Some low intro rate card offers are worth a second look
Simply fill out these checks to pay off your loans, bills and other higher-rate credit card accounts. Or use them to improve your home, take a dream vacation, or ...
Peaks your interest, doesn't it?
Odds are you've received credit card offers that read much like this. You might just find one in the mail today. Lately [...]
Balance Transfer , 0 APR Cards
Innovative Programs Indicate Innovative Card: Eufora Card Can Earn the Holder Cash, Chance to Win a Car
It could very well be one of the most innovative credit cards going right now. It certainly has some of the most interesting concepts behind it. The Eufora Card is a relatively new credit card introduced in October of 2001. Named a 2003 Top Rated Card by CardRatings.com (and one of our featured cards), the [...]
Bad Credit, Prepaid Cards
New Credit Reporting Law (FACT)
On December 4th, President Bush signed into law the Fair and Accurate Credit Transactions Act of 2003 (FACT), a law that updates the Fair Credit Reporting Act. While parts of the law are great for consumers, others aren't. Different parts will go into effect from March 2004 through December 2004.
Here are the main provisions:
Free Annual [...]
Credit Report, Legislation
High School Students and Credit Cards - A Recipe for Disaster?
Ahhh, school days. Reading, writing, and rooting for your school football team. Hanging out at the mall and surfing the web. Ok, so things have changed a little since you were in school. The current generation of teenagers now has more purchasing power than ever, and companies are spending millions of dollars to get your [...]
Credit Cards for the Rich and Famous: Premium Credit Cards Offer Premium Benefits. But Do You Qualify?
So you've worked to improve your credit record, and color by color, metal after metal, you've climbed the credit card ladder. Blue, silver, gold, platinum. Very impressive. Think you've reached the top?
Not long ago, having a Platinum card in your pocket meant that you were at the top of the credit card game. It's [...]
Credit Cards can Help Reduce your Rental Car Bill
How to Rent a Car, Be Protected, and Save Money Too
If you're beginning to entertain thoughts of hitting the open road, maybe it's time for you to plan a get away. Before you do, it's in your best interest to think a little further ahead than just about when and where to go.
Like, say, how [...]
Disposable Credit Card Numbers
The last few Cardratings.com articles have dealt with important issues: credit card protection and security, two things that almost everyone with a credit card thinks about at one time or another. This month, another topic on secure credit card use: online shopping.
If you've ever purchased anything on the Internet, you are probably a big fan [...]
How Cards Work , Tips
Credit card insurance: Is it worth it?
A new year offers a fresh start, and thousands will make a New Year's resolution to get their financial matters more organized.
When sorting through various files regarding credit cards, many people may happen upon information regarding consumer credit insurance (CCI). In fact, some people may be paying for this insurance and not even realize that [...]
How Cards Work , Tips
Card Registration Services
The holiday season tends to bring out the best in people. Joy abounds and the spirit of caring is all around. Unfortunately, the holiday season can also bring out the worst in some people--those who take advantage of the multitudes of shoppers armed with wallets full of money and credit cards.
Take a moment and think [...]
Debit or Credit? A comparison of debit cards and credit cards
About a year or two ago, I received a letter and a brand new ATM card from my bank. The letter bragged about the new and improved card that could now act as a debit card. So I exchanged the old card for the new one and tore up the letter before throwing it in [...]