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Featured Articles

5 ways credit cards can improve your health

When not used properly, credit cards can hurt your mental - and, of course, your financial - well-being. But, when used correctly and smartly, your overall physical, mental and financial health can actually benefit when you use your credit cards. The first step with credit cards is understanding what it takes to create credit health with [...]

Categories: Rewards Cards
Millennials wary of credit cards but keen on potential benefits, new survey finds

The $93 billion credit card market is massive and growing, but it’s probably not because of millennials. Maria Kagianas, a 20-year-old college student from Homer Glen, Ill., is one of those millennials who doesn’t have a credit card to pull out of her wallet. "I have a debit card that is satisfying my current needs as a [...]

Categories: Insights
Make a new year resolution for your credit health in 2019

Your health often tops New Year's resolution lists each year, but remember to include  your credit card health as part of your improvement plan. According to Melanie Lockert, founder and author of Dear Debt, "…The stress of being in debt and having to pay it back can be so pervasive. When I was paying off my [...]

Categories: Card Basics
11 tips to protect your credit this holiday season

Your credit score can tank as fast as the holidays approach if you're not careful. You get in the spirit of the season, feeling grateful for friends, family and… plastic and suddenly things are out of control. Freezing the cards no longer deters you because nowadays you can swipe, slide, tap, enter or scan credit cards. [...]

Categories: Card Basics
5 unconventional ways credit cards can save you money

It's coming. That moment when you realize it's time to buy a new car, pay for your child's education, retire, replace your refrigerator… and the list goes on and on. It's a fact of life that major expenses are going to come up. They just do. Sometimes you get years to plan ahead – as [...]

Categories: Card Advantages
How do credit cards affect your credit score?

Your credit score - that, single, all-important number - has an enormous impact on your financial future. But too many people don't understand how this number is formulated or how their actions will help or hurt their score, especially when it comes to credit cards. According to the U.S. Census Bureau, just more than 70 percent [...]

Categories: Card Basics
Pay down your credit card debt with this two-step process

Looking for the quickest way to pay down your credit card debt without paying exorbitant interest rates or hurting your credit? One of the best ways to get debt under control and minimize what you're paying in interest is to take a two-step approach that begins with transferring those balances. Take advantage of some of [...]

Categories: Balance Transfer
What to know before applying for your first credit card

Credit cards are powerful financial tools that can open doors when used wisely. They can help you build a solid credit history, which in turn can help you do everything from secure a car loan at a better interest rate to getting a mortgage on a new home in the future. But how exactly should [...]

Categories: Card Basics
Is a balance transfer credit card offer right for you?

Fifty-seven percent. That's the number of Americans with a credit card who carried a credit card balance at least once in the 12 months prior to the Federal Reserve's Report on the Economic Wellbeing of American Households in 2015 released in May 2016. Of that number, 51 percent reported that they carried a balance "some [...]

Categories: Balance Transfer
You can snag elite card perks without the Centurion® Card invitation

Who doesn't want an invite to a secret, high-level credit card that comes with more perks than being born a Kardashian? You can wait for that invite to become a Centurion® Card from American Express member (the legendary charge card known casually as the “Black Card”) or you can get creative and find some of [...]

Categories: Rewards Cards
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