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Insights

Cardholders more likely to keep using a card than to recommend it, survey reveals

Credit cardholders may realize there could be a better credit card option out there, but still say they aren't likely to make a switch. In October 2019, CardRatings.com surveyed more than 1,500 cardholders across 65 credit cards for its annual Best Credit Cards list. The survey asked respondents to rate their respective cards across a number [...]

Categories: Insights
One-third of holiday gift givers feel pressure to spend too much, CardRatings survey reveals

Planning to pay for your holiday gift shopping with a credit card? You'll likely be spending more overall than someone who pays with a non-credit option. The good news, however, is that most of the people using a credit card will pay off those balances in full at the end of their next billing cycle, meaning [...]

Categories: Insights
CardRatings experts, surveyed cardholders pick best credit cards

CardRatings has for years produced an annual "Best credit cards" list showcasing its experts' picks for the top credit cards in a variety of categories ranging from travel rewards, to various cash-back rewards options, to credit cards for small businesses, students, balance transfers and so much more. For the "Best credit cards of 2020," however, CardRatings [...]

Categories: Insights
10 reasons you don't need a small business credit card

If you have always thought that the reasons for having a small business credit card were over-hyped, that they're not necessary, and you can get by without one – you were right. Yes, that may sound surprising, coming from a credit card website such as CardRatings. Even we were surprised when we decided to write this [...]

Categories: Insights
Capital One® Quicksilver® vs. Capital One® QuicksilverOne®

 Modernity is fraught with countless complexities. From trying to understand cryptocurrency to demystifying why toast with avocado costs $18, the intricacies of modern money can leave you with more questions than answers. Thankfully, that mold is broken with simple and easy to understand things. The CardName discontinued and CardName discontinued provide just that sort of [...]

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Chase Sapphire Preferred® vs. Capital One® Venture® Rewards Credit Card

For a number of years, the CardName has been one of the top travel rewards credit cards for people who want flexibility with redemption options. With the ability to transfer points to travel partners, great travel benefits, and a relatively low annual fee, the Sapphire Preferred® Card made a name for itself in providing incredible [...]

Categories: Insights
New CardRatings.com research names the best and worst states for credit conditions

As recession concerns loom, poor credit conditions put Nevada, Georgia and Louisiana on shaky ground while North Dakota leads all states with the best credit conditions. Foster City, CA – September 17, 2019 – CardRatings.com, a leader in credit card ratings, today released new research ranking the best and worst states for credit conditions. Highlighted by stark [...]

Categories: Insights
Study: Best and worst states for credit conditions 2019

The time until the next recession may be running out. Have credit conditions in your state improved much since the last recession? While nationally the economy has been in an expansion for 10 years now, some states have made much more progress during the good times than others. This might leave the weaker states teetering on [...]

Categories: Insights
Chase Freedom Unlimited® vs. Capital One® Quicksilver® Cash Rewards Credit Card

 The peace of mind provided by flat-rate cash-back rewards cards cannot be overstated. With the CardName and the CardName, you are able to easily rack up cash-back rewards without having to keep an updated calendar of the rotating bonus categories or enroll every quarter in order to receive bonus cash back. Both cards earn uncapped [...]

Categories: Insights
Getting the most out of credit card concierge services

While you probably know all about your credit card's cash back or rewards program, you may be less familiar with all the other benefits it offers. For instance, if you have a premium card, you probably have credit card concierge services, which takes stress off your shoulder when it comes to things like trip research, [...]

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We partnered with ChooseFI to combine CardRatings’ offer expertise with ChooseFI’s tried and true travel rewards strategies. Get to know ChooseFI: they have changed tens of thousands of lives and recently won Podcast of the Year at FinCon.
You may think you are a rewards travel expert, but rewards strategies are changing (e.g., the days of card churning and manufactured spending are numbered). Learn powerful, sustainable strategies (a couple of which even you die-hard travel experts might not know). You'll be so glad you did.
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