When the time comes to pay the check at your upcoming business dinner or even a night out with friends, make sure the credit card you put on the table draws more than just a passing glance. Premium credit cards aren’t for everyone, but they are for everyone to aspire to. Many of these cards are made from more than just your run-of-the-mill plastic (think, metal or carbon) and, more importantly, they come loaded with stellar perks, features and rewards-earning opportunities that make the higher-than-average annual fees worth it.