Should I get a balance-transfer credit card?
Anyone who has found themselves struggling to pay off the balance of a credit card with a steep interest rate is going to be tempted by the chance to relieve some of the pressure by lowering the interest rate, or going interest free, with a new balance-transfer credit card.
But is it really that simple? Not [...]
Everything you need to know about EMV credit cards
Your bank or credit union offers "smart" credit cards embedded with an EMV chip. Banks tout these microchip-equipped cards as being more secure, boasting the technology to reduce unauthorized purchases and counterfeit credit cards. And when you travel across the globe? Merchants might not accept your standard magnetic-strip-powered U.S. credit card. But they will gladly [...]
Best credit cards for holiday shopping, holiday travel and avoiding holiday debt
TABLE OF CONTENTSBEST CREDIT CARDS FOR HOLIDAY SHOPPING
BEST CREDIT CARDS FOR HOLIDAY TRAVEL
BEST CREDIT CARDS FOR A ZERO INTEREST PERIODThe holiday season, from Thanksgiving right on through the new year, is a season of giving, receiving, spending and – if you aren't careful – debt. Be sure to maximize your savings by earning rewards on [...]
4 credit card fears (and how to overcome them)
Credit cards are a great financial tool, but they can be hazardous if misused. CardRatings and OP4G recently asked 2,000 Americans (ages 25 and older) about their biggest credit card fears. Read on to learn more about these fears and how to face them.
Overspending was a top fear in our survey, with 28.69 percent of [...]
Types of credit cards: A comprehensive cheat sheet
Choosing the best credit cards for your wallet is a strategic way to save money, score perks, and build a strong credit profile. But like most things these days, consumers have a ton of choices when it comes to plastic preferences, which is why it's important to evaluate your options.
"People don't realize how much credit [...]
Financial Literacy, How Cards Work
Everything you need to know about business credit cards
Business credit cards can allow the owners of businesses both large and small to quickly generate rewards points, which they can turn into free airline miles or large cash-back bonuses. These credit cards can also come with higher credit limits, a tool that cash-strapped owners can use to purchase needed equipment and supplies to help [...]
Best cash-back credit cards of November 2019
TABLE OF CONTENTSBEST CASH-BACK CREDIT CARDS
TYPES OF CASH-BACK CREDIT CARDS
HOW TO CHOOSE THE RIGHT CASH-BACK CARD
HOW DO CASH-BACK CREDIT CARDS WORK?
QUESTIONS TO ASK ABOUT CASH-BACK CREDIT CARDS
ARE CASH-BACK CREDIT CARDS REALLY WORTH IT?
[RELATED_ARTICLE]List of Top PicksCardName - Flat-Rate Cash-Back
CardName - Tiered Rewards
CardName - Rotating Categories
CardName - Cardholder's Choice Rewards
CardName - Best Cash-Back Card for Small [...]
Best premium credit cards for luxury perks of November 2019
TABLE OF CONTENTSBEST PREMIUM CREDIT CARDS
DO YOU QUALIFY FOR THE MOST ELITE CREDIT CARDS?
[RELATED_ARTICLE]You don't have to be a millionaire to travel like one. That's thanks to the growing number of premium credit cards on the market these days that offer a wide range of premium perks and features to qualifying cardholders. From concierge services [...]
Tackle debt with no-fee balance-transfer cards
Do you have credit card debt? You're hardly alone if you do. A September 2014 report from the Federal Reserve reveals 38.1 percent of American families were carrying forward card balances last year. If the amounts involved are small, this needn't bother you much, but they can be a real burden if they start to [...]
Secret ways to earn more points and rewards with your credit cards
If you use your reward credit cards wisely, you can double and, in some cases, even triple your rewards quickly and without spending more. Here are five ways you can make your rewards work for you.
Follow which categories offer bonus rewards
Lots of reward credit card offers give bonuses for rotating categories throughout the year.
"Some of [...]