Credit Cards for Good Credit from our Partners

By updated on July 25, 2014

If you have good credit, there are a wealth of credit cards available to you. Before you decide which one the best for your particular needs, you'll need to make some decisions. Do you want to carry a balance or pay off your debt in full each month? Do you want to transfer a balance from a credit card with a higher rate? Or do you want to earn rewards such as cash or frequent flier miles? Once you know the answers to these questions, you can apply for the credit card that meets your needs.

What is considered a good credit score?

If you have been responsible with your credit cards, paid your bills on time and haven't taken on too much debt, credit card companies are eager to have your business. While exact credit score standards vary, in general, a credit score of 700 and above should put you in the category of someone with good credit. You can leverage that good credit into qualifying for the credit card offer that you want, such as a card with low interest, cash back rewards, frequent flier miles or a low balance-transfer rate.

What kind of offers can I expect with a good credit score?

It will vary, which is why it's important to compare credit cards and what they offer. But some of the things you should expect include no annual fee; 0 percent introductory interest for the first several months; and a lower variable interest rate after that. Those with the best credit rating get the lowest interest rate.

What kinds of rewards will these cards offer?

There's a rewards credit card to fit every customer. If you drive a lot, you can look for rebates on gas purchases, or if you fly often, you may want a card that adds to your frequent flier miles account every time you shop. Compare these cards not only by the way you earn rewards, but also by how easy it is to redeem rewards. Some credit card companies offer bonus points for using the card or even just for paying your bills.

So what can I do with these rewards?

If you have a good credit score, look for a credit card that will return your rewards in a convenient way, such as in the form of a gift card, credit or check. You should be able to redeem them any time, either by phone, on a website or at a predetermined interval in which you get your cash back automatically.

What other benefits should I look for?

Free extended warranties on the products you purchase; travel accident insurance when you purchase your tickets with your good-credit credit card; auto rental insurance; travel assistance services, such as assistance with passports and immunizations; and no liability for unauthorized transactions on your card.

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Barclaycard® Rewards MasterCard® - Average Credit

Editor's Rating

  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active card members. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: N/A

Purchase APR

24.99%* Variable

Annual Fee

$0

Gold Delta SkyMiles® Business Credit Card from American Express

Editor's Rating

  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months
  • You can check your first bag for free and save up to $50 on a round-trip Delta flight
  • 2x miles for each dollar spent on qualifying Delta purchases and 1x mile for each dollar spent on other eligible purchases
  • Priority Boarding and 20% In-Flight Savings in the form of a statement credit on eligible purchases
  • No Foreign Transaction fees
  • $0 introductory annual fee for the first year, then $95
  • Terms and limitations apply

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: N/A

Purchase APR

15.24% - 19.24% Variable

Annual Fee

$0 introductory annual fee for the first year, then $95

Starwood Preferred Guest® Business Credit Card from American Express

Editor's Rating

  • Starpoints® bonus: Earn up to 25,000 bonus points
  • Earn 10,000 Starpoints® after your first purchase on the Card and another 15,000 after you spend $5,000 in purchases on the Card within the first 6 months of Card Membership
  • Starpoints® redeemable towards Award Nights at over 1,100 hotels in nearly 100 countries worldwide
  • Earn 2 Starpoints® for each dollar of eligible purchases charged directly with hotels and resorts participating in the SPG® program
  • Earn 1 Starpoint® for each dollar of eligible purchases
  • $0 introductory annual fee for the first year, then $65
  • Terms and limitations apply

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: N/A

Purchase APR

15.24% - 19.24% Variable

Annual Fee

$0 introductory annual fee for the first year, then $65

The Plum Card® from American Express OPEN

Editor's Rating

  • Learn how you can get up to 3.5% back.
  • Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month.
  • No Foreign Transaction Fees.
  • Do business on your terms.
  • Pay no annual Membership fee for your first year. Then, pay $250 annually.
  • No annual fee for Employee Cards.
  • Terms & Restrictions Apply.

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: N/A

Purchase APR

N/A

Annual Fee

$0 introductory annual fee your first year, then $250.

Citi® Dividend® Card for College Students

Editor's Rating

  • Build credit while earning cash back fast
  • Earn 5% CASH BACK in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 – 9/30/14
  • Enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • Choose your payment due date
  • No Annual Fee
  • Click Apply Now for pricing details

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: 0%*

Period: 7 months*

Purchase APR

13.99% - 23.99%* Variable

Annual Fee

$0 *

Capital One® VentureOne® Rewards Credit Card

Editor's Rating

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want—no blackout dates
  • Miles don’t expire
  • No limit to the miles you can earn

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: 0%

Period: until August 2015

Purchase APR

11.90% - 19.90% Variable

Annual Fee

$0

Capital One® Venture® Rewards Credit Card

Editor's Rating

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want—no blackout dates
  • Miles don’t expire
  • No limit to the miles you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: N/A

Purchase APR

13.90% - 20.90% Variable

Annual Fee

$59

$0 intro for first year; $59 after that

Capital One® Platinum Prestige Credit Card

Editor's Rating

  • Get 0% intro APR on all purchases until November 2015
  • Balance transfers also have a 0% intro APR until November 2015, a 3% fee applies to each balance transferred
  • Enjoy no annual fee
  • Get peace of mind with fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Fast and easy access, 24/7
  • Rent a car using your card and get collision, damage, and loss insurance
  • Feel secure with 24-hour roadside assistance

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

until November 2015

Purchase Intro

APR: 0%

Period: until November 2015

Purchase APR

10.90% - 18.90% Variable

Annual Fee

$0

The Business Gold Rewards Card from American Express OPEN

Editor's Rating

  • Get 25,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within the first 3 months of Card Membership
  • Built with business-sized purchasing power and fast rewards
  • 3X points on airfare purchased directly from airlines
  • 2X points on US purchases for advertising in select media, shipping, at gas stations, and made directly from select computer hardware, software, and cloud computing providers
  • Up to $100,000 in each category per year, then 1 point
  • Use points to entertain clients, reward employees, reduce travel costs, or just offset the everyday expenses of moving your business forward
  • Terms and limitations apply

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: N/A

Purchase APR

N/A

Annual Fee

$175

$0 introductory annual fee for the first year, then $175

Sony Card from Capital One®

Editor's Rating

  • Earn 5,000 bonus points after first purchase in your first 90 days
  • 5 points per $1 at Sony Store and store.sony.com
  • 3 points per $1 on dining out and movie purchases
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until June 2015, after that a variable 13.9% - 24.9% applies
  • No annual fee

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: 0%

Period: until June 2015

Purchase APR

13.90% - 24.90% Variable

Annual Fee

$0

The Business Platinum Card® from American Express OPEN

Editor's Rating

  • Welcome Offer: Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
  • 20% Travel Bonus when using Membership Rewards® Pay with Points
  • A Premium Card with access to over 40 benefits to help power your business
  • Complimentary access to 600+ participating airport lounges through Priority Pass™ Select
  • Enjoy complimentary, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide
  • Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day
  • Purchasing power that can adjust as your business evolves
  • Terms & Restrictions Apply

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: N/A

Purchase APR

N/A

Annual Fee

$450

Marriott Rewards® Premier Credit Card

Editor's Rating

  • For a limited time, earn 70,000 Points after spending $2,000 in your first 3 months from account opening
  • Receive 1 Free Night Stay after account approval in Category 1-4 locations
  • Receive 1 additional free night stay at a Category 1-5 location every year after your account anniversary date!
  • Introductory Annual Fee of $0 the first year, thereafter $85
  • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
  • Receive 15 credits toward your next Elite membership level after account opening and every year after your account anniversary
  • Unlimited Point Accumulation
  • No Foreign Transaction Fees and global Chip and Signature technology

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: N/A

Purchase APR

15.99% Variable

Annual Fee

$0

$0 Intro Annual Fee for the first year, then $85

Business Green Rewards Card from American Express OPEN

Editor's Rating

  • Get 5,000 Membership Rewards® points after your first purchase on the Card
  • Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Use points toward gift cards, merchandise, entertainment, and more with over 500 merchants
  • $0 introductory annual fee for the first year, then $95
  • Terms & Limitations Apply

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: N/A

Purchase APR

N/A

Annual Fee

$0 introductory annual fee for the first year, then $95

SimplyCash® Business Card from American Express

Editor's Rating

  • With no annual membership fee, it's a smart choice for your business.
  • 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
  • 3% on the category of your choice
  • 1% on other purchases
  • On purchases up to $25,000 at 5% and 3% per rebate year, then 1%
  • Terms and limitations apply

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: 0%

Period: for 9 months

Purchase APR

12.24% - 19.24% Variable

Annual Fee

No annual fee

Chase Slate®

Editor's Rating

  • Pay less interest. Save on balances and new purchases
  • $0 introductory balance transfer fee for transfers made during the first 60 days. After that, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5.
  • 0% Introductory APR for 15 months on purchases and balance transfers. After the introductory period ends, a variable APR of 12.99%, 17.99%, or 22.99%.
  • $0 Annual Fee
  • Best 0% Offer in "Crowning 2013's Best Credit Card Offers" (January 14, 2013)-Forbes Online

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

15 months

Purchase Intro

APR: 0%

Period: 15 months

Purchase APR

12.99%, 17.99%, or 22.99% Variable

Annual Fee

$0

Chase Sapphire®

Editor's Rating

  • 10,000 bonus points when you spend $500 on purchases in the first 3 months from account opening - that's $100 in travel rewards when you redeem through Chase Ultimate Rewards!
  • 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on dining at restaurants and 1 point per dollar spent on all other purchases
  • Points never expire, and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Earn an additional point per dollar spent when you book airfare and hotel accommodations online through Chase Ultimate RewardsSM
  • 24/7 direct access to dedicated customer service specialists
  • No Annual Fee

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: N/A

Purchase APR

15.99% Variable

Annual Fee

$0

Chase Sapphire Preferred®

Editor's Rating

  • Earn 40,000 bonus points when you spend $3,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards℠.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees, plus Chip and Signature enabled for international travel.
  • 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points.
  • 24/7 direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: N/A

Purchase APR

15.99% Variable

Annual Fee

$0

Introductory Annual Fee of $0 the first year, then $95.

The Blue for Business® Credit Card from American Express

Editor's Rating

  • Earn a 30% annual Relationship Bonus - without an annual membership fee
  • Get 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership -- valued at up to $100 in gift cards at select merchants
  • No annual fee for Additional Cards for Employees
  • Get a low introductory APR on purchases for 9 months
  • Use points to reinvest in your business and reward your employees and clients
  • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
  • Terms & Restrictions Apply

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: 0%

Period: for 9 months

Purchase APR

11.24% - 19.24% Variable

Annual Fee

None

No annual fee

Chase Freedom®

Editor's Rating

  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%‐22.99
  • 5% Cash Back on up to $1,500 in combined purchases between July 1 and September 30, 2014 at gas stations and Kohl's ®
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

for 15 months

Purchase Intro

APR: 0%

Period: for 15 months

Purchase APR

13.99% - 22.99%

Annual Fee

$0

Capital One® Quicksilver® Cash Rewards Credit Card

Editor's Rating

  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Your cash back doesn't expire
  • 0% intro APR on all purchases until May 2015
  • Balance transfers also have a 0% intro APR until May 2015, a 3% fee applies to each balance transferred
  • No annual fee

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

0%

Balance Transfer Intro Period

until May 2015

Purchase Intro

APR: 0%

Period: until May 2015

Purchase APR

12.90% - 22.90% Variable

Annual Fee

$0

Playstation® Card from Capital One®

Editor's Rating

  • Earn 5,000 bonus points after your first purchase in the first 90 days
  • 10 points per $1 spent on all Playstation® Store purchases
  • 3 points per $1 spent on Playstation® and Sony purchases at Sony Store and store.sony.com
  • 3 points per $1 spent on quick service restaurants, movie theatres & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until June 2015, after that a variable 13.9% - 24.9% applies
  • No annual fee

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Apply Now Credit Needed: Good
X

Balance Transfer Intro APR

N/A

Balance Transfer Intro Period

N/A

Purchase Intro

APR: 0%

Period: until June 2015

Purchase APR

13.90% - 24.90% Variable

Annual Fee

$0