5 ways foodies can get more from credit cards Written by Holly JohnsonFoodies often drop some serious cash on the highest-quality specialty ingredients and meals at the finest restaurants in town. But, did you know that epicureans can actually boost their foodie budgets with smart credit card usage? And, according to the rewards experts, they can not only save on food they were going to buy anyway, [...]
5 tips for a debt-free prom Written by Jennifer Goforth GregoryThe list of prom essentials seems endless -- young ladies need the perfect dress, a glamorous hairdo, flawless makeup, matching shoes and evening bag. Young men need a suit, shoes and a corsage for their date. Don't forget about prom tickets, dinner and transportation to the dance. According to a recent study by Visa, the [...]
5 ways to earn that credit card sign-up bonus Written by Holly JohnsonIf you've never had your own rewards credit card, chances are that you might be missing out. That's because, as Lauren Gensler recently pointed out in Forbes, some of the biggest banks around are trying to build their credit card customer base by reaching out to their own customers. To make the sale, writes Gensler, [...]
Clever wallets for stashing your cash Written by Georgie MillerWallets have always been an easy way to show off fashion sense and number of credit cards (or lack thereof). However, wallets themselves are increasingly important multi-functional accessories. As wallets are developed that fulfill a variety of needs and even incorporate useful technologies, and as the holidays approach, they can make unique and personalized gift [...]
Need a frugal vacation? Don't forget credit card perks Written by Jennifer Goforth GregoryAfter returning from a relaxing 12-day trip to Hawaii, I unpacked my suitcase and sorted through vacation photos. You know what I didn't do? Nervously wait for the credit card bills to arrive. Using reward points and some creative thinking, we spent less than $2,500 on our trip for four to Kauai and Oahu. Throughout [...]
5 ways to use credit cards to avoid the holiday rush Written by Jennifer Goforth GregoryWhile Christmas may seem months away, holiday songs will be playing on the radio and the malls will be transformed with decorations before you know it. Start researching and shopping for holiday gifts now and you can take full advantage of your credit card's perks.
Here are five tips to help you avoid the holiday rush [...]
6 secrets to managing multiple credit cards Written by Maryalene LaPonsieFor Louis DeNicola, it started in college with a student Visa credit card. That was followed by two store cards.
Then came the realization that credit card rewards points could hold the key to free travel. One free flight to Europe and a couple free hotel stays later, the New York City resident was hooked. Today, [...]
Before picking up the phone to ask for a credit limit increase... Written by Jennifer Goforth GregorySome people assume that a credit limit increase will hurt their credit score. Some people only request an increase when they have charged up to their limit, while others will contact their credit card company for an increase without giving it a second thought. There are many misconceptions about the reasons to ask for a [...]
Can your credit card save you in an emergency? Written by Brian O'ConnellCan your credit card be a financial lifesaver? You bet. In fact, there are myriad situations where your plastic can bail you out.
Whether it's using a card to pay for car repairs when out of town, or saving you from onerous merchandise warranty fees, your credit card can fix a financial problem -- and fast [...]
Automatic payments: Time saver or finance wrecker? Written by Jennifer GregoryPaying bills is a task that most people dread. With many companies, such as utilities and cell phone companies offering a monthly automatic credit card billing option, it can be tempting to sign up for this service. But while we are all looking to save time and hassle, is this actually a smart financial move?