General Credit Card Tips

3 credit card nightmares to avoid

What's the scariest thing in your wallet? It might be your credit card – and not just on Halloween. Frightening offers, terrifying terms and petrifying practices still exist in the world of plastic. See what you need to beware of. Bad deals for bad credit  If anyone needs a break, it's somebody who has had financial trouble. [...]

Categories: Tips
Poll: the 4 smartest credit card moves

What's the smartest credit card move you've ever made? CardRatings.com asked that very question in a recent poll in the weeks leading up to the American Bankers Association's annual "Get Smart About Credit Day," set for Oct. 20, 2011. The ABA's nationwide campaign aims to educate young people about sound credit card use. The poll first appeared [...]

Categories: Tips
7 credit card perks nobody knows about

Unless you are intimately familiar with the fine print in your credit card agreement, you might not realize that your favorite credit card can save you more money than you might have thought when you shop online, rent cars, travel abroad, or attend popular sporting events. Credit card companies often compete with claims of low interest [...]

Categories: Tips
Shaky job? 7 ways to manage your credit

Credit cards are never more dangerous than when you're unemployed. Of course, if you're underemployed, they're rather dicey as well. If you don't dread carrying credit card debt and being unemployed, you can always ask someone who's part of the 9.1 percent of the labor force that's out of work. It's simple math. When your income [...]

Categories: Balance Transfer , 0 APR Cards, Financial Literacy, Tips, Low APR
Credit cards and celebrity pitches: Who should be the next star?

Credit cards attract star power, just like any other product. Morgan Freeman has narrated many a Visa ad. David Spade has appeared in a few zany Capital One ads. NFL great Peyton Manning starred in some MasterCard commercials. And, of course, American Express (American Express is a CardRatings.com advertiser) has turned the celebrity endorsement into something [...]

Categories: Tips
10 credit card payment apps for small business

No cash? No problem. As credit card processing services reinvent themselves for the mobile era, there's now an app for that. Credit card payment apps transform any mobile device into a cash register and credit card terminal in one. Swipe-and-charge simplicity brings mobile sales to the masses. Traveling sales representatives, small-business owners and even yard-sale bargainers [...]

Categories: Tips
Is a zero balance on a credit card bad?

There's a myth that carrying a balance on your credit cards will help your credit score. Of the Americans who use credit cards, half (about 54 percent) pay their balances in full every month, according to the Federal Reserve's Survey of Consumer Finances. But can this practice help or hurt your credit history? In fact, it [...]

Categories: Credit Report, Tips, Credit Scores
Should you "friend" your credit card?

You might not think twice about "friending" your BFF from high school or "following" your favorite movie star. But "liking" your credit card company? Feelings aside, connecting with credit card companies on Facebook or Twitter could garner you some big rewards. You could win free airline miles, pocket cash-back rewards, receive discounts on merchandise, or land [...]

Categories: Tips
Will a little white lie hurt your credit application?

If you're tempted to fib about your income on a credit card application so you can get the best rewards credit card available, well, think again. That little white lie could put you in the slammer. Credit card issuers care…about your income Prodded by federal regulations and mauled by a tough economy, banks and other credit card issuers [...]

Categories: Tips
Inside the life of Centurion cardholder Taysha Valez

No. 3 Most-Viewed CardRatings.com Article of 2011* You probably think the holders of the very best credit cards, such as the American Express Centurion (the "black card"), are all celebrities. But that may not be the typical Centurion member. Perhaps a better example is Taysha Valez, the 29-year-old founder of myTAY PCS, a mobile phone and Internet [...]

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