Credit Card Companies

Credit card companies exiting the mug-shot business Written by Maryalene LaPonsie January 24, 2014 Credit cards have become such a universal form of payment it is easy to forget their use is a two-way street. It isn't enough for a merchant to want to accept credit cards -- the issuing company has to agree to add that business to its network as well. And every once in a while, credit [...] Posted in: Credit Card Companies
Will retailers start charging for the privilege of paying with plastic? Written by Maryalene LaPonsie January 4, 2013 Your morning latte may be getting more expensive. No, the coffee shop isn't raising their prices, but they may start charging you an extra fee if you plan on paying with your credit card. It's just the latest tactic allowed by retailers who don't appreciate $1 purchases paid for with Visa and MasterCard. Back in 2010, [...] Posted in: Credit Card Companies
"Your credit card has been declined…" Written by Geoff Williams April 6, 2012 Having your credit card declined is almost a rite of passage, I suppose, for people who aren't incredibly rich. It's hard to imagine that any adult can go through life without their credit card or debit card being declined at least once, even if it's just a technical snafu. Which is what happened last Sunday, [...] Posted in: How Cards Work Other Credit Card Companies
Is live credit card help too much to ask? Written by Geoff Williams March 30, 2012 If I were king for a day, I would permanently ban automated customer service systems. OK, actually, if I really were king for a day, I'd probably buy Disneyland or the Eiffel Tower and give it to my kids as a present, or do something much more cool than pick on credit card companies, and it's [...] Posted in: Credit Card Companies
How One Credit Card Issuer Made Decisions: Ability, Stability, and Willingness to Pay Written by Kate Thome October 1, 2009 Lending decisions vary from lender to lender. The purpose of this article is to offer some insight into how I thought about credit card and loan applications while I served as credit analyst for a major credit card issuer. There is a lot of fuss surrounding FICO scores and credit scores in general. These scores need [...] Posted in: Credit Card Companies How Cards Work
Win-Win Credit Card Solutions for the Unbanked or Underbanked and Lenders Written by
September 20, 2007
I was honored to speak at this summer’s meeting of the Responsible Credit Roundtable, organized by the Center for Financial Services Innovation. The Center brings credit card industry execs and non-profit leaders together to come up with ways that the public can be better served … without hurting the creditors’ bottom line … of course! [...] Posted in: Credit Card Companies Credit Card Education Student Credit Cards
Simmons Bank Introduces New Low Variable Rate Visa Card @ 7.25% APR Written by Mike Killian August 11, 2006 Why would anyone apply for a credit card from a bank located in Arkansas? The answer is simple. Cards issued by Arkansas banks have historically offered some of the lowest rates in the country. The latest offering by an Arkansas based bank is no exception. I am referring to the new Simmons Bank Visa Platinum Card, [...] Posted in: Credit Card Companies
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