITED TIME OFFER ends 8/24/2015. Earn up to 3.5% back on your first $30,000 in purchases on the Card within the first 3 months of Card Membership.
  • Here's how: Pay early and get 1.5% back with no cap. Plus, get an additional $200 statement credit for every $10,000 you spend on the Card, up to $600 back. That can be an extra 2%.
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Promotional Offer LIMITED TIME OFFER ends 8/24/2015.
Earn up to 3.5% back on your first $30,000 in purchases on the Card within the first 3 months of Card Membership.
Purchase APR N/A 
Annual Fee $0 introductory annual fee your first year, then $250.
APPLY NOW Credit Needed Good
Blue Cash Preferred<sup>®</sup> Card from American Express
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Blue Cash Preferred® Card from American Express

  • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
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Promotional Offer Get $150 back
after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
Purchase APR 12.99% - 21.99% Variable
Annual Fee $75
APPLY NOW Credit Needed Excellent
The Amex EveryDay<sup>SM</sup> Preferred Credit Card from American Express
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The Amex EveryDaySM Preferred Credit Card from American Express

  • Earn 15,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 50% more points: Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
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Promotional Offer Earn 15,000 Membership Reward® points
after you use your new Card to make $1,000 in purchases within the first 3 months.
Purchase APR 12.99% - 21.99% Variable
Annual Fee $95
APPLY NOW Credit Needed Excellent
American Express<sup>®</sup> Premier Rewards Gold Card
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American Express® Premier Rewards Gold Card

  • Earn 25,000 Membership Rewards® points after you use your new Card to make $2,000 in purchases in your first 3 months.
  • Earn Points Faster: 3X points for flights booked directly with airlines and 2X points at US gas stations & US supermarkets, 1X points on other purchases. Terms and limitations apply.
  • With the Membership Rewards® program, you can use points for rewards from over 500 leading brands in travel, gift cards, merchandise, or entertainment.
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Promotional Offer Earn 25,000 Membership Rewards® points
after you use your new Card to make $2,000 in purchases in your first 3 months.
Purchase APR N/A [You must pay your balance in full each month] 
Annual Fee Introductory annual fee of $0 for the first year, then $175
APPLY NOW Credit Needed Excellent
The Enhanced Business Gold Rewards Card from American Express OPEN
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The Enhanced Business Gold Rewards Card from American Express OPEN

  • Get 25,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within the first 3 months of Card Membership
  • Now, Choose where you earn more: 3X points on one of the 5 categories below
  • Airfare purchased directly from airlines, US purchases for: advertising in select media, at gas stations, on shipping, & computer hardware, software, & cloud computing purchases made directly from select providers
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Promotional Offer Get 25,000 Membership Rewards® points
after you spend $5,000 in purchases on the Card within the first 3 months of Card Membership
Purchase APR N/A 
Annual Fee $0 introductory annual fee for the first year, then $175
APPLY NOW Credit Needed Good
The Amex EveryDay<sup>SM</sup> Credit Card from American Express
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The Amex EveryDaySM Credit Card from American Express

  • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
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Promotional Offer Earn 10,000 Membership Reward® points
after you use your new Card to make $1,000 in purchases within the first 3 months.
Purchase APR 12.99% - 21.99% Variable
Annual Fee $0
APPLY NOW Credit Needed Excellent
Gold Delta SkyMiles<sup>®</sup> Credit Card from American Express
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Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on Delta purchases. 1 mile for each dollar you spend on other eligible purchases.
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Promotional Offer Earn 30,000 bonus miles
after you make $1,000 in purchases on your new Card within your first 3 months.
Purchase APR 15.24% - 19.24% Variable
Annual Fee $0 intro annual fee for the first year, then $95
APPLY NOW Credit Needed Excellent
Blue Cash Everyday<sup>®</sup> Card from American Express
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Blue Cash Everyday® Card from American Express

  • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
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Promotional Offer Get $100 back
after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
Purchase APR 12.99% - 21.99% Variable
Annual Fee $0
APPLY NOW Credit Needed Excellent
Starwood Preferred Guest<sup>®</sup> Business Credit Card from American Express
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Starwood Preferred Guest® Business Credit Card from American Express

  • Starpoints® bonus: Earn up to 25,000 bonus points
  • Earn 10,000 Starpoints® after your first purchase on the Card and another 15,000 after you spend $5,000 in purchases on the Card within the first 6 months of Card Membership
  • Starpoints® redeemable towards Award Nights at over 1,100 hotels in nearly 100 countries worldwide
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Promotional Offer Starpoints® bonus: Earn up to 25,000 bonus points
Earn 10,000 Starpoints® after your first purchase on the Card and another 15,000 after you spend $5,000 in purchases on the Card within the first 6 months of Card Membership
Purchase APR 15.24% - 19.24% Variable
Annual Fee $0 introductory annual fee for the first year, then $65
APPLY NOW Credit Needed Good
Starwood Preferred Guest<sup>®</sup> Credit Card from American Express
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Starwood Preferred Guest® Credit Card from American Express

  • Earn 25,000 bonus Starpoints after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn free nights at over 1,100 hotels and resorts in nearly 100 countries with no blackout dates.
  • Some hotels may have mandatory service and resort charges.
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Promotional Offer Earn 25,000 bonus Starpoints
after you use your new Card to make $3,000 in purchases within the first 3 months.
Purchase APR 15.24% - 19.24% variable 
Annual Fee $0 introductory annual fee for the first year, then $65
APPLY NOW Credit Needed Excellent
SimplyCash<sup>®</sup> Business Card from American Express
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SimplyCash® Business Card from American Express

  • Limited Time Offer: You can get a $250 statement credit after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership
  • To be eligible for this offer, your application must be received by June 23, 2015
  • With no annual membership fee, it's a smart choice for your business
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Promotional Offer Limited Time Offer: You can get a $250 statement credit
after you spend $5,000 on qualifying purchases on the Card within the first 6 months of Card Membership. To be eligible for this offer, your application must be received by June 23, 2015.
Purchase APR 12.24% - 19.24% Variable
Annual Fee No annual fee
APPLY NOW Credit Needed Good
The Platinum Card<sup>®</sup> from American Express
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The Platinum Card® from American Express

  • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
  • Up to a $200 Airline Fee Credit Annually.
  • To receive the statement credit, you need to select a qualifying airline.
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Promotional Offer Earn 40,000 points
after you spend $3,000 on purchases on your new Card in your first 3 months.
Purchase APR N/A [You must pay your balance in full each month] 
Annual Fee $450
APPLY NOW Credit Needed Excellent
The Business Platinum Card<sup>®</sup> from American Express OPEN
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The Business Platinum Card® from American Express OPEN

  • Welcome Offer: Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
  • A Premium Card with access to over 40 benefits to help power your business
  • Get up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more
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Promotional Offer Welcome Offer: Get 40,000 Membership Rewards® points
after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
Purchase APR N/A 
Annual Fee $450
APPLY NOW Credit Needed Good
The Blue for Business<sup>®</sup> Credit Card from American Express
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The Blue for Business® Credit Card from American Express

  • Earn a 30% annual Relationship Bonus -- without an annual membership fee
  • Get 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership -- valued at up to $100 in gift cards at select merchants
  • No annual fee for each additional Employee Blue for Business® Credit Card
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Promotional Offer Get 10,000 Membership Rewards® points
after making your first purchase on the Card within your first 3 months of Card Membership -- valued at up to $100 in gift cards at select merchants
Purchase APR 11.24% - 19.24% Variable
Annual Fee No annual fee
APPLY NOW Credit Needed Good
Gold Delta SkyMiles<sup>®</sup> Business Credit Card from American Express
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Gold Delta SkyMiles® Business Credit Card from American Express

  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months
  • You can check your first bag for free and save up to $50 on a round-trip Delta flight
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Promotional Offer Earn 30,000 bonus miles
after you make $1,000 in purchases on your new Card within your first 3 months
Purchase APR 15.24% - 19.24% Variable
Annual Fee $0 introductory annual fee for the first year, then $95
APPLY NOW Credit Needed Good
Business Green Rewards Card from American Express OPEN
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Business Green Rewards Card from American Express OPEN

  • Get 5,000 Membership Rewards® points after your first purchase on the Card
  • Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
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Promotional Offer Get 5,000 Membership Rewards® points
after your first purchase on the Card
Purchase APR N/A 
Annual Fee $0 introductory annual fee for the first year, then $95
APPLY NOW Credit Needed Good
Credit Card Database

More about American Express credit card offers

  • Who is American Express?
  • Who can get it?
  • What cards does American Express offer?
  • Which is right for me?

Known for top-notch customer service and generous rewards programs, American Express has an excellent reputation among credit card companies. American Express offers cards for personal, business, and corporate use, as well as prepaid cards. The company also offers cards for those interested in earning airline miles, hotel stays, cash back and other perks that come from using their cards.

The world's largest card issuer by purchase volume, American Express has a reputation for quality service and loyal customers.

American Express requires excellent credit or very good history and high credit score in order to be considered for any of their personal cards. The small business cards requires good to excellent credit to be considered for one of their cards.  If you are not sure of your credit score, be sure to check your credit report before you apply. You may have to work to improve your credit score before you are eligible for an American Express card. In addition keep in mind card issuers in general review other credit criteria when determining your eligibility for a card.

Though some American Express cards require the balance to be paid in full each month, there are cards available that offer flexible payment schedules, such as the Blue Cash series. American Express offers a wide variety of cards and customer service representatives who can help you choose the right one for your needs.

American Express offers a wide variety of credit cards which allow you to carry a revolving balance and charge cards which must be repaid in full each month.  Typically you can get a higher credit limit on a charge card, but you must be able to pay off any charges when you receive your periodic statement. Think about how you will use your credit card before you decide which type of card is right for you.

Personal credit cards are available with a variety of credit limits and rewards programs. Business cards with flexible credit terms can make life easier for small business owners, while corporate card programs can handle the credit needs of even the largest companies. Prepaid cards through American Express are an option for teens who want a jump-start learning to manage finances.

Take your time in examining each card available to you before making a final choice. Since American Express personal cards require excellent credit, along with other credit criteria, you may want to check your credit report before applying.

To determine which American Express card is for you, consider what you need most in a credit card or charge card. Are you looking for flexible payments? Do you need a very low interest rate? Are you looking for a card that offers a high credit limit, so you never have to wonder what your balance is? Are you looking for travel rewards, if so American Express partners with airlines and hotels in order to bring you even more perks while traveling.  Think about your priorities and what will work best for you.

  • Travel credit card and charge cards. If you are interested most in a travel charge card, you may want to consider the American Express Premier Rewards Gold Card.
  • Co-branded credit cards. Some American Express credit cards are co-branded with hotel chains and airlines such as Starwood and Delta. If you typically use one particular company for travel, you may want to explore the rewards programs of these cards to see if you can accumulate rewards more quickly.
  • Business credit and charge cards. American Express also offers a business card to help manage cash flow and earn cash back rewards.
  • Cash back credit cards. If you are not a frequent traveler, you may be more interested in one of the cash back credit cards that American Express offers. These credit cards do not require quarterly enrollment to earn rewards because you can earn the same reward categories year-round. Terms and limitations apply.

Terms and restrictions apply.

If you think you are ready for an American Express card, browse the offers on this page to see if one meets your needs.