Bilt Obsidian Card
Rates and Fees

Bilt Obsidian Card

Welcome offer: $200 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
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Up to 1.25X points on rent and mortgage payments with no transaction fee
3X points on your choice of grocery (up to $25K/year) or dining (your 3X category choice remains in effect for the entire calendar year)
2X points on travel
1X points on everyday purchases
Welcome offer: $200 of Bilt Cash
$95
26.74 - 34.74% variable
(690-850) Excellent, Good

  • Cash Back & Rewards

    Up to 1.25X points on rent and mortgage payments with no transaction fee, 3X points on your choice of grocery (up to $25K/year) or dining (your 3X category choice remains in effect for the entire calendar year), 2X points on travel, 1X points on everyday purchases

  • Airline Rewards

    2X points on travel

  • Hotel Rewards

    2X points on travel

  • No Foreign Fee

    None

  • Intro Bonus

    Welcome offer: $200 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.

  • Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
  • 3X points on your choice of grocery (up to $25K/year) or dining. Your 3X category choice remains in effect for the entire calendar year.
  • 2X points on travel
  • 1X points on everyday spend
  • Welcome offer: $200 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
  • $100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.
  • Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
  • Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt's network of 50,000+ merchant partners.

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Bilt Obsidian Card
Rates and Fees

Make the Ultimate Credit Card Upgrade!

Bilt Obsidian Card may be a better fit for your wallet. Apply today to see if you qualify!

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Rates and Fees
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