Is a balance transfer credit card offer right for you?
Fifty-seven percent. That's the number of Americans with a credit card who carried a credit card balance at least once in the 12 months prior to the Federal Reserve's Report on the Economic Wellbeing of American Households in 2015 released in May 2016. Of that number, 51 percent reported that they carried a balance "some [...]
You can snag elite card perks without the Centurion® Card invitation
Who doesn't want an invite to a secret, high-level credit card that comes with more perks than being born a Kardashian? You can wait for that invite to become a Centurion® Card from American Express member (the legendary charge card known casually as the “Black Card”) or you can get creative and find some of [...]
Which Chase credit card is right for you?
If you’re in the market for a credit card, chances are there’s one from Chase, the U.S. consumer and commercial banking portion of JPMorgan Chase, that will slide into your wallet and your financial plans as easily as you slide into your favorite, most comfortable shoes.
That’s because “Chase” and “credit cards” have been nearly synonymous [...]
5 reasons you need a small business credit card if you're self-employed
According to the Freelancers Union, about 56.7 million Americans, or 17% of the U.S. population as of 2018, are freelancers. For those of us who've abandoned the 9-to-5 grind in favor of the freedom and flexibility that comes with self-employment, managing the small business banking part of freelancing can be the trickiest part of the [...]
5 credit card tips for students and recent graduates
As this year's class of college graduates celebrates long-pursued educational success and embarks on brand-new careers, it's also a great time for them to get smart about credit-building and credit scores.
Buying a car and a home both take good credit, as do lots of other post-college purchases and activities. Getting started with a solid credit [...]
Get money back if a price drops weeks, even months after your purchase
Finding a few coins on the sidewalk can put a smile on your face and a jingle in your pocket. Now imagine receiving a similar unexpected reward because an online product has your back. As it turns out, there are ways to save money after you make your purchase, a relatively new way to slice and dice [...]
What military credit card features do you need to know?
Military families face unique challenges - physically, emotionally, logistically and financially.
Long separatithons. Multiple moves. One or both parents working amid hostile environments and cycles of rapid redeployment.
According to the 2015 Blue Star Annual Military Family Lifestyle Survey, 56 percent of active duty military personnel said stress over financial issues was a "Top 5" stressor for [...]
Which Wells Fargo credit card is right for you?
Even if you aren't already familiar with the services and products of Wells Fargo, you are likely familiar with the iconic image long associated with the bank: six galloping horses pulling a quintessential stagecoach.
The image hearkens to the bank's Old West history – it was founded in 1852 in San Francisco to meet the banking [...]
The cash-back credit card market is heating up
There's nothing like getting rewarded every time you swipe.
The market is flooded with cash-back credit cards for consumers to choose from, but several companies have recently made moves to make cash-back rewards even more appealing to new applicants.
Below are just a few of our picks for best cash-back credit cards that have stand-out programs designed to [...]
What did the Credit CARD Act of 2009 do?
The Credit Card Accountability Responsibility and Disclosure Act (or the Credit CARD Act of 2009) was passed by the United States Congress in 2009, expanding on the Truth in Lending Act (TILA), and took effect in 2010. Its purpose was to curtail deceptive and abusive practices by credit card issuers.
A new Federal agency, the Consumer Financial Protection [...]