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Featured Articles

Guide to getting a credit card for foreign students, immigrants, H-1B visa holders

TABLE OF CONTENTSFIRST STEP: FIND AN AMERICAN BANK SECOND STEP: FIND A JOB THIRD STEP: GET A SOCIAL SECURITY NUMBER OR TAXPAYER IDENTIFICATION NUMBER NOW, CAN I GET A CREDIT CARD? AMERICAN CREDIT SCORES AND CREDIT HISTORIES VS. OTHER COUNTRIES' SYSTEMS THE SECURED CREDIT CARD OPTION OTHER OPTIONS FOR BUILDING CREDITIf you're looking to apply for a credit card, you probably [...]

Categories: Card Basics
Earn 5% cash back gas stations, grocery stores and more with these no-annual-fee cards

Another quarter, another chance for CardNamediscontinued and CardNamediscontinued cardholders to rack up 5% cash back in rotating bonus categories.  So what are the categories for Jan. 1-March 31, 2020? Well, if winter weather will keep you inside binge watching on your favorite streaming service or experimenting with some new recipes in your kitchen, you'll be pleased:GROCERY [...]

Categories: Insights
Best credit cards for fair credit of February 2020

TABLE OF CONTENTSBEST CREDIT CARDS FOR FAIR CREDIT LEARN MORE ABOUT CREDIT SCORES [RELATED_ARTICLE]List of Top PicksCardName - Cash Back CardName - 0% APR Period CardName - Student CardName - No Annual Fee CardName - Rewards CardName - SecuredYou obviously want excellent terms for your credit cards, but, unfortunately, your credit score doesn't quite make it into the "excellent" range. These days, [...]

Categories: Best Cards
Student Credit Cards 101

TABLE OF CONTENTSCAN A STUDENT GET A CREDIT CARD? WHO SHOULD GET A STUDENT CREDIT CARD? CREDIT CARD OPTIONS FOR STUDENTS ARE THERE STUDENT-SPECIFIC CREDIT CARDS? USING YOUR CREDIT CARD: BEST PRACTICES ADDITIONAL INFO ABOUT STUDENT CREDIT CARDS [RELATED_ARTICLE] Let's start with the basics: What is a student credit card? A student credit card is designed under the assumption that the [...]

Categories: Student
3 reasons you need more than one credit card

Your credit card is lonely. And, more importantly, your rewards probably aren't racking up as quickly as they could be or working for you as hard as they should be. Maybe you've heard that you should have more than one credit card in your wallet or, conversely, maybe you've heard that one credit card is all [...]

Categories: Card Basics
Our credit card picks to grow your small business

Being a small business owner comes with a unique set of challenges. For one thing, you're often called upon to be a "Jack/Jill of all trades" and that can leave you feeling like a master of none. Streamlining and simplifying are always top priorities, so why are you still trying to make a personal credit card [...]

Categories: Insights
How do credit card issuers define 'travel'?

This is about the time of year when everyone starts thinking about redeeming travel rewards. That is, school is out and the kids are free (and bored) or maybe you're just badly wanting an escape from your everyday grind. Whatever your rationale, if you're searching for a place to travel, you'd do well to search [...]

Categories: Card Basics
Double dip to maximize your credit card rewards

Massive signup bonuses, strategic spending in specific categories or using your credit card for everyday purchases aren't the only way to rack up rewards. Savvy consumers use another strategy to maximize bonuses: double dipping. Double dipping can take several forms, from using a rewards card to book travel with your preferred airline and amassing miles or points [...]

Categories: Travel Rewards
A billion reasons to donate your credit card reward points

Can you donate your credit card rewards? We'll cut to the chase: Yes, you can. Sure, a lot of people love cash-back rewards as a tool for saving money and getting perks you wouldn't otherwise get, but some people like to use their savings as a way to give a gift to a charity; it's [...]

Categories: Rewards Cards
Age-by-age guide to teaching kids about money

If you're a parent who has ever made any questionable financial decisions, like buying a car you really couldn't afford or skipping a bill payment in order to buy a new sweater, you've promised yourself - my kids are not going to make the same mistakes. But your kids probably aren't listening to you now when [...]

Categories: Card Basics

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CardRatings is excited to announce the launch of the
100% Free CardRatings Email Course to Learn How to Maximize Travel Rewards.

Created in partnership with ChooseFI

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