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Credit Reports

Late fees are down: the sequel Written by Geoff Williams Wow, we haven't seen late fees this few and far between since 1994. That's right, for those who crave good news about our economy, here's some: Late payments to credit cards are down to their lowest levels in the last 17 years. That's according to TransUnion, the credit reporting agency, which came out with the news this [...]
Denied for the best credit card? Lenders now required to say why Written by Geoff Williams When is good news also bad news? Starting July 21, it will be easier for consumers to get a free credit score. Because of a new law, you may just get, in the mail, with no strings attached, your very own credit score. That's the good news. But the bad news is that if you get that [...]
Altenative Credit Scores Provide Hope for Millions Written by Shane Tripcony I would like to share some good news for the estimated 50 million consumers that have no credit rating or a limited credit history. There is now a viable option for establishing credit outside of the traditional avenues. The National Credit Reporting Association (NCRA)--a trade group representing small regional credit agencies--in combination with an organization [...]

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