Should you pay taxes with your credit card?
If you're paying income tax to the IRS this year, you have several ways to pony up, including cash, personal check and your favorite credit card. While there are positives to paying taxes with plastic, the experts we talked with say there are at least as many negatives.
Rewards points and convenience are two reasons for [...]
How Cards Work , Tips
Co-signing your kid's first credit card: Bad idea?
If your child is in college or will soon be turning 18 years old, you may have toyed with the idea of letting him or her get a credit card.
But should you co-sign for that card?
Financial experts offer a range of opinions on the topic.
"It's important for young people to have something to help them [...]
Are we using credit more but enjoying it less?
If you can see yourself hanging out with the well-heeled couple in those Chase Sapphire commercials, you probably made it through the recession relatively unscathed. Not everyone's feeling so fortunate, though.
According to a joint poll run by MSN Money and CardRatings.com, nearly three in four Americans report having frozen or cut back their use of [...]
7 ways to get the most from your miles
Using an airline credit card can be fun, if you don't mind the bills. Every purchase can allow you to daydream about how to use the airline miles you're earning. A trip to Hawaii in the winter or flying the family to Disneyland sounds like fun…until you try to redeem those miles.
"It's harder than ever [...]
Credit cards of the future: 4 exciting trends
Change doesn't come quickly to the credit card business. It took almost two decades for engineers to agree on the standard for the magnetic stripe. Another 25 years passed before European banks issued cards with embedded microchips, a technology that never took off in the United States.
Even today's contactless credit cards handle fewer than [...]
ID Theft / Fraud
Are you passing bad credit habits on to your kids?
You might think your credit and financial habits are nobody's business but your own. But whether you like it or not, your kids - especially teenagers and college students - watch your financial behaviors and learn a lot from you.
For better or worse, our offspring often mimic our financial traits and money-management patterns in ways [...]
How to master credit card roulette
Many credit card articles are about the importance of using a credit card responsibly. This one isn't one of those.
Credit card roulette is a game, but it's definitely not for kids. Or people who are cash poor. Or people with a nervous constitution.
If you think "credit card roulette" means deciding which of your credit card [...]
How Cards Work , Tips
How $5 ruined my credit score
CardRatings.com asked readers to tell us how they helped or hurt their credit scores. This story from reader Melinda Graham of York, Pa., shows how a little bill can cost you big money.
In the fall of 2008, I got a flu shot at my doctor's office. A few weeks later, I got billed $5 for [...]
CARD Act may have cost consumers billions
Back in 2009, the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act was signed to great fanfare, with the White House lauding it as a "turning point for American consumers." The question is, which way have things turned for consumers? By at least one measure, the CARD Act may have been a multi-billion dollar turn [...]
Interest / Fees, Legislation
Check's in the mail, the postmark may prove it
Panicking because you haven't paid your credit card bill yet? You may get a few extra days.
Eight House Democrats are trying to fix a problem that has plagued credit card holders for years: when you send a check to a credit card company, you never really know if your mail will arrive before the deadline [...]
How Cards Work , Other