Insights

Can you donate credit card rewards? Written by Jennifer Doss The holiday season is a great time for charitable donations, and because of the COVID-19 pandemic, donations may be felt more now than ever before. Perhaps you have an abundance of miles that you’re not using due to postponed travel plans, or maybe you’re cutting back on holiday shopping and have extra rewards to redeem that ...
VantageScore vs. FICO Score: What's the Difference? Written by Kenya McCullum Whether you want to apply for a credit card, mortgage or business loan, you know how important it is to have a good credit score in order to help you reach your goals. However, did you know that there are actually two major credit scoring systems used to evaluate your creditworthiness? Although both FICO and VantageScore ...
Are travel credit cards worth it right now? Written by Maryalene LaPonsie Your vacations have been cancelled. Your business trips have turned into video conferences. And you're not sure you want to get on an airplane right now anyway. Sound familiar? The COVID-19 pandemic has meant many people are staying close to home, either by choice or by necessity. That may leave you wondering whether it's worthwhile to keep ...
Guide to dining rewards programs Written by Maryalene LaPonsie Whether you prefer to dine in or get takeout, restaurant purchases can be an easy way to boost the balance in your favorite airline or hotel rewards account. Many frequent flyer and hotel loyalty programs offer dining rewards, and earning points is as simple as registering your credit or debit card and using it to ...
Best and worst states for credit conditions, 2020 study Written by Richard Barrington The pandemic has turned 2020 into a battle for both physical and economic survival. In each case, the strongest survivors may well be those that were in the best shape when the trouble began. Research shows COVID-19 preys most heavily on those with preexisting conditions. Similarly, the economic burden may fall most heavily on households with ...
Should you save credit card rewards? Written by Maryalene LaPonsie When it comes to credit card rewards, you can take two approaches to redemption. The first is to "earn and burn" rewards by redeeming points and miles as soon as possible. The other is to save rewards for future use as needed. Proponents of earning and burning rewards point out that they have subjective values that ...
Who can apply for a business credit card? Written by Kenya McCullum Whether managing a mom-and-pop shop or freelancing, running a business can be tough work. It doesn't matter if you have 30 employees or none at all— having a business credit card can be a convenience that helps business owners get the supplies they need, when they need them, without worrying about how much cash they ...
Chase announces new Freedom Flex℠ card and updates to Freedom Unlimited® Written by Brooklyn Lowery Meet CardName, the newest member of the Chase Ultimate Rewards® family, and a new, excellent option for maximizing those Chase Ultimate Rewards® points. Often new cash-back cards aren't ones that we get too excited about, but the no-annual-fee Freedom Flex℠ aims to raise the bar with hefty rewards on everyday purchases, a solid signup bonus, and, ...
Democrats and Republicans: Different politics, similar credit card views Written by Brooklyn Lowery Even when our political ideologies – and, therefore, in theory our macro financial ideologies – are far apart, when it comes to our credit cards and personal finances, we’re more alike than you may think. A national CardRatings survey conducted July 31-Aug. 4, 2020, asked respondents about the political ideology with which they most closely identify ...
Should you pay college tuition with a credit card? Written by Jennifer Doss Whether classes resume on or off campus this fall, one thing will remain the same: paying tuition. Credit cards are becoming more widely accepted as a form of payment for college expenses, but is it actually a good idea to pay tuition with one? If you’re a college student, there’s a good chance you may not even ...

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