Money and Happiness: Personal Finance Tips From a Hot New Book
I recently visited with J.D. Roth, founder of GetRichSlowly.org, to talk about his new book, Your Money: The Missing Manual (O'Reilly Media, 2010). If you're struggling with financial issues, this book might be just what you need.
Q: You write a lot about money and happiness in your book. Can you explain why you think it's [...]
Quiz: Are you and your partner credit compatible?
Whether you're planning a wedding or celebrating your anniversary, you know that compatibility is one of the keys to marital bliss.
But there's more to compatibility than both liking artisanal bacon (yes, it's a thing) and Icelandic poetry.
Many couples forget to make sure that they're also financially compatible, especially when it comes to credit cards. And [...]
How Cards Work
5 Tips for Traveling Around the World on Your Credit Cards
Not long ago, it was hard to find anyone at an airport flashing anything other than a corporate American Express card. It was also hard to find airfare under $200. Today, competition among credit card companies for frequent travelers has made perks and bonus programs commonplace. Discount travel options make it more affordable for families [...]
How to Make Your Credit Cards Pay for Your Honeymoon
If you're like most American newlyweds, you'll probably budget at least $5,000 for your honeymoon. With some skill and flexibility, most of that won't have to be your own money. "Travel hacking" your honeymoon has become easier than ever, thanks to eager credit card companies and information you can look up for free online. Use [...]
Travel Cards, Tips
Why Lack of Financial Literacy is Crippling Consumers, Part 4 - Essential Terms for Life Insurance
Editor's Note: This article is a guest post from Amy Danise, Senior Managing Editor of Insure.com. It is the fourth in a four-part series on financial literacy.
If you're healthy, you'll likely receive good life insurance quotes for your age and sail through the buying process.
But life insurance shoppers with a less-than-ideal medical history should have a good [...]
Why Lack of Financial Literacy is Crippling Consumers, Part 3 - Tracking Mortgage Rates
Editor's Note: This article is a guest post from Keith T. Gumbinger, Vice President at HSH Associates, Financial Publishers. It is the third in a four-part series on financial literacy.
Perhaps the most frequently asked question we field at HSH.com is, "Where are mortgage rates today--and where are they headed?"
It's a simple enough question, but there isn't a [...]
Why Lack of Financial Literacy is Crippling Consumers, Part 2 - Choosing a Bank Account
Editor's Note: This article is a guest post from Richard Barrington, personal finance expert at MoneyRates.com. It is the second in a four-part series on financial literacy.
Whether you've had a bank account for years or are looking to start your first account, understanding how bank deposit products work can help protect you from potential problems and earn [...]
New Laws Crack Down on Free Credit Report Marketing
Since 2003, credit bureaus have been required by law to provide Americans with annual access to their credit reports, at no charge. However, the AnnualCreditReport.com web site created to manage the process has been overshadowed by a variety of services claiming to offer free insight into credit health. Many of the trial offers attached to free [...]
Credit Report, Legislation
Credit Union Credit Cards: The Bad, the Good, and the Excellent
There are numerous options when it comes to credit cards, including Credit Unions. While Credit Union credit cards aren't an option for everyone, there are some great upsides that you might not be aware of. Here are a few of the perks:
Excellent customer service. Why is customer service at credit unions generally superior to banks? Because [...]
12 Surefire ways to boost your credit score
Unless you’re in the rare group of folks with an 850 credit score, seeking improvement to that important 3-digit number should always be the goal. But, bringing your credit score up can be a challenge, especially if you’ve made past credit mistakes. There are a few tried and true tricks to improving your credit score: [...]
Credit Scores, Published Articles