High School Students and Credit Cards - A Recipe for Disaster?
Ahhh, school days. Reading, writing, and rooting for your school football team. Hanging out at the mall and surfing the web. Ok, so things have changed a little since you were in school. The current generation of teenagers now has more purchasing power than ever, and companies are spending millions of dollars to get your [...]
Credit Cards for the Rich and Famous: Premium Credit Cards Offer Premium Benefits. But Do You Qualify?
So you've worked to improve your credit record, and color by color, metal after metal, you've climbed the credit card ladder. Blue, silver, gold, platinum. Very impressive. Think you've reached the top?
Not long ago, having a Platinum card in your pocket meant that you were at the top of the credit card game. It's [...]
Credit Cards can Help Reduce your Rental Car Bill
How to Rent a Car, Be Protected, and Save Money Too
If you're beginning to entertain thoughts of hitting the open road, maybe it's time for you to plan a get away. Before you do, it's in your best interest to think a little further ahead than just about when and where to go.
Like, say, how [...]
Disposable Credit Card Numbers
The last few Cardratings.com articles have dealt with important issues: credit card protection and security, two things that almost everyone with a credit card thinks about at one time or another. This month, another topic on secure credit card use: online shopping.
If you've ever purchased anything on the Internet, you are probably a big fan [...]
How Cards Work , Tips
Credit card insurance: Is it worth it?
A new year offers a fresh start, and thousands will make a New Year's resolution to get their financial matters more organized.
When sorting through various files regarding credit cards, many people may happen upon information regarding consumer credit insurance (CCI). In fact, some people may be paying for this insurance and not even realize that [...]
How Cards Work , Tips
Card Registration Services
The holiday season tends to bring out the best in people. Joy abounds and the spirit of caring is all around. Unfortunately, the holiday season can also bring out the worst in some people--those who take advantage of the multitudes of shoppers armed with wallets full of money and credit cards.
Take a moment and think [...]
Debit or Credit? A comparison of debit cards and credit cards
About a year or two ago, I received a letter and a brand new ATM card from my bank. The letter bragged about the new and improved card that could now act as a debit card. So I exchanged the old card for the new one and tore up the letter before throwing it in [...]
Fixed Rate vs. Variable Rate Cards
Rising interest rates have become the focal point of many recent conversations about credit cards. For consumers who carry a balance on their credit card(s), such conversations are often filled with disgust, anger, and confusion. You may be wondering why credit card rates are rising and what, if anything, that you can do to avoid [...]
Interest / Fees
Credit Card Debt Reduction Tips
In addition to encouraging credit card competition through promoting the most attractive cards in the country, we strive to help consumers cope with credit card debt by teaching various debt reduction strategies. We hope that you find the following tips beneficial...
Interest Rate Awareness:We can not stress enough the importance of being aware of credit card [...]