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Chase Freedom® vs. Chase Freedom Unlimited®

While points and miles are nice, everyone needs a good all-purpose cash-back card in their wallet. Cash-back cards generally ensure you are rewarded for every purchase and with something you can always use: cold hard cash. CardName and CardName are both strong choices for a cash-back credit card. They have no annual fee, an introductory 0% [...]

Categories: Card Basics
American Express Platinum vs. Chase Sapphire Reserve®

In the world of premium rewards credit cards, two of the most widely known and used cards are the CardName and CardName. American Express is a CardRatings advertiser. Both of these cards have great rewards earning rates and welcome offers, valuable point redemption benefits, and stellar travel perks. These cards come at a higher cost [...]

Categories: Card Basics
One-third of holiday gift givers feel pressure to spend too much, CardRatings survey reveals

Planning to pay for your holiday gift shopping with a credit card? You'll likely be spending more overall than someone who pays with a non-credit option. The good news, however, is that most of the people using a credit card will pay off those balances in full at the end of their next billing cycle, meaning [...]

Categories: Insights
CardRatings experts, surveyed cardholders pick best credit cards

CardRatings has for years produced an annual "Best credit cards" list showcasing its experts' picks for the top credit cards in a variety of categories ranging from travel rewards, to various cash-back rewards options, to credit cards for small businesses, students, balance transfers and so much more. For the "Best credit cards of 2020," however, CardRatings [...]

Categories: Insights
10 reasons you don't need a small business credit card

If you have always thought that the reasons for having a small business credit card were over-hyped, that they're not necessary, and you can get by without one – you were right. Yes, that may sound surprising, coming from a credit card website such as CardRatings. Even we were surprised when we decided to write this [...]

Categories: Insights
Capital One® Quicksilver® vs. Capital One® QuicksilverOne®

Modernity is fraught with countless complexities. From trying to understand cryptocurrency to demystifying why toast with avocado costs $18, the intricacies of modern money can leave you with more questions than answers. Thankfully, that mold is broken with simple and easy to understand things. The CardName discontinued and CardName discontinued provide just that sort of [...]

Categories: Insights
Chase Sapphire Preferred® vs. Capital One® Venture® Rewards Credit Card

For a number of years, the CardName has been one of the top travel rewards credit cards for people who want flexibility with redemption options. With the ability to transfer points to travel partners, great travel benefits, and a relatively low annual fee, the Sapphire Preferred® Card made a name for itself in providing incredible [...]

Categories: Insights
New CardRatings.com research names the best and worst states for credit conditions

As recession concerns loom, poor credit conditions put Nevada, Georgia and Louisiana on shaky ground while North Dakota leads all states with the best credit conditions. Foster City, CA – September 17, 2019 – CardRatings.com, a leader in credit card ratings, today released new research ranking the best and worst states for credit conditions. Highlighted by stark [...]

Categories: Insights
Study: Best and worst states for credit conditions 2019

The time until the next recession may be running out. Have credit conditions in your state improved much since the last recession? While nationally the economy has been in an expansion for 10 years now, some states have made much more progress during the good times than others. This might leave the weaker states teetering on [...]

Categories: Insights
Chase Freedom Unlimited® vs. Capital One® Quicksilver® Cash Rewards Credit Card

The peace of mind provided by flat-rate cash-back rewards cards cannot be overstated. With the CardName and the CardName, you are able to easily rack up cash-back rewards without having to keep an updated calendar of the rotating bonus categories or enroll every quarter in order to receive bonus cash back. Both cards earn uncapped [...]

Categories: Insights
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