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Store Credit Cards

When to say "no" to a store credit card

About two in three American shoppers spend more than $500 on holiday gifts every year. That makes the new credit card discount offers at most retailers very attractive to cash-strapped consumers. Gift givers who use retail credit cards strategically can save $50, $100, or even more on their annual shopping lists. Some stores even hand [...]

Categories: Store Cards
Retail Credit Cards and Department Store Credit Cards

Many retail stores want to offer you a line of credit. But before you sign up to get 10% off your purchase and a free umbrella, you need to understand the effect that such cards can have on your credit both good and bad. If you apply for a {fill in name of store here} credit [...]

Categories: How Cards Work , Store Cards

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