dcsimg

Balance Transfer Credit Cards

Getting the benefits of a balance transfer card

Are your credit cards doing some heavy holiday lifting this season -- maybe a family vacation to Cabo or life in general is giving your wallet a wallop? Whatever the reason, credit card debt is no way to start the new year, so it's time to take a step toward lowering yours. One way to get [...]

Categories: Balance Transfer
Pay down your credit card debt with this two-step process

Looking for the quickest way to pay down your credit card debt without paying exorbitant interest rates or hurting your credit? One of the best ways to get debt under control and minimize what you're paying in interest is to take a two-step approach that begins with transferring those balances. Take advantage of some of [...]

Categories: Balance Transfer
Is a balance transfer credit card offer right for you?

Fifty-seven percent. That's the number of Americans with a credit card who carried a credit card balance at least once in the 12 months prior to the Federal Reserve's Report on the Economic Wellbeing of American Households in 2015 released in May 2016. Of that number, 51 percent reported that they carried a balance "some [...]

Categories: Balance Transfer
Should I get a balance-transfer credit card?

Anyone who has found themselves struggling to pay off the balance of a credit card with a steep interest rate is going to be tempted by the chance to relieve some of the pressure by lowering the interest rate, or going interest free, with a new balance-transfer credit card. But is it really that simple? Not [...]

Categories: Balance Transfer
Tackle debt with no-fee balance-transfer cards

Do you have credit card debt? You're hardly alone if you do. A September 2014 report from the Federal Reserve reveals 38.1 percent of American families were carrying forward card balances last year. If the amounts involved are small, this needn't bother you much, but they can be a real burden if they start to [...]

Categories: Balance Transfer
4 balance transfer snafus that can ding your credit

The days of letting credit card cash advances pile up in high-yield savings accounts are behind us. Still, balance transfer credit card offers proliferate as credit card issuers compete for market share. Does it still make sense for you to surf a card balance from one credit card to another? The answer, and how vigorously it's [...]

Categories: Balance Transfer
Shaky job? 7 ways to manage your credit

Credit cards are never more dangerous than when you're unemployed. Of course, if you're underemployed, they're rather dicey as well. If you don't dread carrying credit card debt and being unemployed, you can always ask someone who's part of the 9.1 percent of the labor force that's out of work. It's simple math. When your income [...]

Categories: Balance Transfer , 0 APR Cards, Financial Literacy, Tips, Low APR
The new rules of the balance transfer game

Life was once good for balance transfer card hacks. Very good indeed. Some of history's best balance transfer credit card offers ensured life was good. Back in the day, credit card companies didn't merely charge zero interest for months and cap or outright waive transfer fees for new cardholders for an initial period. They also applied [...]

Categories: Balance Transfer
The comeback of the balance transfer credit card

Remember those credit card deals that would let you transfer your balance from one credit card to another, pay few or no fees and get zero percent interest for years? If you thought those balance transfer offers had gone the way of the dinosaur, there's good news. These offers are back. Consumer credit experts say low [...]

Categories: Balance Transfer
Using Balance Transfer Responsibly

Taking advantage of balance transfer credit card offers to save on interest charges has been popular for many years. But considering today's economy, are they still a viable option? Many financial groups that offer credit cards have increased their balance transfer fee from 3% to 4%. Curtis Arnold, Founder of Cardratings.com and author of the book [...]

Categories: Balance Transfer

Start Here

Search. Compare. Apply.

Featured Partner Cards

loading
  How is your credit?
Oops! Your credit does not qualify you for this card. Applying and being rejected for this card could possibly hurt your credit
We are redirecting you to offers you are qualified for based on your credit.
720-850
Excellent
660-719
Good
600-659
Fair
350-599
Poor
X
CardRatings is excited to announce the launch of the
100% Free CardRatings Email Course to Learn How to Maximize Travel Rewards.

Created in partnership with ChooseFI

We partnered with ChooseFI to combine CardRatings’ offer expertise with ChooseFI’s tried and true travel rewards strategies. Get to know ChooseFI: they have changed tens of thousands of lives and recently won Podcast of the Year at FinCon.
You may think you are a rewards travel expert, but rewards strategies are changing (e.g., the days of card churning and manufactured spending are numbered). Learn powerful, sustainable strategies (a couple of which even you die-hard travel experts might not know). You'll be so glad you did.
We're planning more courses for the future; this is just the beginning of our journey.
BROUGHT TO YOU BY: