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Featured Articles

Bonus or bogus: Who pays for rewards credit cards?

When you pay with a rewards credit card, you might get airline miles, points redeemable for merchandise, or cash back into your account. Ever wonder who's footing the bill? Every time you pay with a debit or credit card, retailers get charged an "interchange fee" from card issuers to accept the payment. Interchange fees vary from [...]

Categories: Rewards Cards
Best credit cards for rebuilding credit from our partners

From qualifying for the best credit card reward offers to receiving favorable rates on auto loans and mortgages, your credit score can have a major impact on your life. Information about you and your credit experiences, like your bill-paying history; the number, age, and types of accounts you have; outstanding debt; and collection actions is used [...]

Categories: Bad Credit, Secured Cards, Building Credit, Credit Report, Best Cards, Credit Scores, Prepaid Cards
10 best credit card commercials

Even though millions of consumers take the time to compare credit card offers online every month, television advertising still plays a key role in helping us decide which brands we trust and what cards to avoid. According to trade publication Advertising Age, lenders have stormed back into Americans' living rooms with sharp ads and big budgets. [...]

Categories: Tips
Best credit cards for Valentine's Day

Even though it falls on the same date every year, Valentine's Day still takes many of us by surprise. If you're in a new relationship, you're trying to figure out how far you can go with gifts, flowers and dinner on the town. And if you've been with the same partner for years, you're probably [...]

Categories: Best Cards, Tips, Rewards Cards, Deals
5 financial Band-Aids that can make the bleeding worse

You've resolved to improve your financial situation this year. Maybe you want to pay off a loan, knock off some credit card debt or boost your credit score. Way to go! As you set out to accomplish your goal, beware and avoid options that seem like quick fixes. Often, they only help at the surface temporarily, [...]

Categories: Debt, Building Credit, Tips, Financial Literacy
Showdown: American Express Centurion vs. Visa Black Card

Like a heavyweight fight in Las Vegas, the newest entrant in the super-premium credit card arena, Visa Black Card, challenges the defending champion, the American Express Centurion Card. Last year, CardRatings.com talked with two entrepreneurs who carry the Centurion card to find out how they use the most exclusive credit card to manage their lives. One [...]

Categories: Rewards Cards
Square one: how to build credit after divorce

Going through a divorce can be one of the most stressful and emotionally draining experiences of your life. Your credit score is probably the last thing on your mind, but you do need to make sure you're working towards a healthy financial future in the midst of the separation from your spouse. Some people are left [...]

Categories: Building Credit
12 steps to credit recovery in 2012

If your 2011 financial history involved a string of late payments, dealing with foreclosure, or having accounts go to collections, your credit score probably took a beating. Still, it is possible to restore your credit if you're willing to make a consistent effort. You'll need to modify your spending, adopt healthier payment practices and tweak a [...]

Categories: Building Credit
4 balance transfer snafus that can ding your credit

The days of letting credit card cash advances pile up in high-yield savings accounts are behind us. Still, balance transfer credit card offers proliferate as credit card issuers compete for market share. Does it still make sense for you to surf a card balance from one credit card to another? The answer, and how vigorously it's [...]

Categories: Balance Transfer
My credit score is 678, I was turned down by Capital One because of "insufficient income". What to do?

Q: My credit score is 678, I have no other credit cards except a gas card that I pay off each month, recently went through a divorce, and was turned down by Capital One because of "insufficient income". What to do? A: Due to recent credit card reform, you personally must demonstrate sufficient income in order [...]

Categories: Credit Card Approval, How Cards Work
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