Having no credit or a limited credit history can be a pain when it comes to simple things like turning on utilities in your name. It can also make it nearly impossible for you to qualify for a mortgage. Credit cards are an excellent way to build your credit history. Limited or no credit history credit card offers are a great solution for those who want to make day to day purchases and raise their credit score through responsible use. Many of these cards are secured credit cards. Find answers to your questions about the best ways to build your credit score using credit cards.