5 unconventional ways credit cards can save you money
It's coming. That moment when you realize it's time to buy a new car, pay for your child's education, retire, replace your refrigerator… and the list goes on and on. It's a fact of life that major expenses are going to come up. They just do. Sometimes you get years to plan ahead – as [...]
How do credit cards affect your credit score?
Your credit score - that, single, all-important number - has an enormous impact on your financial future.
But too many people don't understand how this number is formulated or how their actions will help or hurt their score, especially when it comes to credit cards. According to the U.S. Census Bureau, just more than 70 percent [...]
Credit card guide for college graduates
Every year, thousands of college graduates receive their diplomas - and plenty of advice about making it in the real world. Credit cards are a powerful financial tool that can open doors when used wisely. If you're a recent grad and have minimal experience with credit cards, here's a guide for how to use them [...]
Pay down your credit card debt with this two-step process
Looking for the quickest way to pay down your debt without paying exorbitant interest rates or hurting your credit? One of the best ways to get that debt under control and minimize what you're paying in interest while lowering those balances is to take a two-step approach that begins with transferring those balances. Take advantage [...]
3 steps to take ahead of applying for your first credit card
Credit cards allow you to build a solid credit history, which can help you do everything from secure a car loan at a better interest rate to getting a mortgage on a new home.
But how do you go about getting your first credit card? If you're an 18-year-old college student with no credit history or [...]
Is a balance transfer credit card offer right for you?
Fifty-seven percent. That's the number of Americans with a credit card who carried a credit card balance at least once in the 12 months prior to the Federal Reserve's Report on the Economic Wellbeing of American Households in 2015 released in May 2016. Of that number, 51 percent reported that they carried a balance "some [...]
You can snag elite card perks without the Centurion® Card invitation
Who doesn't want an invite to a secret, high-level credit card that comes with more perks than being born a Kardashian? You can wait for that invite to become a Centurion® Card from American Express member (the legendary charge card known casually as the “Black Card”) or you can get creative and find some of [...]
Which Chase credit card is right for you?
If you’re in the market for a credit card, chances are there’s one from Chase, the U.S. consumer and commercial banking portion of JPMorgan Chase, that will slide into your wallet and your financial plans as easily as you slide into your favorite, most comfortable shoes.
That’s because “Chase” and “credit cards” have been nearly synonymous [...]
5 reasons you need a small business credit card if you're self-employed
About 53 million Americans, or 34 percent of the workforce, are freelancers. For those of us who've abandoned the 9-to-5 grind in favor of the freedom and flexibility that comes with self-employment, managing the small business banking part of freelancing can be the trickiest part of the journey.
Between the endless cycle of invoicing and waiting [...]
5 credit card tips for students and recent graduates
As this year's class of college graduates celebrates long-pursued educational success and embarks on brand-new careers, it's also a great time for them to get smart about credit-building and credit scores.
Buying a car and a home both take good credit, as do lots of other post-college purchases and activities. Getting started with a solid credit [...]