dcsimg
Advertiser Disclosure
 
Please enter the text to be searched
As the COVID-19 pandemic continues to affect your life and finances, CardRatings will remain committed to providing timely information related to credit cards and personal finance topics via our coronavirus financial services resource page. Email editor@cardratings.com with specific questions.

General Credit Card Tips

Why Lack of Financial Literacy is Crippling Consumers, Part 4 - Essential Terms for Life Insurance Written by CardRatings.com Editor's Note:  This article is a guest post from Amy Danise, Senior Managing Editor of Insure.com. It is the fourth in a four-part series on financial literacy. If you're healthy, you'll likely receive good life insurance quotes for your age and sail through the buying process. But life insurance shoppers with a less-than-ideal medical history should have a good ...
Why Lack of Financial Literacy is Crippling Consumers, Part 3 - Tracking Mortgage Rates Written by CardRatings.com Editor's Note:  This article is a guest post from Keith T. Gumbinger, Vice President at HSH Associates, Financial Publishers. It is the third in a four-part series on financial literacy. Perhaps the most frequently asked question we field at HSH.com is, "Where are mortgage rates today--and where are they headed?" It's a simple enough question, but there isn't a ...
Why Lack of Financial Literacy is Crippling Consumers, Part 2 - Choosing a Bank Account Written by Richard Barrington Editor's Note:  This article is a guest post from Richard Barrington, personal finance expert at MoneyRates.com. It is the second in a four-part series on financial literacy. Whether you've had a bank account for years or are looking to start your first account, understanding how bank deposit products work can help protect you from potential problems and earn ...
Credit Union Credit Cards: The Bad, the Good, and the Excellent Written by Beverly Blair Harzog There are numerous options when it comes to credit cards, including Credit Unions. While Credit Union credit cards aren't an option for everyone, there are some great upsides that you might not be aware of. Here are a few of the perks: Excellent customer service. Why is customer service at credit unions generally superior to banks? Because ...
Been Rate Jacked? 3 Ways to Stand Up to Your Double Crossing Credit Card Issuer Written by Credit card rate hikes have become a popular strategy for lenders who want to purge their portfolios of less profitable accounts. New federal credit card regulations give consumers the power to reject a credit card rate increase, but only at the expense of an active credit line. "Freezing" a credit line to lock in favorable ...
Are you in a money fog? The psychology of money and credit cards. Written by Mike Killian Karen McCall is a nationally recognized consultant, trainer, and speaker on effective money management and its role in overall financial and emotional stability. She is also founder and owner of the Financial Recovery Institutesm. Karen was recently approached regarding how psychology and consumer attitudes affect our use of credit cards. Can you elaborate on how psychology ...
Using Online Credit Card Calculators as a Personal Finance Tool Written by The Web has greatly enhanced the availability of helpful resources pertaining to personal finance. Online financial calculators are a perfect example of how the Web is aiding consumers in making wise choices about credit. Online calculators are becoming increasingly popular financial tools and, while calculators are quite "user-friendly", there are some tips that consumers should consider ...
Credit Card Binding Arbitration: When Ignorance Isn't Bliss Written by Rebecca Lindsey Few people want to go to court, but there are times when it is necessary to preserve your rights and to fight unfair or illegal treatment. Watch out for mandatory arbitration clauses in your credit card agreements, which can prevent you from having your day in court. Over the years, the phrase "read the fine print" ...
Credit Card Cash Advance Pitfalls Written by Credit card cash advances can provide consumers with convenient and instant access to "cold cash" in times of financial need, but cash advances should be avoided if at all possible. Informed consumers realize that cash advances are typically accompanied by fees and exorbitant interest rates (there is also no grace period for cash advances). Moreover, ...
Credit Cards for the Rich and Famous: Premium Credit Cards Offer Premium Benefits. But Do You Qualify? Written by Rebecca Lindsey So you've worked to improve your credit record, and color by color, metal after metal, you've climbed the credit card ladder. Blue, silver, gold, platinum. Very impressive. Think you've reached the top? Not yet. Not long ago, having a Platinum card in your pocket meant that you were at the top of the credit card game. It's ...

Article Categories

Featured Partner Cards

loading