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Credit card trends to watch for in 2021 Written by Kenya McCullum There's no doubt 2020 has been a challenging year and the COVID-19 pandemic has changed our lives in myriad ways - including how we use our credit cards. As the country moves toward financial recovery and the coronavirus gets under control with the widespread dissemination of the vaccine, the way people deal with credit cards ...
CardRatings survey shows that 21% of people plan to spend more money on holiday spending this year Written by Geoff Williams If you have more gifts than usual under the Christmas tree this year, or you're able to give more gifts than you usually do, interestingly, you may have the pandemic to thank. That's one of the surprising conclusions from our latest holiday money habits survey, which surveyed 1,000 Americans nationwide. While 40% of those surveyed said that ...
COVID-19 pandemic will not dramatically affect holiday gift spending, CardRatings survey reveals Written by Geoff Williams The COVID-19 pandemic has made many Americans' lives a ruinous mess and caused 2020 to be a tumultuous year unlike any other, but holiday gift giving will mostly go on as normal, according to the results of our latest holiday money habits survey. This should be encouraging news. After all, no matter what, it's going to ...
Can you donate credit card rewards? Written by Jennifer Doss The holiday season is a great time for charitable donations, and because of the COVID-19 pandemic, donations may be felt more now than ever before. Perhaps you have an abundance of miles that you’re not using due to postponed travel plans, or maybe you’re cutting back on holiday shopping and have extra rewards to redeem that ...
VantageScore vs. FICO Score: What's the Difference? Written by Kenya McCullum Whether you want to apply for a credit card, mortgage or business loan, you know how important it is to have a good credit score in order to help you reach your goals. However, did you know that there are actually two major credit scoring systems used to evaluate your creditworthiness? Although both FICO and VantageScore ...
Are travel credit cards worth it right now? Written by Maryalene LaPonsie Your vacations have been cancelled. Your business trips have turned into video conferences. And you're not sure you want to get on an airplane right now anyway. Sound familiar? The COVID-19 pandemic has meant many people are staying close to home, either by choice or by necessity. That may leave you wondering whether it's worthwhile to keep ...
Guide to dining rewards programs Written by Maryalene LaPonsie Whether you prefer to dine in or get takeout, restaurant purchases can be an easy way to boost the balance in your favorite airline or hotel rewards account. Many frequent flyer and hotel loyalty programs offer dining rewards, and earning points is as simple as registering your credit or debit card and using it to ...
Best and worst states for credit conditions, 2020 study Written by Richard Barrington The pandemic has turned 2020 into a battle for both physical and economic survival. In each case, the strongest survivors may well be those that were in the best shape when the trouble began. Research shows COVID-19 preys most heavily on those with preexisting conditions. Similarly, the economic burden may fall most heavily on households with ...
Should you save credit card rewards? Written by Maryalene LaPonsie When it comes to credit card rewards, you can take two approaches to redemption. The first is to "earn and burn" rewards by redeeming points and miles as soon as possible. The other is to save rewards for future use as needed. Proponents of earning and burning rewards point out that they have subjective values that ...
Who can apply for a business credit card? Written by Kenya McCullum Whether managing a mom-and-pop shop or freelancing, running a business can be tough work. It doesn't matter if you have 30 employees or none at all— having a business credit card can be a convenience that helps business owners get the supplies they need, when they need them, without worrying about how much cash they ...

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