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Featured Articles

7 steps to stress-free holiday spending

Do you usually end up in credit card debt after the holidays? If so, then make a vow right now that this will be the year you change history. It won't be easy, but you really can get through the holidays without buying stuff you can't afford. How? By following this simple, 7-step plan to [...]

Categories: Debt
When to say "no" to a store credit card

About two in three American shoppers spend more than $500 on holiday gifts every year. That makes the new credit card discount offers at most retailers very attractive to cash-strapped consumers. Gift givers who use retail credit cards strategically can save $50, $100, or even more on their annual shopping lists. Some stores even hand [...]

Categories: Store Cards
Top 5 signs you need a new credit card

Life changes. It happens whether we like it to or not. And when changes occur, we often develop new credit card needs. Sometimes the signs that you need a new card are subtle. But sometimes they smack you right in the face. If you experience any of the following, maybe it's time for you and your [...]

Categories: Tips
What's hot--and not--about prepaid debit cards

If you listen to the media, you'd think we'd all dropped our credit cards in favor of swiping prepaid debit cards instead. Sure, there's plenty to like about prepaid debit cards, but there are various downsides to think about, too. Before you kick your credit card to the curb, take a look at what's hot--and [...]

Categories: Prepaid Cards
5 credit card traps that can ruin your retirement

Your golden years should be filled with things you've always dreamed about. Maybe it's a cruise to the Mediterranean with your significant other. Or maybe you're just looking forward to having the time to attend your grandson's baseball games. These dreams can quickly turn into nightmares if you aren't careful about the way you handle credit [...]

Categories: Debt, Tips
Credit cards that want to pay you cash to sign-up

If you've been getting weary from the cat-and-mouse games with credit card issuers, you'll be pleased to hear that you may finally have the upper hand--at least when it comes to these credit cards. These credit card issuers are so anxious for your business that they're willing to pay you to sign up for their [...]

Categories: Cash Back , Deals
6 Things to Know Before Applying for a Secured Credit Card

If you're looking to rebuild a damaged credit history or if you're trying to establish credit for the first time, a secured credit card might be just what you need. A secured credit card offer can help resolve a catch-22 problem that torments consumers in these situations: How do you get a credit card when [...]

Categories: Building Credit, Secured Cards
5 Most Dangerous Things to Do with Your Credit Card

When you think about the words "danger" and "credit card," the first thing to pop into your head is probably debt. The over-your-head kind of debt that can happen when you're not paying attention to how much you're spending. But staying out of debt is only one danger to avoid when it comes to your [...]

Categories: Legislation
Does every credit card charge interest on purchases if the balance isn't paid in full?

Question: Does every credit card now charge interest on purchases if the balance isn't paid in full on the payment due date? Answer: There are very few exceptions I can think of when interest would not be charged. A zero percent introductory purchase APR would be one. Another instance is that some cards are in fact [...]

Categories: How Cards Work , Credit Card Rates / Fees
Top 5 credit card books to download on your Kindle

The interest in eBooks is on the rise. And why not? If you love to read, reading a book on Kindle is a great way to indulge your passion while spending less money than you would at the bookstore. Reading books on Kindle also fits in with our on-the-go lifestyles. Whether you're on a business [...]

Categories: Credit Scores
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